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Subject: Updated Coinbase User Agreement and Privacy Policy
To: mail@dorianvasco.de
From: Team Coinbase <support+emiua2018@updates.coinbase.com>
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Date: Wed, 14 Mar 2018 09:49:23 +0000
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<td height=3D"60"></td></tr><tr style=3D"font-famil=
y: Arial, Helvetica, sans-serif; color:#666666; font-size:14px; line-height=
:20px; margin-top:20px;"><td class=3D"content" colspan=3D"2" valign=3D"top"=
style=3D"padding-left:40px; padding-right:40px;"><p>Hi Dorian Vasco,</p><p=
>We are happy to announce that Coinbase has received an e-money license fro=
m the Financial Conduct Authority (FCA) in the UK. The license will allow C=
oinbase to issue e-money and provide payment services across Europe. For ou=
r customers, this will ultimately help us deliver a better experience throu=
gh new partnerships and an easier to use product.</p><p>As a result, we hav=
e updated our User Agreement (below) and <a href=3D"https://www.coinbase.co=
m/legal/privacy" target=3D"_blank">Privacy Policy</a>, which will become ef=
fective on March 21, 2018.&nbsp; By continuing to use our services on or af=
ter March 21, 2018, you agree to be bound by the new User Agreement (below)=
and <a href=3D"https://www.coinbase.com/legal/privacy" target=3D"_blank">P=
rivacy Policy</a>.&nbsp;&nbsp;</p><p>We encourage you to carefully review t=
he new User Agreement (below) and <a href=3D"https://www.coinbase.com/legal=
/privacy" target=3D"_blank">Privacy Policy</a>. Please save this email for =
your reference.&nbsp;</p><p>If for any reason you don=E2=80=99t agree to ou=
r new terms and would rather close your account, you can do so here.</p><p>=
If you have questions or concerns regarding this notice, please contact us =
by visiting our Support Portal or by writing to us at 9th Floor, 107 Cheaps=
ide, London EC2V 6DN, United Kingdom</p><p>Thank you,</p><p>Team Coinbase</=
p>
<hr><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:12=
pt;text-align: center;"><span style=3D"font-size:10pt;font-family:Arial;col=
or:#000000;background-color:transparent;font-weight:700;font-style:normal;f=
ont-variant:normal;text-decoration:none;vertical-align:baseline;white-space=
:pre;white-space:pre-wrap;">COINBASE USER AGREEMENT</span></p><p dir=3D"ltr=
" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:12pt;text-align: ju=
stify;"><span style=3D"font-size:10pt;font-family:Arial;color:#000000;backg=
round-color:transparent;font-weight:700;font-style:normal;font-variant:norm=
al;text-decoration:none;vertical-align:baseline;white-space:pre;white-space=
:pre-wrap;">This User Agreement shall be effective immediately for all new =
customers who sign-up on or after March 14, 2018. &nbsp;For all customers w=
ho signed up prior to March 14, 2018, the </span><a href=3D"https://www.coi=
nbase.com/legal/user_agreement?country=3Duk_old" style=3D"text-decoration:n=
one;" target=3D"_blank"><span style=3D"font-size:10pt;font-family:Arial;col=
or:#0000ff;background-color:transparent;font-weight:700;font-style:normal;f=
ont-variant:normal;text-decoration:underline;-webkit-text-decoration-skip:n=
one;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;w=
hite-space:pre-wrap;">previous version</span></a><span style=3D"font-size:1=
0pt;font-family:Arial;color:#000000;background-color:transparent;font-weigh=
t:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-a=
lign:baseline;white-space:pre;white-space:pre-wrap;"> of our User Agreement=
will govern and control until March 21, 2018, &nbsp;when it will be supers=
eded by this User Agreement.</span></p><p dir=3D"ltr" style=3D"line-height:=
1.2;margin-top:0pt;margin-bottom:12pt;text-align: justify;"><span style=3D"=
font-size:10pt;font-family:Arial;color:#000000;background-color:transparent=
;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none=
;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">The website=
s and the services offered by Coinbase are NOT addressed to persons who hav=
e their registered office or place of residence in Germany. &nbsp;&nbsp;For=
customers outside the EU, provisions related to the E-Money Services provi=
ded by CB Payments Ltd. shall not apply to your use of the services. </spa=
n></p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:=
12pt;text-align: justify;"><span style=3D"font-size:10pt;font-family:Arial;=
color:#000000;background-color:transparent;font-weight:400;font-style:norma=
l;font-variant:normal;text-decoration:none;vertical-align:baseline;white-sp=
ace:pre;white-space:pre-wrap;">This is a contract between you and each of:<=
/span></p><ol style=3D"margin-top:0pt;margin-bottom:0pt;"><li dir=3D"ltr" s=
tyle=3D"list-style-type:decimal;font-size:10pt;font-family:Arial;color:#000=
000;background-color:transparent;font-weight:400;font-style:normal;font-var=
iant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;ma=
rgin-left: -18pt;"><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;m=
argin-bottom:12pt;text-align: justify;"><span style=3D"font-size:10pt;font-=
family:Arial;color:#000000;background-color:transparent;font-weight:400;fon=
t-style:normal;font-variant:normal;text-decoration:none;vertical-align:base=
line;white-space:pre;white-space:pre-wrap;">Coinbase UK, Ltd ("</span><span=
style=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:t=
ransparent;font-weight:700;font-style:normal;font-variant:normal;text-decor=
ation:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">C=
oinbase UK</span><span style=3D"font-size:10pt;font-family:Arial;color:#000=
000;background-color:transparent;font-weight:400;font-style:normal;font-var=
iant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;wh=
ite-space:pre-wrap;">"), a private limited company incorporated in England =
and Wales with company number 09083955 and whose registered office is 9th F=
loor, 107 Cheapside, London, EC2V 6DN; and</span></p></li><li dir=3D"ltr" s=
tyle=3D"list-style-type:decimal;font-size:10pt;font-family:Arial;color:#000=
000;background-color:transparent;font-weight:400;font-style:normal;font-var=
iant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;ma=
rgin-left: -18pt;"><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;m=
argin-bottom:12pt;text-align: justify;"><span style=3D"font-size:10pt;font-=
family:Arial;color:#000000;background-color:transparent;font-weight:400;fon=
t-style:normal;font-variant:normal;text-decoration:none;vertical-align:base=
line;white-space:pre;white-space:pre-wrap;">CB Payments Ltd ("</span><span =
style=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:tr=
ansparent;font-weight:700;font-style:normal;font-variant:normal;text-decora=
tion:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Co=
inbase Payments</span><span style=3D"font-size:10pt;font-family:Arial;color=
:#000000;background-color:transparent;font-weight:400;font-style:normal;fon=
t-variant:normal;text-decoration:none;vertical-align:baseline;white-space:p=
re;white-space:pre-wrap;">") a private limited company incorporated in Engl=
and and Wales with company number 09708629 and whose registered office is 9=
th Floor, 107 Cheapside, London EC2V 6DN, United Kingdom.</span></p></li></=
ol><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:12p=
t;text-align: justify;"><span style=3D"font-size:10pt;font-family:Arial;col=
or:#000000;background-color:transparent;font-weight:400;font-style:normal;f=
ont-variant:normal;text-decoration:none;vertical-align:baseline;white-space=
:pre;white-space:pre-wrap;">References in this Agreement to "Coinbase", "we=
", "our" or "us", are to Coinbase UK and/or Coinbase Payments depending on =
the context, and references to "you" or "your" are to the person with whom =
Coinbase enters into this Agreement.</span></p><p dir=3D"ltr" style=3D"line=
-height:1.2;margin-top:0pt;margin-bottom:12pt;text-align: justify;"><span s=
tyle=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:tra=
nsparent;font-weight:400;font-style:normal;font-variant:normal;text-decorat=
ion:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">By =
signing up to use an account through coinbase.com or gdax.com, or any of ou=
r associated websites, APIs, or mobile applications (collectively the "</sp=
an><span style=3D"font-size:10pt;font-family:Arial;color:#000000;background=
-color:transparent;font-weight:700;font-style:normal;font-variant:normal;te=
xt-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-=
wrap;">Coinbase Site</span><span style=3D"font-size:10pt;font-family:Arial;=
color:#000000;background-color:transparent;font-weight:400;font-style:norma=
l;font-variant:normal;text-decoration:none;vertical-align:baseline;white-sp=
ace:pre;white-space:pre-wrap;">"), you agree that you have read, understood=
, and accept all of the terms and conditions contained in this Agreement, a=
s well as our </span><a href=3D"https://www.coinbase.com/legal/privacy?coun=
try=3DUK" style=3D"text-decoration:none;" target=3D"_blank"><span style=3D"=
font-size:10pt;font-family:Arial;color:#0000ff;background-color:transparent=
;font-weight:400;font-style:normal;font-variant:normal;text-decoration:unde=
rline;-webkit-text-decoration-skip:none;text-decoration-skip-ink:none;verti=
cal-align:baseline;white-space:pre;white-space:pre-wrap;">Privacy Policy</s=
pan></a><span style=3D"font-size:10pt;font-family:Arial;color:#000000;backg=
round-color:transparent;font-weight:400;font-style:normal;font-variant:norm=
al;text-decoration:none;vertical-align:baseline;white-space:pre;white-space=
:pre-wrap;"> and E-Sign Consent Policy.</span></p><p dir=3D"ltr" style=3D"l=
ine-height:1.2;margin-top:0pt;margin-bottom:0pt;"><span style=3D"font-size:=
10pt;font-family:Arial;color:#000000;background-color:transparent;font-weig=
ht:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-=
align:baseline;white-space:pre;white-space:pre-wrap;">You should be aware t=
hat the risk of loss in trading or holding Digital Currencies can be substa=
ntial. Digital Currency Services are not currently regulated by the Financi=
al Conduct Authority or any other regulator. &nbsp;You should therefore car=
efully consider whether trading or holding Digital Currencies is suitable f=
or you in light of your financial condition. </span></p><p><b style=3D"fon=
t-weight:normal;" id=3D"docs-internal-guid-a901f546-2319-61c0-f538-8c80162b=
c0cb"><br></b></p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;ma=
rgin-bottom:12pt;text-align: justify;"><span style=3D"font-size:10pt;font-f=
amily:Arial;color:#000000;background-color:transparent;font-weight:400;font=
-style:italic;font-variant:normal;text-decoration:none;vertical-align:basel=
ine;white-space:pre;white-space:pre-wrap;">[Last updated: March 14, 2018]</=
span></p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bott=
om:0pt;"><span style=3D"font-size:10pt;font-family:Arial;color:#000000;back=
ground-color:transparent;font-weight:400;font-style:normal;font-variant:nor=
mal;text-decoration:none;vertical-align:baseline;white-space:pre;white-spac=
e:pre-wrap;">=0C</span></p><p dir=3D"ltr" style=3D"line-height:1.2;margin-t=
op:0pt;margin-bottom:12pt;text-align: justify;"><span style=3D"font-size:10=
pt;font-family:Arial;color:#000000;background-color:transparent;font-weight=
:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-al=
ign:baseline;white-space:pre;white-space:pre-wrap;">1. COINBASE SERVICES.</=
span></p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bott=
om:12pt;text-align: justify;"><span style=3D"font-size:10pt;font-family:Ari=
al;color:#000000;background-color:transparent;font-weight:700;font-style:no=
rmal;font-variant:normal;text-decoration:none;vertical-align:baseline;white=
-space:pre;white-space:pre-wrap;">1.1. Eligibility.</span><span style=3D"fo=
nt-size:10pt;font-family:Arial;color:#000000;background-color:transparent;f=
ont-weight:400;font-style:normal;font-variant:normal;text-decoration:none;v=
ertical-align:baseline;white-space:pre;white-space:pre-wrap;"> To be eligib=
le to use the Coinbase Services, you must be at least 18 years old.</span><=
/p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:12p=
t;text-align: justify;"><span style=3D"font-size:10pt;font-family:Arial;col=
or:#000000;background-color:transparent;font-weight:400;font-style:normal;f=
ont-variant:normal;text-decoration:none;vertical-align:baseline;white-space=
:pre;white-space:pre-wrap;">Your eligibility to access certain Coinbase Ser=
vices also depends on the country in which you reside. The list of Coinbase=
Services accessible by country can be found at </span><a href=3D"https://w=
ww.coinbase.com/global" style=3D"text-decoration:none;" target=3D"_blank"><=
span style=3D"font-size:10pt;font-family:Arial;color:#0000ff;background-col=
or:transparent;font-weight:400;font-style:normal;font-variant:normal;text-d=
ecoration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-=
ink:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">htt=
ps://www.coinbase.com/global</span></a><span style=3D"font-size:10pt;font-f=
amily:Arial;color:#000000;background-color:transparent;font-weight:400;font=
-style:normal;font-variant:normal;text-decoration:none;vertical-align:basel=
ine;white-space:pre;white-space:pre-wrap;">.</span></p><p dir=3D"ltr" style=
=3D"line-height:1.2;margin-top:0pt;margin-bottom:12pt;text-align: justify;"=
><span style=3D"font-size:10pt;font-family:Arial;color:#000000;background-c=
olor:transparent;font-weight:700;font-style:normal;font-variant:normal;text=
-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wr=
ap;">1.2. E-Money Services</span><span style=3D"font-size:10pt;font-family:=
Arial;color:#000000;background-color:transparent;font-weight:400;font-style=
:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;wh=
ite-space:pre;white-space:pre-wrap;">. The following services (the "</span>=
<span style=3D"font-size:10pt;font-family:Arial;color:#000000;background-co=
lor:transparent;font-weight:700;font-style:normal;font-variant:normal;text-=
decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wra=
p;">E-Money Services</span><span style=3D"font-size:10pt;font-family:Arial;=
color:#000000;background-color:transparent;font-weight:400;font-style:norma=
l;font-variant:normal;text-decoration:none;vertical-align:baseline;white-sp=
ace:pre;white-space:pre-wrap;">") are provided to you by Coinbase Payments:=
</span></p><ul style=3D"margin-top:0pt;margin-bottom:0pt;"><li dir=3D"ltr" =
style=3D"list-style-type:disc;font-size:10pt;font-family:'Noto Sans Symbols=
';color:#000000;background-color:transparent;font-weight:400;font-style:nor=
mal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-=
space:pre;margin-left: -18pt;"><p dir=3D"ltr" style=3D"line-height:1.2;marg=
in-top:0pt;margin-bottom:6pt;text-align: justify;"><span style=3D"font-size=
:10pt;font-family:Arial;color:#000000;background-color:transparent;font-wei=
ght:400;font-style:normal;font-variant:normal;text-decoration:none;vertical=
-align:baseline;white-space:pre;white-space:pre-wrap;">A hosted digital wal=
let enabling you to store electronic money issued by Coinbase Payments (the=
=E2=80=9C</span><span style=3D"font-size:10pt;font-family:Arial;color:#000=
000;background-color:transparent;font-weight:700;font-style:normal;font-var=
iant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;wh=
ite-space:pre-wrap;">E-Money Wallet</span><span style=3D"font-size:10pt;fon=
t-family:Arial;color:#000000;background-color:transparent;font-weight:400;f=
ont-style:normal;font-variant:normal;text-decoration:none;vertical-align:ba=
seline;white-space:pre;white-space:pre-wrap;">=E2=80=9D and =E2=80=9C</span=
><span style=3D"font-size:10pt;font-family:Arial;color:#000000;background-c=
olor:transparent;font-weight:700;font-style:normal;font-variant:normal;text=
-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wr=
ap;">E-Money</span><span style=3D"font-size:10pt;font-family:Arial;color:#0=
00000;background-color:transparent;font-weight:400;font-style:normal;font-v=
ariant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;=
white-space:pre-wrap;">" respectively). &nbsp;</span></p></li><li dir=3D"lt=
r" style=3D"list-style-type:disc;font-size:10pt;font-family:'Noto Sans Symb=
ols';color:#000000;background-color:transparent;font-weight:400;font-style:=
normal;font-variant:normal;text-decoration:none;vertical-align:baseline;whi=
te-space:pre;margin-left: -18pt;"><p dir=3D"ltr" style=3D"line-height:1.2;m=
argin-top:0pt;margin-bottom:6pt;text-align: justify;"><span style=3D"font-s=
ize:10pt;font-family:Arial;color:#000000;background-color:transparent;font-=
weight:400;font-style:normal;font-variant:normal;text-decoration:none;verti=
cal-align:baseline;white-space:pre;white-space:pre-wrap;">Certain payment s=
ervices enabling you to send and receive E-Money. &nbsp;</span></p></li></u=
l><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:12pt=
;text-align: justify;"><span style=3D"font-size:10pt;font-family:Arial;colo=
r:#000000;background-color:transparent;font-weight:400;font-style:normal;fo=
nt-variant:normal;text-decoration:none;vertical-align:baseline;white-space:=
pre;white-space:pre-wrap;">Coinbase E-Money Services are regulated by the F=
CA. Coinbase Payments is an authorised electronic money institution authori=
sed and regulated by the UK Financial Conduct Authority (=E2=80=9C</span><s=
pan style=3D"font-size:10pt;font-family:Arial;color:#000000;background-colo=
r:transparent;font-weight:700;font-style:normal;font-variant:normal;text-de=
coration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;=
">FCA</span><span style=3D"font-size:10pt;font-family:Arial;color:#000000;b=
ackground-color:transparent;font-weight:400;font-style:normal;font-variant:=
normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-s=
pace:pre-wrap;">=E2=80=9D) with register number 900635. &nbsp;</span></p><p=
dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:12pt;tex=
t-align: justify;"><span style=3D"font-size:10pt;font-family:Arial;color:#0=
00000;background-color:transparent;font-weight:700;font-style:normal;font-v=
ariant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;=
white-space:pre-wrap;">1.3. Digital Currency Services</span><span style=3D"=
font-size:10pt;font-family:Arial;color:#000000;background-color:transparent=
;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none=
;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">. The follo=
wing services (the "</span><span style=3D"font-size:10pt;font-family:Arial;=
color:#000000;background-color:transparent;font-weight:700;font-style:norma=
l;font-variant:normal;text-decoration:none;vertical-align:baseline;white-sp=
ace:pre;white-space:pre-wrap;">Digital Currency Services</span><span style=
=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:transpa=
rent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:=
none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">") are =
provided to you by Coinbase UK: </span></p><ul style=3D"margin-top:0pt;marg=
in-bottom:0pt;"><li dir=3D"ltr" style=3D"list-style-type:disc;font-size:10p=
t;font-family:'Noto Sans Symbols';color:#000000;background-color:transparen=
t;font-weight:400;font-style:normal;font-variant:normal;text-decoration:non=
e;vertical-align:baseline;white-space:pre;margin-left: -18pt;"><p dir=3D"lt=
r" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:6pt;text-align: ju=
stify;"><span style=3D"font-size:10pt;font-family:Arial;color:#000000;backg=
round-color:transparent;font-weight:400;font-style:normal;font-variant:norm=
al;text-decoration:none;vertical-align:baseline;white-space:pre;white-space=
:pre-wrap;">One or more hosted digital currency wallets enabling you to sto=
re, track, transfer, and manage your balances of certain supported digital =
currencies, like Bitcoin or Ethereum (the "</span><span style=3D"font-size:=
10pt;font-family:Arial;color:#000000;background-color:transparent;font-weig=
ht:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-=
align:baseline;white-space:pre;white-space:pre-wrap;">Digital Currency Wall=
et</span><span style=3D"font-size:10pt;font-family:Arial;color:#000000;back=
ground-color:transparent;font-weight:400;font-style:normal;font-variant:nor=
mal;text-decoration:none;vertical-align:baseline;white-space:pre;white-spac=
e:pre-wrap;">" and "</span><span style=3D"font-size:10pt;font-family:Arial;=
color:#000000;background-color:transparent;font-weight:700;font-style:norma=
l;font-variant:normal;text-decoration:none;vertical-align:baseline;white-sp=
ace:pre;white-space:pre-wrap;">Digital Currency</span><span style=3D"font-s=
ize:10pt;font-family:Arial;color:#000000;background-color:transparent;font-=
weight:400;font-style:normal;font-variant:normal;text-decoration:none;verti=
cal-align:baseline;white-space:pre;white-space:pre-wrap;">" respectively); =
</span></p></li><li dir=3D"ltr" style=3D"list-style-type:disc;font-size:10p=
t;font-family:'Noto Sans Symbols';color:#000000;background-color:transparen=
t;font-weight:400;font-style:normal;font-variant:normal;text-decoration:non=
e;vertical-align:baseline;white-space:pre;margin-left: -18pt;"><p dir=3D"lt=
r" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:6pt;text-align: ju=
stify;"><span style=3D"font-size:10pt;font-family:Arial;color:#000000;backg=
round-color:transparent;font-weight:400;font-style:normal;font-variant:norm=
al;text-decoration:none;vertical-align:baseline;white-space:pre;white-space=
:pre-wrap;">A Digital Currency exchange service enabling you to obtain pric=
es for your purchases and sales of Digital Currencies (a =E2=80=9C</span><s=
pan style=3D"font-size:10pt;font-family:Arial;color:#000000;background-colo=
r:transparent;font-weight:700;font-style:normal;font-variant:normal;text-de=
coration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;=
">DC Exchange</span><span style=3D"font-size:10pt;font-family:Arial;color:#=
000000;background-color:transparent;font-weight:400;font-style:normal;font-=
variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre=
;white-space:pre-wrap;">=E2=80=9D); </span></p></li><li dir=3D"ltr" style=
=3D"list-style-type:disc;font-size:10pt;font-family:'Noto Sans Symbols';col=
or:#000000;background-color:transparent;font-weight:400;font-style:normal;f=
ont-variant:normal;text-decoration:none;vertical-align:baseline;white-space=
:pre;margin-left: -18pt;"><p dir=3D"ltr" style=3D"line-height:1.2;margin-to=
p:0pt;margin-bottom:12pt;text-align: justify;"><span style=3D"font-size:10p=
t;font-family:Arial;color:#000000;background-color:transparent;font-weight:=
400;font-style:normal;font-variant:normal;text-decoration:none;vertical-ali=
gn:baseline;white-space:pre;white-space:pre-wrap;">A Digital Currency conve=
rsion service enabling you to buy and sell Digital Currencies in transactio=
ns with Coinbase UK (the "</span><span style=3D"font-size:10pt;font-family:=
Arial;color:#000000;background-color:transparent;font-weight:700;font-style=
:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;wh=
ite-space:pre;white-space:pre-wrap;">Conversion Services</span><span style=
=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:transpa=
rent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:=
none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">").</sp=
an></p></li></ul><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;mar=
gin-bottom:12pt;text-align: justify;"><span style=3D"font-size:10pt;font-fa=
mily:Arial;color:#000000;background-color:transparent;font-weight:400;font-=
style:normal;font-variant:normal;text-decoration:none;vertical-align:baseli=
ne;white-space:pre;white-space:pre-wrap;">Unlike Coinbase E-Money Services,=
Coinbase Digital Currency Services are not regulated by the FCA. Coinbase =
UK is not a regulated financial services provider. &nbsp;Coinbase UK is bas=
ed in, and provides its services from, the UK. </span></p><p dir=3D"ltr" s=
tyle=3D"line-height:1.2;margin-top:0pt;margin-bottom:12pt;text-align: justi=
fy;"><span style=3D"font-size:10pt;font-family:Arial;color:#000000;backgrou=
nd-color:transparent;font-weight:700;font-style:normal;font-variant:normal;=
text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pr=
e-wrap;">1.4. Additional Coinbase Services.</span><span style=3D"font-size:=
6pt;font-family:Arial;color:#000000;background-color:transparent;font-weigh=
t:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-a=
lign:super;white-space:pre;white-space:pre-wrap;"> </span><span style=3D"fo=
nt-size:10pt;font-family:Arial;color:#000000;background-color:transparent;f=
ont-weight:400;font-style:normal;font-variant:normal;text-decoration:none;v=
ertical-align:baseline;white-space:pre;white-space:pre-wrap;">&nbsp;In addi=
tion to the core services, the following services ("</span><span style=3D"f=
ont-size:10pt;font-family:Arial;color:#000000;background-color:transparent;=
font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;=
vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Additional S=
ervices</span><span style=3D"font-size:10pt;font-family:Arial;color:#000000=
;background-color:transparent;font-weight:400;font-style:normal;font-varian=
t:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white=
-space:pre-wrap;">") may be made available by Coinbase UK to users that ful=
fil certain eligibility criteria:</span></p><ul style=3D"margin-top:0pt;mar=
gin-bottom:0pt;"><li dir=3D"ltr" style=3D"list-style-type:disc;font-size:10=
pt;font-family:'Noto Sans Symbols';color:#000000;background-color:transpare=
nt;font-weight:700;font-style:normal;font-variant:normal;text-decoration:no=
ne;vertical-align:baseline;white-space:pre;margin-left: -18pt;"><p dir=3D"l=
tr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:6pt;text-align: j=
ustify;"><span style=3D"font-size:10pt;font-family:Arial;color:#000000;back=
ground-color:transparent;font-weight:400;font-style:normal;font-variant:nor=
mal;text-decoration:none;vertical-align:baseline;white-space:pre;white-spac=
e:pre-wrap;">GDAX Services (Appendix 4);</span></p></li><li dir=3D"ltr" sty=
le=3D"list-style-type:disc;font-size:10pt;font-family:'Noto Sans Symbols';c=
olor:#000000;background-color:transparent;font-weight:700;font-style:normal=
;font-variant:normal;text-decoration:none;vertical-align:baseline;white-spa=
ce:pre;margin-left: -18pt;"><p dir=3D"ltr" style=3D"line-height:1.2;margin-=
top:0pt;margin-bottom:12pt;text-align: justify;"><span style=3D"font-size:1=
0pt;font-family:Arial;color:#000000;background-color:transparent;font-weigh=
t:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-a=
lign:baseline;white-space:pre;white-space:pre-wrap;">Developer's Tools (App=
endix 5).</span></p></li></ul><p dir=3D"ltr" style=3D"line-height:1.2;margi=
n-top:0pt;margin-bottom:12pt;text-align: justify;"><span style=3D"font-size=
:10pt;font-family:Arial;color:#000000;background-color:transparent;font-wei=
ght:400;font-style:normal;font-variant:normal;text-decoration:none;vertical=
-align:baseline;white-space:pre;white-space:pre-wrap;">We refer to the Coin=
base E-Money Services, Coinbase Digital Currency Services and Additional Se=
rvices together as the</span><span style=3D"font-size:10pt;font-family:Aria=
l;color:#000000;background-color:transparent;font-weight:700;font-style:nor=
mal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-=
space:pre;white-space:pre-wrap;"> </span><span style=3D"font-size:10pt;font=
-family:Arial;color:#000000;background-color:transparent;font-weight:400;fo=
nt-style:normal;font-variant:normal;text-decoration:none;vertical-align:bas=
eline;white-space:pre;white-space:pre-wrap;">"</span><span style=3D"font-si=
ze:10pt;font-family:Arial;color:#000000;background-color:transparent;font-w=
eight:700;font-style:normal;font-variant:normal;text-decoration:none;vertic=
al-align:baseline;white-space:pre;white-space:pre-wrap;">Coinbase Services<=
/span><span style=3D"font-size:10pt;font-family:Arial;color:#000000;backgro=
und-color:transparent;font-weight:400;font-style:normal;font-variant:normal=
;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:p=
re-wrap;">".</span></p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0=
pt;margin-bottom:12pt;text-align: justify;"><span style=3D"font-size:10pt;f=
ont-family:Arial;color:#000000;background-color:transparent;font-weight:700=
;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:=
baseline;white-space:pre;white-space:pre-wrap;">1.5. Fees: &nbsp;</span><sp=
an style=3D"font-size:10pt;font-family:Arial;color:#000000;background-color=
:transparent;font-weight:400;font-style:normal;font-variant:normal;text-dec=
oration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"=
>A full list of Coinbase UK's fees can be found on </span><a href=3D"https:=
//support.coinbase.com/customer/portal/articles/2109597-buy-sell-bank-trans=
fer-fees" style=3D"text-decoration:none;" target=3D"_blank"><span style=3D"=
font-size:10pt;font-family:Arial;color:#0000ff;background-color:transparent=
;font-weight:400;font-style:normal;font-variant:normal;text-decoration:unde=
rline;-webkit-text-decoration-skip:none;text-decoration-skip-ink:none;verti=
cal-align:baseline;white-space:pre;white-space:pre-wrap;">Pricing and Fees =
Disclosures page</span></a><span style=3D"font-size:10pt;font-family:Arial;=
color:#000000;background-color:transparent;font-weight:400;font-style:norma=
l;font-variant:normal;text-decoration:none;vertical-align:baseline;white-sp=
ace:pre;white-space:pre-wrap;">.</span></p><p dir=3D"ltr" style=3D"line-hei=
ght:1.2;margin-top:0pt;margin-bottom:12pt;text-align: justify;"><span style=
=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:transpa=
rent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:=
none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">2. COIN=
BASE ACCOUNTS AND ACCESS.</span></p><p dir=3D"ltr" style=3D"line-height:1.2=
;margin-top:0pt;margin-bottom:12pt;text-align: justify;"><span style=3D"fon=
t-size:10pt;font-family:Arial;color:#000000;background-color:transparent;fo=
nt-weight:700;font-style:normal;font-variant:normal;text-decoration:none;ve=
rtical-align:baseline;white-space:pre;white-space:pre-wrap;">2.1. Registrat=
ion of Coinbase Account.</span><span style=3D"font-size:10pt;font-family:Ar=
ial;color:#000000;background-color:transparent;font-weight:400;font-style:n=
ormal;font-variant:normal;text-decoration:none;vertical-align:baseline;whit=
e-space:pre;white-space:pre-wrap;"> In order to use the Coinbase Services, =
you will need to register for a Coinbase account (a</span><span style=3D"fo=
nt-size:10pt;font-family:Arial;color:#000000;background-color:transparent;f=
ont-weight:700;font-style:normal;font-variant:normal;text-decoration:none;v=
ertical-align:baseline;white-space:pre;white-space:pre-wrap;"> </span><span=
style=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:t=
ransparent;font-weight:400;font-style:normal;font-variant:normal;text-decor=
ation:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">"=
</span><span style=3D"font-size:10pt;font-family:Arial;color:#000000;backgr=
ound-color:transparent;font-weight:700;font-style:normal;font-variant:norma=
l;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:=
pre-wrap;">Coinbase Account</span><span style=3D"font-size:10pt;font-family=
:Arial;color:#000000;background-color:transparent;font-weight:400;font-styl=
e:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;w=
hite-space:pre;white-space:pre-wrap;">") by providing your name, an e-mail =
address, password, and accepting the terms of this Agreement and our </span=
><a href=3D"https://www.coinbase.com/legal/privacy?country=3DUK" style=3D"t=
ext-decoration:none;" target=3D"_blank"><span style=3D"font-size:10pt;font-=
family:Arial;color:#0000ff;background-color:transparent;font-weight:400;fon=
t-style:normal;font-variant:normal;text-decoration:underline;-webkit-text-d=
ecoration-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;w=
hite-space:pre;white-space:pre-wrap;">Privacy Policy</span></a><span style=
=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:transpa=
rent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:=
none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">. We ma=
y, in our sole discretion, refuse to open a Coinbase Account for you, or li=
mit the number of Coinbase Accounts that you may hold.</span></p><p dir=3D"=
ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:12pt;text-align:=
justify;"><span style=3D"font-size:10pt;font-family:Arial;color:#000000;ba=
ckground-color:transparent;font-weight:700;font-style:normal;font-variant:n=
ormal;text-decoration:none;vertical-align:baseline;white-space:pre;white-sp=
ace:pre-wrap;">2.2. Identity Verification.</span><span style=3D"font-size:1=
0pt;font-family:Arial;color:#000000;background-color:transparent;font-weigh=
t:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-a=
lign:baseline;white-space:pre;white-space:pre-wrap;"> You agree to provide =
us with the information we request for the purposes of identity verificatio=
n and the detection of money laundering, terrorist financing, fraud, or any=
other financial crime and permit us to keep a record of such information. =
You will need to complete certain verification procedures before you are pe=
rmitted to use the Coinbase Services and your access to one or more Coinbas=
e Services, including certain transfers of E-Money and Digital Currency, an=
d the limits that apply to your use of the Coinbase Services, may be altere=
d as a result of information collected on an ongoing basis. The information=
we request may include certain personal information, including, but not li=
mited to, your name, address, telephone number, e-mail address, date of bir=
th, taxpayer identification number, government identification number, and i=
nformation regarding your bank account (such as the name of the bank, the a=
ccount type, routing number, and account number). In providing us with this=
or any other information that may be required, you confirm that the inform=
ation is accurate and authentic. You agree to keep us updated if any of the=
information you provide changes. </span><span style=3D"font-size:10pt;font=
-family:Arial;color:#000000;background-color:transparent;font-weight:700;fo=
nt-style:normal;font-variant:normal;text-decoration:none;vertical-align:bas=
eline;white-space:pre;white-space:pre-wrap;">You authorise us to make the i=
nquiries, whether directly or through third parties, that we consider neces=
sary to verify your identity or protect you and/or us against fraud or othe=
r financial crime, and to take action we reasonably deem necessary based on=
the results of such inquiries. When we carry out these inquiries, you ackn=
owledge and agree that your personal information may be disclosed to credit=
reference and fraud prevention or financial crime agencies and that these =
agencies may respond to our inquiries in full. This is an identity check on=
ly and should have no adverse effect on your credit rating. </span><span st=
yle=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:tran=
sparent;font-weight:400;font-style:normal;font-variant:normal;text-decorati=
on:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">&nbs=
p;Additionally, we may require you to wait some amount of time after comple=
tion of a transaction, before permitting you to use further Coinbase Servic=
es and/or before permitting you to engage in transactions beyond certain vo=
lume limits.</span></p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0=
pt;margin-bottom:12pt;text-align: justify;"><span style=3D"font-size:10pt;f=
ont-family:Arial;color:#000000;background-color:transparent;font-weight:700=
;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:=
baseline;white-space:pre;white-space:pre-wrap;">2.3 Access.</span><span sty=
le=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:trans=
parent;font-weight:400;font-style:normal;font-variant:normal;text-decoratio=
n:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> To a=
ccess the Coinbase Services, you must have the necessary equipment (such as=
a smartphone or tablet) and the associated telecommunication service subsc=
riptions to access the Internet. &nbsp;The Coinbase Services can be accesse=
d directly using the Coinbase Site. </span></p><p dir=3D"ltr" style=3D"line=
-height:1.2;margin-top:0pt;margin-bottom:12pt;text-align: justify;"><span s=
tyle=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:tra=
nsparent;font-weight:700;font-style:normal;font-variant:normal;text-decorat=
ion:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">3. =
PAYMENT SERVICES</span></p><p dir=3D"ltr" style=3D"line-height:1.2;margin-t=
op:0pt;margin-bottom:12pt;text-align: justify;"><span style=3D"font-size:10=
pt;font-family:Arial;color:#000000;background-color:transparent;font-weight=
:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-al=
ign:baseline;white-space:pre;white-space:pre-wrap;">3.1. Loading.</span><sp=
an style=3D"font-size:10pt;font-family:Arial;color:#000000;background-color=
:transparent;font-weight:400;font-style:normal;font-variant:normal;text-dec=
oration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"=
> You can load funds into your E-Money Wallet using one of the payment meth=
ods available in the Coinbase Site, such as a credit or debit card, or bank=
transfer (your E-Money Wallet will show loaded funds once we have received=
them). &nbsp;When you "load" funds into the E-Money Wallet you will be iss=
ued with E-Money by Coinbase Payments. The E-Money Wallet is not a deposit =
account which means that you E-Money will not be protected by the Financial=
Services Compensation Scheme. However, Coinbase Payments will hold funds r=
eceived in a designated safekeeping account with a regulated financial inst=
itution. &nbsp;E-Money held in an E-Money Wallet will not earn any interest=
. Your E-Money Wallet may hold E-Money denominated in different currencies=
and we will show the E-Money balance for each currency that you hold.</spa=
n></p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:=
12pt;text-align: justify;"><span style=3D"font-size:10pt;font-family:Arial;=
color:#000000;background-color:transparent;font-weight:700;font-style:norma=
l;font-variant:normal;text-decoration:none;vertical-align:baseline;white-sp=
ace:pre;white-space:pre-wrap;">3.2. Purchase of Digital Currency.</span><sp=
an style=3D"font-size:10pt;font-family:Arial;color:#000000;background-color=
:transparent;font-weight:400;font-style:normal;font-variant:normal;text-dec=
oration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"=
> To purchase Digital Currency using E-Money, you must follow the relevant =
instructions on the Coinbase Site. &nbsp;A purchase of Digital Currency usi=
ng E-money should occur on the business day we receive your instructions. =
</span></p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bo=
ttom:12pt;text-align: justify;"><span style=3D"font-size:10pt;font-family:A=
rial;color:#000000;background-color:transparent;font-weight:700;font-style:=
normal;font-variant:normal;text-decoration:none;vertical-align:baseline;whi=
te-space:pre;white-space:pre-wrap;">3.3. Receipt of instructions. &nbsp;</s=
pan><span style=3D"font-size:10pt;font-family:Arial;color:#000000;backgroun=
d-color:transparent;font-weight:400;font-style:normal;font-variant:normal;t=
ext-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre=
-wrap;">If we receive instructions from you to purchase Digital Currency us=
ing E-Money on a non-business day or after 4:30 pm (London time) on a busin=
ess day, we may treat those instructions as if they were received by us on =
the following business day. &nbsp;</span></p><p dir=3D"ltr" style=3D"line-h=
eight:1.2;margin-top:0pt;margin-bottom:12pt;text-align: justify;"><span sty=
le=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:trans=
parent;font-weight:700;font-style:normal;font-variant:normal;text-decoratio=
n:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">3.5. =
Revocation.</span><span style=3D"font-size:10pt;font-family:Arial;color:#00=
0000;background-color:transparent;font-weight:400;font-style:normal;font-va=
riant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;w=
hite-space:pre-wrap;"> When you give us instructions to purchase Digital Cu=
rrency using E-Money, you cannot withdraw your consent to that purchase unl=
ess the purchase is not due to occur until an agreed date in the future e.g=
. this may occur if you set up a recurring purchase of Digital Currency (+a=
"</span><span style=3D"font-size:10pt;font-family:Arial;color:#000000;back=
ground-color:transparent;font-weight:700;font-style:normal;font-variant:nor=
mal;text-decoration:none;vertical-align:baseline;white-space:pre;white-spac=
e:pre-wrap;">Future Transaction</span><span style=3D"font-size:10pt;font-fa=
mily:Arial;color:#000000;background-color:transparent;font-weight:400;font-=
style:normal;font-variant:normal;text-decoration:none;vertical-align:baseli=
ne;white-space:pre;white-space:pre-wrap;">"). In the case of a Future Trans=
action, you may withdraw your consent up until the end of the business day =
before the date that the Future Transaction is due to take place. To withdr=
aw your consent to a Future Transaction follow the instructions on the Coin=
base Site. </span></p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0p=
t;margin-bottom:12pt;text-align: justify;"><span style=3D"font-size:10pt;fo=
nt-family:Arial;color:#000000;background-color:transparent;font-weight:700;=
font-style:normal;font-variant:normal;text-decoration:none;vertical-align:b=
aseline;white-space:pre;white-space:pre-wrap;">3.6. Account Information.</s=
pan><span style=3D"font-size:10pt;font-family:Arial;color:#000000;backgroun=
d-color:transparent;font-weight:400;font-style:normal;font-variant:normal;t=
ext-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre=
-wrap;"> You will be able to see your E-Money Wallet balance and your trans=
action history using the Coinbase Site, including (i) the amount (and curre=
ncy) of each Digital Currency Purchase, (ii) a reference to identify the pa=
yer and / or payee (as appropriate), (iii) any fees charged (including a br=
eakdown of the fees), (iv) where there has been a currency exchange, the ra=
te of exchange, and the amount (in the new currency) after exchange (where =
you are the payer) or the amount (in the original currency) before the exch=
ange (where you are the payee), and (v) the debit or credit date of each Di=
gital Currency Purchase (as appropriate).</span></p><p dir=3D"ltr" style=3D=
"line-height:1.2;margin-top:0pt;margin-bottom:12pt;text-align: justify;"><s=
pan style=3D"font-size:10pt;font-family:Arial;color:#000000;background-colo=
r:transparent;font-weight:700;font-style:normal;font-variant:normal;text-de=
coration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;=
">3.7. Redeeming E-Money.</span><span style=3D"font-size:10pt;font-family:A=
rial;color:#000000;background-color:transparent;font-weight:400;font-style:=
normal;font-variant:normal;text-decoration:none;vertical-align:baseline;whi=
te-space:pre;white-space:pre-wrap;"> &nbsp;You may redeem all or part of an=
y E-Money held in your E-Money Wallet at any time by selecting the relevant=
option in the Coinbase Site and following the instructions. Unless agreed =
otherwise, funds will be transferred to the bank account you have registere=
d with us. </span></p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0p=
t;margin-bottom:12pt;text-align: justify;"><span style=3D"font-size:10pt;fo=
nt-family:Arial;color:#000000;background-color:transparent;font-weight:400;=
font-style:normal;font-variant:normal;text-decoration:none;vertical-align:b=
aseline;white-space:pre;white-space:pre-wrap;">If this Agreement is termina=
ted, we will redeem any E-Money remaining in your Coinbase E-Money Wallet a=
nd transfer funds to the bank account you have registered with us. </span><=
/p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:12p=
t;text-align: justify;"><span style=3D"font-size:10pt;font-family:Arial;col=
or:#000000;background-color:transparent;font-weight:400;font-style:normal;f=
ont-variant:normal;text-decoration:none;vertical-align:baseline;white-space=
:pre;white-space:pre-wrap;">Prior to redeeming E-Money from your E-Money Wa=
llet, we may conduct checks for the purposes of preventing fraud, money lau=
ndering, terrorist financing and other financial crimes. This may mean you =
are prevented or delayed from withdrawing E-Money. </span></p><p dir=3D"ltr=
" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:12pt;text-align: ju=
stify;"><span style=3D"font-size:10pt;font-family:Arial;color:#000000;backg=
round-color:transparent;font-weight:700;font-style:normal;font-variant:norm=
al;text-decoration:none;vertical-align:baseline;white-space:pre;white-space=
:pre-wrap;">3.8. Unauthorised and Incorrect Transactions. </span><span styl=
e=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:transp=
arent;font-weight:400;font-style:normal;font-variant:normal;text-decoration=
:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Where =
a purchase of Digital Currency and / or redemption of E-Money is initiated =
from your E-Money Wallet using your credentials, we will assume that you au=
thorised such transaction, unless you notify us otherwise.</span></p><p dir=
=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:12pt;text-al=
ign: justify;"><span style=3D"font-size:10pt;font-family:Arial;color:#00000=
0;background-color:transparent;font-weight:400;font-style:normal;font-varia=
nt:normal;text-decoration:none;vertical-align:baseline;white-space:pre;whit=
e-space:pre-wrap;">If you believe you did not authorise a particular transa=
ction or that a transaction was incorrectly carried out, you must contact u=
s as soon as possible and in any case no later than 13 months after the rel=
evant transaction occurred, either by email free of charge at </span><a hre=
f=3D"mailto:trust@coinbase.com" style=3D"text-decoration:none;" target=3D"_=
blank"><span style=3D"font-size:10pt;font-family:Arial;color:#0000ff;backgr=
ound-color:transparent;font-weight:400;font-style:normal;font-variant:norma=
l;text-decoration:underline;-webkit-text-decoration-skip:none;text-decorati=
on-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:pre-wr=
ap;">trust@coinbase.com</span></a><span style=3D"font-size:10pt;font-family=
:Arial;color:#000000;background-color:transparent;font-weight:400;font-styl=
e:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;w=
hite-space:pre;white-space:pre-wrap;"> or by phone on +1 (888) 908-7930 (in=
ternational call charges may apply). It is important that you regularly che=
ck your E-Money Wallet balance and your transaction history regularly to en=
sure any unauthorised or incorrect transactions are identified and notified=
to us at the earliest possible opportunity. &nbsp;We are not responsible f=
or any claim for unauthorised or incorrect transactions unless you have not=
ified us in accordance with this section. </span></p><p dir=3D"ltr" style=
=3D"line-height:1.2;margin-top:0pt;margin-bottom:12pt;text-align: justify;"=
><span style=3D"font-size:10pt;font-family:Arial;color:#000000;background-c=
olor:transparent;font-weight:700;font-style:normal;font-variant:normal;text=
-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wr=
ap;">3.9. Refund rights. &nbsp;</span><span style=3D"font-size:10pt;font-fa=
mily:Arial;color:#000000;background-color:transparent;font-weight:400;font-=
style:normal;font-variant:normal;text-decoration:none;vertical-align:baseli=
ne;white-space:pre;white-space:pre-wrap;">If</span><span style=3D"font-size=
:10pt;font-family:Arial;color:#000000;background-color:transparent;font-wei=
ght:700;font-style:normal;font-variant:normal;text-decoration:none;vertical=
-align:baseline;white-space:pre;white-space:pre-wrap;"> </span><span style=
=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:transpa=
rent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:=
none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">an unau=
thorised transaction occurs, we will refund you the amount of that transact=
ion within one business day and restore your E-Money Wallet to the state it=
would have been in had the unauthorised transaction not taken place. Gener=
ally, you will not be liable for losses incurred after you have notified us=
of the unauthorised use of your E-Money Wallet or if we have failed at any=
time to provide you with the means for notifying us; however:</span></p><u=
l style=3D"margin-top:0pt;margin-bottom:0pt;"><li dir=3D"ltr" style=3D"list=
-style-type:disc;font-size:10pt;font-family:'Noto Sans Symbols';color:#0000=
00;background-color:transparent;font-weight:400;font-style:normal;font-vari=
ant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;"><=
p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:12pt;te=
xt-align: justify;"><span style=3D"font-size:10pt;font-family:Arial;color:#=
000000;background-color:transparent;font-weight:400;font-style:normal;font-=
variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre=
;white-space:pre-wrap;">If you are fraudulent or you intentionally or negli=
gently fail to carry out your obligations under this Agreement, you will be=
liable for all resultant losses incurred by you or us.</span></p></li><li =
dir=3D"ltr" style=3D"list-style-type:disc;font-size:10pt;font-family:'Noto =
Sans Symbols';color:#000000;background-color:transparent;font-weight:400;fo=
nt-style:normal;font-variant:normal;text-decoration:none;vertical-align:bas=
eline;white-space:pre;"><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:=
0pt;margin-bottom:12pt;text-align: justify;"><span style=3D"font-size:10pt;=
font-family:Arial;color:#000000;background-color:transparent;font-weight:40=
0;font-style:normal;font-variant:normal;text-decoration:none;vertical-align=
:baseline;white-space:pre;white-space:pre-wrap;">You will be liable for the=
first EUR 50 of any losses you incur in respect of an unauthorised transac=
tion which arises from the use of a lost or stolen credentials (for example=
when you have failed to keep the personalised features of your Coinbase E-=
Money Account safe). </span></p></li></ul><p dir=3D"ltr" style=3D"line-heig=
ht:1.2;margin-top:0pt;margin-bottom:12pt;text-align: justify;"><span style=
=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:transpa=
rent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:=
none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Where t=
here is a dispute between us and you regarding an unauthorised transaction,=
we may temporarily credit your E-Money Wallet whilst we settle the dispute=
. Where we determine that the transaction was authorised, we may reverse th=
at credit and correct errors made in any statement of E-Money Wallet withou=
t prior notice to you. You will also be liable to us for any E-Money you ha=
ve transferred which was temporarily credited to your E-Money Wallet. </spa=
n></p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:=
12pt;text-align: justify;"><span style=3D"font-size:10pt;font-family:Arial;=
color:#000000;background-color:transparent;font-weight:400;font-style:norma=
l;font-variant:normal;text-decoration:none;vertical-align:baseline;white-sp=
ace:pre;white-space:pre-wrap;">Where a transaction is made incorrectly (e.g=
. through our error) we shall refund to you the amount of that transaction =
without undue delay and restore your E-Money Wallet to the state in which i=
t would have been had the transaction not have taken place, although we wil=
l endeavour to provide you with reasonable notice where possible. &nbsp;We =
will also pay any charges for which we are responsible, and for any interes=
t which you can show that you have had to pay as a consequence of any incor=
rect or incomplete transaction. </span></p><p dir=3D"ltr" style=3D"line-hei=
ght:1.2;margin-top:0pt;margin-bottom:12pt;text-align: justify;"><span style=
=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:transpa=
rent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:=
none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Irrespe=
ctive of our liability, on your request, we shall try to trace any incorrec=
t or incomplete transaction initiated by you free of charge. &nbsp;However,=
we cannot guarantee that we will be able to trace such transactions.</span=
></p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:1=
2pt;text-align: justify;"><span style=3D"font-size:10pt;font-family:Arial;c=
olor:#000000;background-color:transparent;font-weight:700;font-style:normal=
;font-variant:normal;text-decoration:none;vertical-align:baseline;white-spa=
ce:pre;white-space:pre-wrap;">3.10. Appointment of Regulated Third Parties<=
/span><span style=3D"font-size:10pt;font-family:Arial;color:#000000;backgro=
und-color:transparent;font-weight:400;font-style:normal;font-variant:normal=
;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:p=
re-wrap;">. You may appoint appropriately regulated third parties to access=
your E-Money Wallet. &nbsp;If you do, you should be aware that by virtue o=
f such access, that third party may access your transactional and other dat=
a, and / or may initiate transfers from your E-Money Wallet. &nbsp;</span><=
/p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:12p=
t;text-align: justify;"><span style=3D"font-size:10pt;font-family:Arial;col=
or:#000000;background-color:transparent;font-weight:700;font-style:normal;f=
ont-variant:normal;text-decoration:none;vertical-align:baseline;white-space=
:pre;white-space:pre-wrap;">3.11. Refusing to deal with Regulated Third Par=
ties.</span><span style=3D"font-size:10pt;font-family:Arial;color:#000000;b=
ackground-color:transparent;font-weight:400;font-style:normal;font-variant:=
normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-s=
pace:pre-wrap;"> We may refuse access to regulated third parties for object=
ively justified and duly evidenced reasons relating to unauthorised or frau=
dulent access to your E-Money Wallet. &nbsp;In such cases, unless we are pr=
ohibited by applicable law, we will inform you that that third party's acce=
ss has been denied and the reasons why. We will permit access again once w=
e are satisfied that the reasons for refusing access no longer exist. &nbsp=
;</span></p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-b=
ottom:12pt;text-align: justify;"><span style=3D"font-size:10pt;font-family:=
Arial;color:#000000;background-color:transparent;font-weight:700;font-style=
:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;wh=
ite-space:pre;white-space:pre-wrap;">3.12. Consent to access, processing an=
d storage of your personal data. &nbsp;</span><span style=3D"font-size:10pt=
;font-family:Arial;color:#000000;background-color:transparent;font-weight:4=
00;font-style:normal;font-variant:normal;text-decoration:none;vertical-alig=
n:baseline;white-space:pre;white-space:pre-wrap;">You provide your explicit=
consent to us accessing, processing and retaining any personal information=
you provide to us for the purposes of us providing payment services (i.e. =
the E-Money Services) to you. &nbsp;This consent is not related to, and doe=
s not affect, any rights or obligations we or you have in accordance with d=
ata protection laws and regulations. You can withdraw your consent to us p=
roviding payment processing services (i.e. the E-Money Services) to you at =
any time by closing your account with us. However, we may retain and contin=
ue to process your personal information for other purposes. Please see Sect=
ion 10 (</span><span style=3D"font-size:10pt;font-family:Arial;color:#00000=
0;background-color:transparent;font-weight:400;font-style:italic;font-varia=
nt:normal;text-decoration:none;vertical-align:baseline;white-space:pre;whit=
e-space:pre-wrap;">Data Protection</span><span style=3D"font-size:10pt;font=
-family:Arial;color:#000000;background-color:transparent;font-weight:400;fo=
nt-style:normal;font-variant:normal;text-decoration:none;vertical-align:bas=
eline;white-space:pre;white-space:pre-wrap;">) below and our </span><a href=
=3D"https://www.coinbase.com/legal/privacy?country=3DUK" style=3D"text-deco=
ration:none;" target=3D"_blank"><span style=3D"font-size:10pt;font-family:A=
rial;color:#0000ff;background-color:transparent;font-weight:400;font-style:=
normal;font-variant:normal;text-decoration:underline;-webkit-text-decoratio=
n-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-spa=
ce:pre;white-space:pre-wrap;">Privacy Policy</span></a><span style=3D"font-=
size:12pt;font-family:'Times New Roman';color:#000000;background-color:tran=
sparent;font-weight:400;font-style:normal;font-variant:normal;text-decorati=
on:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> </s=
pan><span style=3D"font-size:10pt;font-family:Arial;color:#000000;backgroun=
d-color:transparent;font-weight:400;font-style:normal;font-variant:normal;t=
ext-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre=
-wrap;">for further information about how we process your personal data, an=
d the rights you have in respect of this.</span></p><p dir=3D"ltr" style=3D=
"line-height:1.2;margin-top:0pt;margin-bottom:12pt;text-align: justify;"><s=
pan style=3D"font-size:10pt;font-family:Arial;color:#000000;background-colo=
r:transparent;font-weight:700;font-style:normal;font-variant:normal;text-de=
coration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;=
">4. DIGITAL CURRENCY SERVICES.</span></p><p dir=3D"ltr" style=3D"line-heig=
ht:1.2;margin-top:0pt;margin-bottom:12pt;text-align: justify;"><span style=
=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:transpa=
rent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:=
none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">4.1. In=
General.</span><span style=3D"font-size:10pt;font-family:Arial;color:#0000=
00;background-color:transparent;font-weight:400;font-style:normal;font-vari=
ant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;whi=
te-space:pre-wrap;"> Your Digital Currency Wallet enables you to send Digit=
al Currency to, and request, receive, and store Digital Currency from, thir=
d parties by giving instructions through the Coinbase Site (each such trans=
action is a "</span><span style=3D"font-size:10pt;font-family:Arial;color:#=
000000;background-color:transparent;font-weight:700;font-style:normal;font-=
variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre=
;white-space:pre-wrap;">Digital Currency Transaction</span><span style=3D"f=
ont-size:10pt;font-family:Arial;color:#000000;background-color:transparent;=
font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;=
vertical-align:baseline;white-space:pre;white-space:pre-wrap;">"). </span><=
/p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:12p=
t;text-align: justify;"><span style=3D"font-size:10pt;font-family:Arial;col=
or:#000000;background-color:transparent;font-weight:700;font-style:normal;f=
ont-variant:normal;text-decoration:none;vertical-align:baseline;white-space=
:pre;white-space:pre-wrap;">4.2. Digital Currency Transactions.</span><span=
style=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:t=
ransparent;font-weight:400;font-style:normal;font-variant:normal;text-decor=
ation:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> =
We will process Digital Currency Transactions in accordance with the instru=
ctions we receive from you. &nbsp;You should verify all transaction informa=
tion prior to submitting instructions to us. We do not guarantee the identi=
ty of any user, receiver, requestee or other party. Digital Currency Transa=
ctions cannot be reversed once they have been broadcast to the relevant Dig=
ital Currency network.</span></p><p dir=3D"ltr" style=3D"line-height:1.2;ma=
rgin-top:0pt;margin-bottom:12pt;text-align: justify;"><span style=3D"font-s=
ize:10pt;font-family:Arial;color:#000000;background-color:transparent;font-=
weight:400;font-style:normal;font-variant:normal;text-decoration:none;verti=
cal-align:baseline;white-space:pre;white-space:pre-wrap;">If you initiate a=
Digital Currency Transaction by entering the recipient's email address and=
the recipient does not have an existing Coinbase Account, we will invite t=
he recipient to open a Coinbase Account. If the recipient does not open a C=
oinbase Account within 30 days, we will return the relevant Digital Currenc=
y to your Digital Currency Wallet. </span></p><p dir=3D"ltr" style=3D"line-=
height:1.2;margin-top:0pt;margin-bottom:12pt;text-align: justify;"><span st=
yle=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:tran=
sparent;font-weight:400;font-style:normal;font-variant:normal;text-decorati=
on:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Once=
submitted to a Digital Currency network, a Digital Currency Transaction wi=
ll be unconfirmed for a period of time pending sufficient confirmation of t=
he transaction by the Digital Currency network. A Digital Currency Transact=
ion is not complete while it is in a pending state. Digital Currency associ=
ated with Digital Currency Transactions that are in a pending state will be=
designated accordingly, and will not be included in your Digital Currency =
Wallet balance or be available to conduct Digital Currency Transactions. </=
span></p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bott=
om:12pt;text-align: justify;"><span style=3D"font-size:10pt;font-family:Ari=
al;color:#000000;background-color:transparent;font-weight:400;font-style:no=
rmal;font-variant:normal;text-decoration:none;vertical-align:baseline;white=
-space:pre;white-space:pre-wrap;">We may charge network fees (miner fees) t=
o process a Digital Currency Transaction on your behalf. We will calculate =
the network fee in its discretion, although we will always notify you of th=
e network fee at or before the time you authorise the Digital Currency Tran=
saction. A full list of Coinbase UK's fees can be found on our </span><a hr=
ef=3D"https://support.coinbase.com/customer/portal/articles/2109597-buy-sel=
l-bank-transfer-fees" style=3D"text-decoration:none;" target=3D"_blank"><sp=
an style=3D"font-size:10pt;font-family:Arial;color:#0000ff;background-color=
:transparent;font-weight:400;font-style:normal;font-variant:normal;text-dec=
oration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-in=
k:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Prici=
ng and Fees Disclosures page</span></a><span style=3D"font-size:10pt;font-f=
amily:Arial;color:#000000;background-color:transparent;font-weight:400;font=
-style:normal;font-variant:normal;text-decoration:none;vertical-align:basel=
ine;white-space:pre;white-space:pre-wrap;">.</span></p><p dir=3D"ltr" style=
=3D"line-height:1.2;margin-top:0pt;margin-bottom:12pt;text-align: justify;"=
><span style=3D"font-size:10pt;font-family:Arial;color:#000000;background-c=
olor:transparent;font-weight:400;font-style:normal;font-variant:normal;text=
-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wr=
ap;">We may refuse to process or cancel any pending Digital Currency Transa=
ction as required by law or any court or other authority to which Coinbase =
is subject in any jurisdiction. </span></p><p dir=3D"ltr" style=3D"line-hei=
ght:1.2;margin-top:0pt;margin-bottom:12pt;text-align: justify;"><span style=
=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:transpa=
rent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:=
none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">4.3. Su=
pported Digital Currencies. &nbsp;</span><span style=3D"font-size:10pt;font=
-family:Arial;color:#000000;background-color:transparent;font-weight:400;fo=
nt-style:normal;font-variant:normal;text-decoration:none;vertical-align:bas=
eline;white-space:pre;white-space:pre-wrap;">Our Digital Currency Services =
are available only in connection with those digital currencies that Coinbas=
e supports, and this may change from time to time. Under no circumstances s=
hould you attempt to use your Digital Currency Wallet to store, send, reque=
st, or receive digital currencies in any form that we do not support (altho=
ugh we will use reasonable efforts to help you move or sell Digital Currenc=
y that we no longer support). We assume no responsibility or liability in c=
onnection with any attempt to use your Digital Currency Wallet for digital =
currencies that we do not support. &nbsp;</span></p><p dir=3D"ltr" style=3D=
"line-height:1.2;margin-top:0pt;margin-bottom:12pt;text-align: justify;"><s=
pan style=3D"font-size:10pt;font-family:Arial;color:#000000;background-colo=
r:transparent;font-weight:700;font-style:normal;font-variant:normal;text-de=
coration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;=
">If you have any questions about which Digital Currencies we currently sup=
port, please visit </span><a href=3D"https://support.coinbase.com/" style=
=3D"text-decoration:none;" target=3D"_blank"><span style=3D"font-size:10pt;=
font-family:Arial;color:#0000ff;background-color:transparent;font-weight:70=
0;font-style:normal;font-variant:normal;text-decoration:underline;-webkit-t=
ext-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:basel=
ine;white-space:pre;white-space:pre-wrap;">https://support.coinbase.com</sp=
an></a><span style=3D"font-size:10pt;font-family:Arial;color:#000000;backgr=
ound-color:transparent;font-weight:700;font-style:normal;font-variant:norma=
l;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:=
pre-wrap;">. </span></p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:=
0pt;margin-bottom:12pt;text-align: justify;"><span style=3D"font-size:10pt;=
font-family:Arial;color:#000000;background-color:transparent;font-weight:70=
0;font-style:normal;font-variant:normal;text-decoration:none;vertical-align=
:baseline;white-space:pre;white-space:pre-wrap;">4.4. Digital Currency Stor=
age &amp; Transmission Delays.</span><span style=3D"font-size:10pt;font-fam=
ily:Arial;color:#000000;background-color:transparent;font-weight:400;font-s=
tyle:normal;font-variant:normal;text-decoration:none;vertical-align:baselin=
e;white-space:pre;white-space:pre-wrap;"> We securely store Digital Currenc=
y private keys, which are the means by which you can securely approve a Dig=
ital Currency Transaction. We securely store private keys in our control in=
a combination of online and offline storage. As a result, it may be necess=
ary for us to retrieve certain information from offline storage in order to=
facilitate a Digital Currency Transaction in accordance with your instruct=
ions, and you acknowledge that this may delay the initiation or crediting o=
f such Digital Currency Transaction. </span></p><p dir=3D"ltr" style=3D"lin=
e-height:1.2;margin-top:0pt;margin-bottom:12pt;text-align: justify;"><span =
style=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:tr=
ansparent;font-weight:700;font-style:normal;font-variant:normal;text-decora=
tion:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">4.=
5. Third Party Payments.</span><span style=3D"font-size:10pt;font-family:Ar=
ial;color:#000000;background-color:transparent;font-weight:400;font-style:n=
ormal;font-variant:normal;text-decoration:none;vertical-align:baseline;whit=
e-space:pre;white-space:pre-wrap;"> We have no control over, or liability f=
or, the delivery, quality, safety, legality or any other aspect of any good=
s or services that you may purchase or sell to or from a third party (inclu=
ding other users of Coinbase Digital Currency Services). We are not respons=
ible for ensuring that a third party buyer or a seller you transact with wi=
ll complete the transaction or is authorised to do so. If you experience a =
problem with any goods or services purchased from, or sold to, a third part=
y using Digital Currency transferred using the Coinbase Digital Currency Se=
rvices, or if you have a dispute with such third party, you should resolve =
the dispute directly with that third party. If you believe a third party ha=
s behaved in a fraudulent, misleading, or inappropriate manner, or if you c=
annot adequately resolve a dispute with a third party, you may notify Coinb=
ase Support at </span><a href=3D"mailto:trust@coinbase.com" style=3D"text-d=
ecoration:none;" target=3D"_blank"><span style=3D"font-size:10pt;font-famil=
y:Arial;color:#0000ff;background-color:transparent;font-weight:400;font-sty=
le:normal;font-variant:normal;text-decoration:underline;-webkit-text-decora=
tion-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-=
space:pre;white-space:pre-wrap;">trust@coinbase.com</span></a><span style=
=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:transpa=
rent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:=
none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> so tha=
t we may consider what action to take, if any.</span></p><p dir=3D"ltr" sty=
le=3D"line-height:1.2;margin-top:0pt;margin-bottom:12pt;text-align: justify=
;"><span style=3D"font-size:10pt;font-family:Arial;color:#000000;background=
-color:transparent;font-weight:700;font-style:normal;font-variant:normal;te=
xt-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-=
wrap;">4.6. Coinbase Vaults</span><span style=3D"font-size:10pt;font-family=
:Arial;color:#000000;background-color:transparent;font-weight:400;font-styl=
e:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;w=
hite-space:pre;white-space:pre-wrap;">. You may elect to use the Coinbase V=
ault to store Digital Currency and to set withdrawal time-delays. </span></=
p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:12pt=
;text-align: justify;"><span style=3D"font-size:10pt;font-family:Arial;colo=
r:#000000;background-color:transparent;font-weight:400;font-style:normal;fo=
nt-variant:normal;text-decoration:none;vertical-align:baseline;white-space:=
pre;white-space:pre-wrap;">If you are an existing Multisig Vault customer, =
we may offer you the option to view, control, and distribute Digital Curren=
cy private keys to multiple third parties whose majority approval will be r=
equired to transfer associated Digital Currency. </span><span style=3D"font=
-size:10pt;font-family:Arial;color:#000000;background-color:transparent;fon=
t-weight:700;font-style:normal;font-variant:normal;text-decoration:none;ver=
tical-align:baseline;white-space:pre;white-space:pre-wrap;">We cannot resto=
re encrypted private keys or otherwise recover private keys which have been=
distributed and are not within our control. If you use the Multisig Vault =
you acknowledge that we are not responsible for transferring, safeguarding,=
or maintaining private keys and/or Digital Currency associated with the Va=
ult.</span><span style=3D"font-size:10pt;font-family:Arial;color:#000000;ba=
ckground-color:transparent;font-weight:400;font-style:normal;font-variant:n=
ormal;text-decoration:none;vertical-align:baseline;white-space:pre;white-sp=
ace:pre-wrap;"> If you and/or your co-signing authorities lose, mishandle, =
or have stolen associated Digital Currency private keys, or if your co-sign=
ers refuse to provide requisite authority, you acknowledge that you may not=
be able to recover associated Digital Currency, and that we are not respon=
sible for such loss.</span></p><p dir=3D"ltr" style=3D"line-height:1.2;marg=
in-top:0pt;margin-bottom:12pt;text-align: justify;"><span style=3D"font-siz=
e:10pt;font-family:Arial;color:#000000;background-color:transparent;font-we=
ight:700;font-style:normal;font-variant:normal;text-decoration:none;vertica=
l-align:baseline;white-space:pre;white-space:pre-wrap;">4.7 Advanced Protoc=
ols.</span><span style=3D"font-size:10pt;font-family:Arial;color:#000000;ba=
ckground-color:transparent;font-weight:400;font-style:normal;font-variant:n=
ormal;text-decoration:none;vertical-align:baseline;white-space:pre;white-sp=
ace:pre-wrap;"> Unless specifically announced on the Coinbase Site or other=
official public statement of Coinbase, we do not support metacoins, colour=
ed coins, side chains, or other derivative, enhanced, or forked protocols, =
tokens, or coins which supplement or interact with a Digital Currency we su=
pport (collectively, =E2=80=9C</span><span style=3D"font-size:10pt;font-fam=
ily:Arial;color:#000000;background-color:transparent;font-weight:700;font-s=
tyle:normal;font-variant:normal;text-decoration:none;vertical-align:baselin=
e;white-space:pre;white-space:pre-wrap;">Advanced Protocols</span><span sty=
le=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:trans=
parent;font-weight:400;font-style:normal;font-variant:normal;text-decoratio=
n:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">=E2=
=80=9D). You should not use your Coinbase Account or GDAX account to attemp=
t to receive, request, send, store, or engage in any other type of transact=
ion involving an Advanced Protocol. Our platform is not configured to detec=
t and/or secure Advanced Protocol transactions. You acknowledge and agree t=
hat we have no responsibility whatsoever in respect of an unsupported Advan=
ced Protocol.</span></p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:=
0pt;margin-bottom:12pt;text-align: justify;"><span style=3D"font-size:10pt;=
font-family:Arial;color:#000000;background-color:transparent;font-weight:70=
0;font-style:normal;font-variant:normal;text-decoration:none;vertical-align=
:baseline;white-space:pre;white-space:pre-wrap;">4.8. Operation of Digital =
Currency Protocols.</span><span style=3D"font-size:10pt;font-family:Arial;c=
olor:#000000;background-color:transparent;font-weight:400;font-style:normal=
;font-variant:normal;text-decoration:none;vertical-align:baseline;white-spa=
ce:pre;white-space:pre-wrap;"> We do not own or control the underlying soft=
ware protocols which govern the operation of Digital Currencies supported o=
n our platform: generally, the underlying protocols are open source and any=
one can use, copy, modify, and distribute them. &nbsp;We assume no responsi=
bility for the operation of the underlying protocols and we are not able to=
guarantee their functionality, security, or availability. </span></p><p d=
ir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:12pt;text-=
align: justify;"><span style=3D"font-size:10pt;font-family:Arial;color:#000=
000;background-color:transparent;font-weight:400;font-style:normal;font-var=
iant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;wh=
ite-space:pre-wrap;">You acknowledge and accept the risk that underlying so=
ftware protocols relating to any Digital Currency you store in your Digital=
Currency Wallet may change.</span></p><p dir=3D"ltr" style=3D"line-height:=
1.2;margin-top:0pt;margin-bottom:12pt;text-align: justify;"><span style=3D"=
font-size:10pt;font-family:Arial;color:#000000;background-color:transparent=
;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none=
;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">In particul=
ar, the underlying protocols are likely to be subject to sudden changes in =
operating rules (=E2=80=9C</span><span style=3D"font-size:10pt;font-family:=
Arial;color:#000000;background-color:transparent;font-weight:700;font-style=
:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;wh=
ite-space:pre;white-space:pre-wrap;">forks</span><span style=3D"font-size:1=
0pt;font-family:Arial;color:#000000;background-color:transparent;font-weigh=
t:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-a=
lign:baseline;white-space:pre;white-space:pre-wrap;">=E2=80=9D), and such f=
orks may materially affect the value, function, and/or the name of the Digi=
tal Currency you store in your Digital Currency Wallet. &nbsp;Where possibl=
e, we may provide you with notices or alerts on forks in accordance with Se=
ction 11.11 (</span><span style=3D"font-size:10pt;font-family:Arial;color:#=
000000;background-color:transparent;font-weight:400;font-style:italic;font-=
variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre=
;white-space:pre-wrap;">Contact Information</span><span style=3D"font-size:=
10pt;font-family:Arial;color:#000000;background-color:transparent;font-weig=
ht:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-=
align:baseline;white-space:pre;white-space:pre-wrap;">) below and you must =
read such notices or alerts received from us in order that you may consider=
how to deal with upcoming forks. &nbsp;However, it is your responsibility =
to make yourself aware of, and consider how to deal with, upcoming forks. I=
n the event of a fork, there is a risk that we may need to temporarily susp=
end operations in relation to that fork without providing advance notice to=
you. We may, in our reasonable discretion, decline to support either or bo=
th branches of a fork. &nbsp;</span></p><p dir=3D"ltr" style=3D"line-height=
:1.2;margin-top:0pt;margin-bottom:12pt;text-align: justify;"><span style=3D=
"font-size:10pt;font-family:Arial;color:#000000;background-color:transparen=
t;font-weight:400;font-style:normal;font-variant:normal;text-decoration:non=
e;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">You acknow=
ledge the risks presented by forks and you accept that we have no responsib=
ility to assist you to move or sell an unsupported branch of a forked proto=
col.</span></p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margi=
n-bottom:12pt;text-align: justify;"><span style=3D"font-size:10pt;font-fami=
ly:Arial;color:#000000;background-color:transparent;font-weight:700;font-st=
yle:normal;font-variant:normal;text-decoration:none;vertical-align:baseline=
;white-space:pre;white-space:pre-wrap;">5. DIGITAL CURRENCY EXCHANGE SERVIC=
ES.</span></p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin=
-bottom:12pt;text-align: justify;"><span style=3D"font-size:10pt;font-famil=
y:Arial;color:#000000;background-color:transparent;font-weight:700;font-sty=
le:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;=
white-space:pre;white-space:pre-wrap;">5.1. In General.</span><span style=
=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:transpa=
rent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:=
none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> The Di=
gital Currency Exchange Service enables you to buy Digital Currency using:<=
/span></p><ul style=3D"margin-top:0pt;margin-bottom:0pt;"><li dir=3D"ltr" s=
tyle=3D"list-style-type:disc;font-size:10pt;font-family:'Noto Sans Symbols'=
;color:#000000;background-color:transparent;font-weight:400;font-style:norm=
al;font-variant:normal;text-decoration:none;vertical-align:baseline;white-s=
pace:pre;margin-left: -0.14999999999999858pt;"><p dir=3D"ltr" style=3D"line=
-height:1.2;margin-top:0pt;margin-bottom:6pt;text-align: justify;"><span st=
yle=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:tran=
sparent;font-weight:400;font-style:normal;font-variant:normal;text-decorati=
on:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">E-Mo=
ney from / into your E-Money Wallet; and / or</span></p></li><li dir=3D"ltr=
" style=3D"list-style-type:disc;font-size:10pt;font-family:'Noto Sans Symbo=
ls';color:#000000;background-color:transparent;font-weight:400;font-style:n=
ormal;font-variant:normal;text-decoration:none;vertical-align:baseline;whit=
e-space:pre;margin-left: -0.14999999999999858pt;"><p dir=3D"ltr" style=3D"l=
ine-height:1.2;margin-top:0pt;margin-bottom:6pt;text-align: justify;"><span=
style=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:t=
ransparent;font-weight:400;font-style:normal;font-variant:normal;text-decor=
ation:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">C=
entral bank issued currency (such as GBP or EUR) supported by Coinbase.</sp=
an></p></li></ul><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;mar=
gin-bottom:12pt;text-align: justify;"><span style=3D"font-size:10pt;font-fa=
mily:Arial;color:#000000;background-color:transparent;font-weight:400;font-=
style:normal;font-variant:normal;text-decoration:none;vertical-align:baseli=
ne;white-space:pre;white-space:pre-wrap;">Conversely, when you sell Digital=
Currency you may elect to receive:</span></p><ul style=3D"margin-top:0pt;m=
argin-bottom:0pt;"><li dir=3D"ltr" style=3D"list-style-type:disc;font-size:=
10pt;font-family:'Noto Sans Symbols';color:#000000;background-color:transpa=
rent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:=
none;vertical-align:baseline;white-space:pre;margin-left: -0.14999999999999=
858pt;"><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-botto=
m:6pt;text-align: justify;"><span style=3D"font-size:10pt;font-family:Arial=
;color:#000000;background-color:transparent;font-weight:400;font-style:norm=
al;font-variant:normal;text-decoration:none;vertical-align:baseline;white-s=
pace:pre;white-space:pre-wrap;">E-Money into your E-Money Wallet; and / or<=
/span></p></li><li dir=3D"ltr" style=3D"list-style-type:disc;font-size:10pt=
;font-family:'Noto Sans Symbols';color:#000000;background-color:transparent=
;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none=
;vertical-align:baseline;white-space:pre;margin-left: -0.14999999999999858p=
t;"><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:6p=
t;text-align: justify;"><span style=3D"font-size:10pt;font-family:Arial;col=
or:#000000;background-color:transparent;font-weight:400;font-style:normal;f=
ont-variant:normal;text-decoration:none;vertical-align:baseline;white-space=
:pre;white-space:pre-wrap;">Central bank issued currency (such as GBP or EU=
R) supported by Coinbase.</span></p></li></ul><p><b style=3D"font-weight:no=
rmal;"><br></b></p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;m=
argin-bottom:12pt;text-align: justify;"><span style=3D"font-size:10pt;font-=
family:Arial;color:#000000;background-color:transparent;font-weight:700;fon=
t-style:normal;font-variant:normal;text-decoration:none;vertical-align:base=
line;white-space:pre;white-space:pre-wrap;">5.2. E-Money Transactions.</spa=
n><span style=3D"font-size:10pt;font-family:Arial;color:#000000;background-=
color:transparent;font-weight:400;font-style:normal;font-variant:normal;tex=
t-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-w=
rap;"> You may purchase supported Digital Currency by using E-Money credite=
d to your E-Money Wallet. &nbsp;You authorise us to debit E-Money from your=
E-Money Wallet. Although we will attempt to deliver Digital Currency to y=
ou as promptly as possible, E-Money may be debited from your E-Money Wallet=
before Digital Currency is delivered to your Digital Currency Wallet.</spa=
n></p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:=
12pt;text-align: justify;"><span style=3D"font-size:10pt;font-family:Arial;=
color:#000000;background-color:transparent;font-weight:400;font-style:norma=
l;font-variant:normal;text-decoration:none;vertical-align:baseline;white-sp=
ace:pre;white-space:pre-wrap;">You may sell Digital Currency in exchange fo=
r E-Money. You authorise us to debit your Digital Currency Wallet and credi=
t your E-Money Wallet with the relevant amount of E-Money. </span></p><p di=
r=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:12pt;text-a=
lign: justify;"><span style=3D"font-size:10pt;font-family:Arial;color:#0000=
00;background-color:transparent;font-weight:700;font-style:normal;font-vari=
ant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;whi=
te-space:pre-wrap;">5.3. Central Bank Currency Transactions.</span><span st=
yle=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:tran=
sparent;font-weight:400;font-style:normal;font-variant:normal;text-decorati=
on:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> You=
may purchase supported Digital Currency by linking a valid payment method,=
such as a credit or debit card, to your Digital Currency Wallet. You autho=
rise us to debit funds using your selected payment method(s) to complete yo=
ur purchase. Although we will attempt to deliver Digital Currency to you as=
promptly as possible, funds may be debited from your selected payment meth=
od before the status of your Digital Currency transaction is shown as compl=
ete and is delivered to your Digital Currency Wallet. </span></p><p dir=3D"=
ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:12pt;text-align:=
justify;"><span style=3D"font-size:10pt;font-family:Arial;color:#000000;ba=
ckground-color:transparent;font-weight:400;font-style:normal;font-variant:n=
ormal;text-decoration:none;vertical-align:baseline;white-space:pre;white-sp=
ace:pre-wrap;">You may sell Digital Currency in exchange for central bank i=
ssued currency (such as GBP or EUR) supported by Coinbase. In such circumst=
ances, you authorise us to debit your Hosted Digital Currency Wallet and to=
send instructions to credit your selected payment method(s) in settlement =
of sell transactions. We will send these instructions as soon as reasonably=
possible. &nbsp;Any GBP or EUR should be credited to your selected payment=
method(s) by the end of the business day after we send such instructions. =
</span></p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-b=
ottom:12pt;text-align: justify;"><span style=3D"font-size:10pt;font-family:=
Arial;color:#000000;background-color:transparent;font-weight:700;font-style=
:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;wh=
ite-space:pre;white-space:pre-wrap;">5.4. Transaction Fulfilment. &nbsp;</s=
pan><span style=3D"font-size:10pt;font-family:Arial;color:#000000;backgroun=
d-color:transparent;font-weight:400;font-style:normal;font-variant:normal;t=
ext-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre=
-wrap;">We will make best efforts to fulfil all purchases of Digital Curren=
cy, but in some circumstance we may be unable to. &nbsp;If this is the case=
, we will notify you and seek your approval to re-attempt the purchase at t=
he current Exchange Rate (as defined below). </span></p><p dir=3D"ltr" styl=
e=3D"line-height:1.2;margin-top:0pt;margin-bottom:12pt;text-align: justify;=
"><span style=3D"font-size:10pt;font-family:Arial;color:#000000;background-=
color:transparent;font-weight:700;font-style:normal;font-variant:normal;tex=
t-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-w=
rap;">5.5. Availability of Payment Methods. </span><span style=3D"font-size=
:10pt;font-family:Arial;color:#000000;background-color:transparent;font-wei=
ght:400;font-style:normal;font-variant:normal;text-decoration:none;vertical=
-align:baseline;white-space:pre;white-space:pre-wrap;">The availability of =
a method of payment depends on a number of factors including, for example, =
where you are located, the identification information you have provided to =
us, and limitations imposed by third party payment processors.</span></p><p=
dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:12pt;tex=
t-align: justify;"><span style=3D"font-size:10pt;font-family:Arial;color:#0=
00000;background-color:transparent;font-weight:700;font-style:normal;font-v=
ariant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;=
white-space:pre-wrap;">5.6. Conversion Fees.</span><span style=3D"font-size=
:10pt;font-family:Arial;color:#000000;background-color:transparent;font-wei=
ght:400;font-style:normal;font-variant:normal;text-decoration:none;vertical=
-align:baseline;white-space:pre;white-space:pre-wrap;"> Each purchase or sa=
le of Digital Currency using E-Money or central bank issued currency is sub=
ject to a fee (a "</span><span style=3D"font-size:10pt;font-family:Arial;co=
lor:#000000;background-color:transparent;font-weight:700;font-style:normal;=
font-variant:normal;text-decoration:none;vertical-align:baseline;white-spac=
e:pre;white-space:pre-wrap;">Conversion Fee</span><span style=3D"font-size:=
10pt;font-family:Arial;color:#000000;background-color:transparent;font-weig=
ht:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-=
align:baseline;white-space:pre;white-space:pre-wrap;">"). The applicable Co=
nversion Fee will be displayed to you on the Coinbase Site prior to each tr=
ansaction and is stated in each receipt we issue to you. We may adjust our =
Conversion Fees at any time. We will not process a transaction if the Conve=
rsion Fee and any other associated fees would, together, exceed the value o=
f your transaction. &nbsp;A full list of Coinbase UK's fees can be found on=
our </span><a href=3D"https://support.coinbase.com/customer/portal/article=
s/2109597-buy-sell-bank-transfer-fees" style=3D"text-decoration:none;" targ=
et=3D"_blank"><span style=3D"font-size:10pt;font-family:Arial;color:#0000ff=
;background-color:transparent;font-weight:400;font-style:normal;font-varian=
t:normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-d=
ecoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space=
:pre-wrap;">Pricing and Fees Disclosures page</span></a><span style=3D"font=
-size:10pt;font-family:Arial;color:#000000;background-color:transparent;fon=
t-weight:400;font-style:normal;font-variant:normal;text-decoration:none;ver=
tical-align:baseline;white-space:pre;white-space:pre-wrap;">.</span></p><p =
dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:12pt;text=
-align: justify;"><span style=3D"font-size:10pt;font-family:Arial;color:#00=
0000;background-color:transparent;font-weight:700;font-style:normal;font-va=
riant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;w=
hite-space:pre-wrap;">5.7. Exchange Rates. </span><span style=3D"font-size:=
10pt;font-family:Arial;color:#000000;background-color:transparent;font-weig=
ht:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-=
align:baseline;white-space:pre;white-space:pre-wrap;">Each purchase or sale=
of Digital Currency using E-Money or central bank issued currency is also =
subject to the Coinbase "Exchange Rate" for the given transaction. The "</s=
pan><span style=3D"font-size:10pt;font-family:Arial;color:#000000;backgroun=
d-color:transparent;font-weight:700;font-style:normal;font-variant:normal;t=
ext-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre=
-wrap;">Exchange Rate</span><span style=3D"font-size:10pt;font-family:Arial=
;color:#000000;background-color:transparent;font-weight:400;font-style:norm=
al;font-variant:normal;text-decoration:none;vertical-align:baseline;white-s=
pace:pre;white-space:pre-wrap;">" means the price of a given supported Digi=
tal Currency in E-Money or central bank issued currency as quoted on the Co=
inbase Site. The Exchange Rate is stated either as a "</span><span style=3D=
"font-size:10pt;font-family:Arial;color:#000000;background-color:transparen=
t;font-weight:700;font-style:normal;font-variant:normal;text-decoration:non=
e;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Buy Price<=
/span><span style=3D"font-size:10pt;font-family:Arial;color:#000000;backgro=
und-color:transparent;font-weight:400;font-style:normal;font-variant:normal=
;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:p=
re-wrap;">" or as a "</span><span style=3D"font-size:10pt;font-family:Arial=
;color:#000000;background-color:transparent;font-weight:700;font-style:norm=
al;font-variant:normal;text-decoration:none;vertical-align:baseline;white-s=
pace:pre;white-space:pre-wrap;">Sell Price</span><span style=3D"font-size:1=
0pt;font-family:Arial;color:#000000;background-color:transparent;font-weigh=
t:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-a=
lign:baseline;white-space:pre;white-space:pre-wrap;">," which is the price =
at which you may buy or sell Digital Currency, respectively. You acknowledg=
e that the Buy Price Exchange Rate may not be the same as the Sell Price Ex=
change Rate at any given time, and that we may add a margin or =E2=80=9Cspr=
ead=E2=80=9D to the quoted Exchange Rate. You agree to accept the Exchange =
Rate when you authorise a transaction. &nbsp;You can learn more about Coinb=
ase UK's Exchange Rates on our </span><a href=3D"https://support.coinbase.c=
om/customer/portal/articles/2109597-buy-sell-bank-transfer-fees" style=3D"t=
ext-decoration:none;" target=3D"_blank"><span style=3D"font-size:10pt;font-=
family:Arial;color:#0000ff;background-color:transparent;font-weight:400;fon=
t-style:normal;font-variant:normal;text-decoration:underline;-webkit-text-d=
ecoration-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;w=
hite-space:pre;white-space:pre-wrap;">Pricing and Fees Disclosures page</sp=
an></a><span style=3D"font-size:12pt;font-family:'Times New Roman';color:#0=
00000;background-color:transparent;font-weight:400;font-style:normal;font-v=
ariant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;=
white-space:pre-wrap;">.</span></p><p dir=3D"ltr" style=3D"line-height:1.2;=
margin-top:0pt;margin-bottom:12pt;text-align: justify;"><span style=3D"font=
-size:10pt;font-family:Arial;color:#000000;background-color:transparent;fon=
t-weight:700;font-style:normal;font-variant:normal;text-decoration:none;ver=
tical-align:baseline;white-space:pre;white-space:pre-wrap;">We do not guara=
ntee the availability of any Exchange Rate. &nbsp;We do not guarantee that =
you will be able to buy and / or sell your Digital Currency on the open mar=
ket at any particular price or time. &nbsp;</span></p><p dir=3D"ltr" style=
=3D"line-height:1.2;margin-top:0pt;margin-bottom:12pt;text-align: justify;"=
><span style=3D"font-size:10pt;font-family:Arial;color:#000000;background-c=
olor:transparent;font-weight:700;font-style:normal;font-variant:normal;text=
-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wr=
ap;">5.8. Authorisations; Reversals; Cancellations.</span><span style=3D"fo=
nt-size:10pt;font-family:Arial;color:#000000;background-color:transparent;f=
ont-weight:400;font-style:normal;font-variant:normal;text-decoration:none;v=
ertical-align:baseline;white-space:pre;white-space:pre-wrap;"> By clicking =
the "Buy" or "Sell" button on the Coinbase Site, your are authorising Coinb=
ase to initiate the transaction at the quoted Buy Price or Sell Price and a=
gree to any associated Conversion and Exchange Fees. You cannot cancel, rev=
erse, or change any transaction marked as complete or pending. If your paym=
ent is not successful or if your payment method has insufficient funds, you=
authorise us, in our sole discretion, either to cancel the transaction or =
to debit your other payment methods, including balances on your E-Money Wal=
let and/or Digital Currency Wallets, in any amount necessary to complete th=
e transaction. You are responsible for maintaining an adequate balance and/=
or sufficient credit limits in order to avoid overdraft, insufficient funds=
, or similar fees charged by your payment provider. </span></p><p dir=3D"lt=
r" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:12pt;text-align: j=
ustify;"><span style=3D"font-size:10pt;font-family:Arial;color:#000000;back=
ground-color:transparent;font-weight:700;font-style:normal;font-variant:nor=
mal;text-decoration:none;vertical-align:baseline;white-space:pre;white-spac=
e:pre-wrap;">6. TRANSACTION LIMITS AND ENHANCED DUE DILIGENCE</span></p><p =
dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:12pt;text=
-align: justify;"><span style=3D"font-size:10pt;font-family:Arial;color:#00=
0000;background-color:transparent;font-weight:700;font-style:normal;font-va=
riant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;w=
hite-space:pre-wrap;">6.1. Transactions Limits</span><span style=3D"font-si=
ze:10pt;font-family:Arial;color:#000000;background-color:transparent;font-w=
eight:400;font-style:normal;font-variant:normal;text-decoration:none;vertic=
al-align:baseline;white-space:pre;white-space:pre-wrap;">. The use of all C=
oinbase Services is subject to a limit on the amount of volume, stated in G=
BP or EUR, you may transact or transfer in a given period (e.g., daily). To=
view your limits, login to your Coinbase Account and visit </span><a href=
=3D"https://www.coinbase.com/verifications" style=3D"text-decoration:none;"=
target=3D"_blank"><span style=3D"font-size:10pt;font-family:Arial;color:#0=
000ff;background-color:transparent;font-weight:400;font-style:normal;font-v=
ariant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;t=
ext-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-=
space:pre-wrap;">https://www.coinbase.com/verifications</span></a><span sty=
le=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:trans=
parent;font-weight:400;font-style:normal;font-variant:normal;text-decoratio=
n:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> or s=
ee the App. Your transaction limits may vary depending on your payment meth=
od, verification steps you have completed, and other factors. We reserve th=
e right to change applicable limits as we deem necessary. If you wish to ra=
ise your limits beyond the posted amounts, you may submit a request at </sp=
an><a href=3D"https://support.coinbase.com/" style=3D"text-decoration:none;=
" target=3D"_blank"><span style=3D"font-size:10pt;font-family:Arial;color:#=
0000ff;background-color:transparent;font-weight:400;font-style:normal;font-=
variant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;=
text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white=
-space:pre-wrap;">https://support.coinbase.com</span></a><span style=3D"fon=
t-size:10pt;font-family:Arial;color:#000000;background-color:transparent;fo=
nt-weight:400;font-style:normal;font-variant:normal;text-decoration:none;ve=
rtical-align:baseline;white-space:pre;white-space:pre-wrap;">. </span></p><=
p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:12pt;te=
xt-align: justify;"><span style=3D"font-size:10pt;font-family:Arial;color:#=
000000;background-color:transparent;font-weight:700;font-style:normal;font-=
variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre=
;white-space:pre-wrap;">6.2 Enhanced Due Diligence. </span><span style=3D"f=
ont-size:10pt;font-family:Arial;color:#000000;background-color:transparent;=
font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;=
vertical-align:baseline;white-space:pre;white-space:pre-wrap;">We may requi=
re you to submit additional information about yourself or your business, pr=
ovide records, and arrange for meetings with Coinbase staff (such process, =
"</span><span style=3D"font-size:10pt;font-family:Arial;color:#000000;backg=
round-color:transparent;font-weight:700;font-style:normal;font-variant:norm=
al;text-decoration:none;vertical-align:baseline;white-space:pre;white-space=
:pre-wrap;">Enhanced Due Diligence</span><span style=3D"font-size:10pt;font=
-family:Arial;color:#000000;background-color:transparent;font-weight:400;fo=
nt-style:normal;font-variant:normal;text-decoration:none;vertical-align:bas=
eline;white-space:pre;white-space:pre-wrap;">"). We reserve the right to ch=
arge you costs and fees associated with such Enhanced Due Diligence althoug=
h if we intend to do so, we will notify you in advance. In our discretion, =
we may refuse to raise your limits or we may lower your limits at a subsequ=
ent time even if you have completed Enhanced Due Diligence.</span></p><p di=
r=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:12pt;text-a=
lign: justify;"><span style=3D"font-size:10pt;font-family:Arial;color:#0000=
00;background-color:transparent;font-weight:700;font-style:normal;font-vari=
ant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;whi=
te-space:pre-wrap;">7. SUSPENSION, TERMINATION, AND CANCELLATION.</span><sp=
an style=3D"font-size:10pt;font-family:Arial;color:#000000;background-color=
:transparent;font-weight:400;font-style:normal;font-variant:normal;text-dec=
oration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"=
> </span></p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-=
bottom:12pt;text-align: justify;"><span style=3D"font-size:10pt;font-family=
:Arial;color:#000000;background-color:transparent;font-weight:700;font-styl=
e:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;w=
hite-space:pre;white-space:pre-wrap;">7.1 Suspension, Termination, and Canc=
ellation.</span><span style=3D"font-size:10pt;font-family:Arial;color:#0000=
00;background-color:transparent;font-weight:400;font-style:normal;font-vari=
ant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;whi=
te-space:pre-wrap;"> We may: (a) refuse to complete or block, cancel or rev=
erse a transaction you have authorised (b) suspend, restrict, or terminate =
your access to any or all of the Coinbase Services, and/or (c) deactivate o=
r cancel your Coinbase Account with immediate effect for any reason, includ=
ing but not limited to where:</span></p><ul style=3D"margin-top:0pt;margin-=
bottom:0pt;"><li dir=3D"ltr" style=3D"list-style-type:disc;font-size:10pt;f=
ont-family:'Noto Sans Symbols';color:#000000;background-color:transparent;f=
ont-weight:400;font-style:normal;font-variant:normal;text-decoration:none;v=
ertical-align:baseline;white-space:pre;margin-left: -18pt;"><p dir=3D"ltr" =
style=3D"line-height:1.2;margin-top:0pt;margin-bottom:6pt;text-align: justi=
fy;"><span style=3D"font-size:10pt;font-family:Arial;color:#000000;backgrou=
nd-color:transparent;font-weight:400;font-style:normal;font-variant:normal;=
text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pr=
e-wrap;">We are, in our reasonable opinion, required to do so by applicable=
law or any court or other authority to which we are subject in any jurisdi=
ction; </span></p></li><li dir=3D"ltr" style=3D"list-style-type:disc;font-s=
ize:10pt;font-family:'Noto Sans Symbols';color:#000000;background-color:tra=
nsparent;font-weight:400;font-style:normal;font-variant:normal;text-decorat=
ion:none;vertical-align:baseline;white-space:pre;margin-left: -18pt;"><p di=
r=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:6pt;text-al=
ign: justify;"><span style=3D"font-size:10pt;font-family:Arial;color:#00000=
0;background-color:transparent;font-weight:400;font-style:normal;font-varia=
nt:normal;text-decoration:none;vertical-align:baseline;white-space:pre;whit=
e-space:pre-wrap;">We reasonably suspect you of acting in breach of this Ag=
reement;</span></p></li><li dir=3D"ltr" style=3D"list-style-type:disc;font-=
size:10pt;font-family:'Noto Sans Symbols';color:#000000;background-color:tr=
ansparent;font-weight:400;font-style:normal;font-variant:normal;text-decora=
tion:none;vertical-align:baseline;white-space:pre;margin-left: -18pt;"><p d=
ir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:6pt;text-a=
lign: justify;"><span style=3D"font-size:10pt;font-family:Arial;color:#0000=
00;background-color:transparent;font-weight:400;font-style:normal;font-vari=
ant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;whi=
te-space:pre-wrap;">We reasonably suspect you have breached our </span><a h=
ref=3D"https://support.coinbase.com/customer/portal/articles/2704120" style=
=3D"text-decoration:none;" target=3D"_blank"><span style=3D"font-size:10pt;=
font-family:Arial;color:#0000ff;background-color:transparent;font-weight:40=
0;font-style:normal;font-variant:normal;text-decoration:underline;-webkit-t=
ext-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:basel=
ine;white-space:pre;white-space:pre-wrap;">Behaviour Policy</span></a><span=
style=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:t=
ransparent;font-weight:400;font-style:normal;font-variant:normal;text-decor=
ation:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> =
or our Policy on Prohibited Use, Prohibited Businesses and Conditional Use;=
</span></p></li><li dir=3D"ltr" style=3D"list-style-type:disc;font-size:10=
pt;font-family:'Noto Sans Symbols';color:#000000;background-color:transpare=
nt;font-weight:400;font-style:normal;font-variant:normal;text-decoration:no=
ne;vertical-align:baseline;white-space:pre;margin-left: -18pt;"><p dir=3D"l=
tr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:6pt;text-align: j=
ustify;"><span style=3D"font-size:10pt;font-family:Arial;color:#000000;back=
ground-color:transparent;font-weight:400;font-style:normal;font-variant:nor=
mal;text-decoration:none;vertical-align:baseline;white-space:pre;white-spac=
e:pre-wrap;">We have concerns that a transaction is erroneous or about the =
security of your Coinbase Account or we suspect the Coinbase Services are b=
eing used in a fraudulent or unauthorised manner; </span></p></li><li dir=
=3D"ltr" style=3D"list-style-type:disc;font-size:10pt;font-family:'Noto San=
s Symbols';color:#000000;background-color:transparent;font-weight:400;font-=
style:normal;font-variant:normal;text-decoration:none;vertical-align:baseli=
ne;white-space:pre;margin-left: -18pt;"><p dir=3D"ltr" style=3D"line-height=
:1.2;margin-top:0pt;margin-bottom:6pt;text-align: justify;"><span style=3D"=
font-size:10pt;font-family:Arial;color:#000000;background-color:transparent=
;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none=
;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">We suspect =
money laundering, terrorist financing, fraud, or any other financial crime;=
</span></p></li><li dir=3D"ltr" style=3D"list-style-type:disc;font-size:10=
pt;font-family:'Noto Sans Symbols';color:#000000;background-color:transpare=
nt;font-weight:400;font-style:normal;font-variant:normal;text-decoration:no=
ne;vertical-align:baseline;white-space:pre;margin-left: -18pt;"><p dir=3D"l=
tr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:6pt;text-align: j=
ustify;"><span style=3D"font-size:10pt;font-family:Arial;color:#000000;back=
ground-color:transparent;font-weight:400;font-style:normal;font-variant:nor=
mal;text-decoration:none;vertical-align:baseline;white-space:pre;white-spac=
e:pre-wrap;">If your credit or debit card or any other valid payment method=
linked to your Digital Currency Wallet is declined;</span></p></li><li dir=
=3D"ltr" style=3D"list-style-type:disc;font-size:10pt;font-family:'Noto San=
s Symbols';color:#000000;background-color:transparent;font-weight:400;font-=
style:normal;font-variant:normal;text-decoration:none;vertical-align:baseli=
ne;white-space:pre;margin-left: -18pt;"><p dir=3D"ltr" style=3D"line-height=
:1.2;margin-top:0pt;margin-bottom:6pt;text-align: justify;"><span style=3D"=
font-size:10pt;font-family:Arial;color:#000000;background-color:transparent=
;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none=
;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Use of your=
Coinbase Account is subject to any pending litigation, investigation, or g=
overnment proceeding and/or we perceive a heightened risk of legal or regul=
atory non-compliance associated with your Account activity; and / or</span>=
</p></li><li dir=3D"ltr" style=3D"list-style-type:disc;font-size:10pt;font-=
family:'Noto Sans Symbols';color:#000000;background-color:transparent;font-=
weight:400;font-style:normal;font-variant:normal;text-decoration:none;verti=
cal-align:baseline;white-space:pre;margin-left: -18pt;"><p dir=3D"ltr" styl=
e=3D"line-height:1.2;margin-top:0pt;margin-bottom:12pt;text-align: justify;=
"><span style=3D"font-size:10pt;font-family:Arial;color:#000000;background-=
color:transparent;font-weight:400;font-style:normal;font-variant:normal;tex=
t-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-w=
rap;">You take any action that may circumvent our controls such as opening =
multiple Coinbase Accounts or abusing promotions which we may offer from ti=
me to time.</span></p></li></ul><p dir=3D"ltr" style=3D"line-height:1.2;mar=
gin-top:0pt;margin-bottom:12pt;text-align: justify;"><span style=3D"font-si=
ze:10pt;font-family:Arial;color:#000000;background-color:transparent;font-w=
eight:400;font-style:normal;font-variant:normal;text-decoration:none;vertic=
al-align:baseline;white-space:pre;white-space:pre-wrap;">We may also refuse=
to complete a transaction you have authorised where there is insufficient =
E-Money in your Coinbase E-Money Account and / or insufficient Digital Curr=
ency in your Digital Currency Wallet to cover the transaction and (where ap=
plicable) associated fees at the time that we receive notification of the t=
ransaction.</span></p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0p=
t;margin-bottom:12pt;text-align: justify;"><span style=3D"font-size:10pt;fo=
nt-family:Arial;color:#000000;background-color:transparent;font-weight:400;=
font-style:normal;font-variant:normal;text-decoration:none;vertical-align:b=
aseline;white-space:pre;white-space:pre-wrap;">If we refuse to complete a t=
ransaction and / or suspend or close your Coinbase Account, or terminate yo=
ur use of Coinbase Services in this way, we will (unless it would be unlawf=
ul for us to do so) provide you with notice of our actions and the reasons =
for refusal, suspension or closure and where appropriate, with the procedur=
e for correcting any factual errors that led to the refusal, suspension or =
closure. In the event that we refuse to complete a transaction and / or sus=
pend your Coinbase Account we will lift the suspension as soon as reasonabl=
y practicable once the reasons for refusal and / or suspension no longer ex=
ist. However, we are under no obligation to allow you to reinstate a transa=
ction at the same price or on the same terms as the suspended, reversed or =
cancelled transaction.</span></p><p dir=3D"ltr" style=3D"line-height:1.2;ma=
rgin-top:0pt;margin-bottom:12pt;text-align: justify;"><span style=3D"font-s=
ize:10pt;font-family:Arial;color:#000000;background-color:transparent;font-=
weight:400;font-style:normal;font-variant:normal;text-decoration:none;verti=
cal-align:baseline;white-space:pre;white-space:pre-wrap;">We may suspend, r=
estrict, or terminate your access to any or all of the Coinbase Services an=
d/or deactivate or cancel your Coinbase Account, without reason by giving y=
ou two months notice. You acknowledge that our decision to take certain act=
ions, including limiting access to, suspending, or closing your Coinbase Ac=
count, may be based on confidential criteria that are essential to our risk=
management and security protocols. You agree that we are under no obligati=
on to disclose the details of its risk management and security procedures t=
o you.</span></p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;mar=
gin-bottom:12pt;text-align: justify;"><span style=3D"font-size:10pt;font-fa=
mily:Arial;color:#000000;background-color:transparent;font-weight:400;font-=
style:normal;font-variant:normal;text-decoration:none;vertical-align:baseli=
ne;white-space:pre;white-space:pre-wrap;">On termination of this Agreement,=
unless prohibited by applicable law or by any court or other order to whic=
h Coinbase is subject in any jurisdiction, you may:</span></p><ul style=3D"=
margin-top:0pt;margin-bottom:0pt;"><li dir=3D"ltr" style=3D"list-style-type=
:disc;font-size:10pt;font-family:'Noto Sans Symbols';color:#000000;backgrou=
nd-color:transparent;font-weight:400;font-style:normal;font-variant:normal;=
text-decoration:none;vertical-align:baseline;white-space:pre;margin-left: -=
18pt;"><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom=
:6pt;text-align: justify;"><span style=3D"font-size:10pt;font-family:Arial;=
color:#000000;background-color:transparent;font-weight:400;font-style:norma=
l;font-variant:normal;text-decoration:none;vertical-align:baseline;white-sp=
ace:pre;white-space:pre-wrap;">transfer Digital Currency and/or your Digita=
l Currency Wallet(s) for ninety (90) days thereafter; and / or </span></p><=
/li><li dir=3D"ltr" style=3D"list-style-type:disc;font-size:10pt;font-famil=
y:'Noto Sans Symbols';color:#000000;background-color:transparent;font-weigh=
t:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-a=
lign:baseline;white-space:pre;margin-left: -17.9pt;"><p dir=3D"ltr" style=
=3D"line-height:1.2;margin-top:0pt;margin-bottom:12pt;text-align: justify;"=
><span style=3D"font-size:10pt;font-family:Arial;color:#000000;background-c=
olor:transparent;font-weight:400;font-style:normal;font-variant:normal;text=
-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wr=
ap;">transfer E-Money at any point in the six-year period commencing with t=
he date of the termination of the Agreement.</span></p></li></ul><p dir=3D"=
ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:12pt;text-align:=
justify;"><span style=3D"font-size:10pt;font-family:Arial;color:#000000;ba=
ckground-color:transparent;font-weight:400;font-style:normal;font-variant:n=
ormal;text-decoration:none;vertical-align:baseline;white-space:pre;white-sp=
ace:pre-wrap;">If we suspend or close your account, or terminate your use o=
f Coinbase Services for any reason, we reserve the right to require you to =
complete the procedures outlined at Section 2.2. (</span><span style=3D"fon=
t-size:10pt;font-family:Arial;color:#000000;background-color:transparent;fo=
nt-weight:400;font-style:italic;font-variant:normal;text-decoration:none;ve=
rtical-align:baseline;white-space:pre;white-space:pre-wrap;">Identity Verif=
ication</span><span style=3D"font-size:10pt;font-family:Arial;color:#000000=
;background-color:transparent;font-weight:400;font-style:normal;font-varian=
t:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white=
-space:pre-wrap;">) before permitting you with transfer or withdraw Digital=
Currency or E-Money.</span></p><p dir=3D"ltr" style=3D"line-height:1.2;mar=
gin-top:0pt;margin-bottom:12pt;text-align: justify;"><span style=3D"font-si=
ze:10pt;font-family:Arial;color:#000000;background-color:transparent;font-w=
eight:400;font-style:normal;font-variant:normal;text-decoration:none;vertic=
al-align:baseline;white-space:pre;white-space:pre-wrap;">You may cancel you=
r Coinbase Account at any time by withdrawing all balances and visiting </s=
pan><a href=3D"https://www.coinbase.com/settings/cancel" style=3D"text-deco=
ration:none;" target=3D"_blank"><span style=3D"font-size:10pt;font-family:A=
rial;color:#0000ff;background-color:transparent;font-weight:400;font-style:=
normal;font-variant:normal;text-decoration:underline;-webkit-text-decoratio=
n-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-spa=
ce:pre;white-space:pre-wrap;">https://www.coinbase.com/settings/cancel</spa=
n></a><span style=3D"font-size:10pt;font-family:Arial;color:#000000;backgro=
und-color:transparent;font-weight:400;font-style:normal;font-variant:normal=
;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:p=
re-wrap;">. You will not be charged for cancelling your Coinbase Account, a=
lthough you will be required to pay any outstanding amounts owed to us. You=
authorise us to cancel or suspend any pending transactions at the time of =
cancellation.</span></p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:=
0pt;margin-bottom:12pt;text-align: justify;"><span style=3D"font-size:10pt;=
font-family:Arial;color:#000000;background-color:transparent;font-weight:70=
0;font-style:normal;font-variant:normal;text-decoration:none;vertical-align=
:baseline;white-space:pre;white-space:pre-wrap;">8. LIABILITY</span></p><p =
dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:12pt;text=
-align: justify;"><span style=3D"font-size:10pt;font-family:Arial;color:#00=
0000;background-color:transparent;font-weight:700;font-style:normal;font-va=
riant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;w=
hite-space:pre-wrap;">8.1. Release of Coinbase</span><span style=3D"font-si=
ze:10pt;font-family:Arial;color:#000000;background-color:transparent;font-w=
eight:400;font-style:normal;font-variant:normal;text-decoration:none;vertic=
al-align:baseline;white-space:pre;white-space:pre-wrap;"> If you have a dis=
pute with one or more users of the Coinbase Services, you agree that neithe=
r we nor our affiliates or service providers, nor any of our respective off=
icers, directors, agents, joint venturers, employees and representatives wi=
ll be liable for any claims, demands and damages (actual and consequential)=
of any kind or nature arising out of or in any way connected with such dis=
putes. </span></p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;ma=
rgin-bottom:12pt;text-align: justify;"><span style=3D"font-size:10pt;font-f=
amily:Arial;color:#000000;background-color:transparent;font-weight:700;font=
-style:normal;font-variant:normal;text-decoration:none;vertical-align:basel=
ine;white-space:pre;white-space:pre-wrap;">8.2. Indemnification.</span><spa=
n style=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:=
transparent;font-weight:400;font-style:normal;font-variant:normal;text-deco=
ration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">=
You agree to indemnify us, our affiliates and service providers, and each =
of our or their respective officers, directors, agents, employees and repre=
sentatives, in respect of any costs (including attorneys' fees and any fine=
s, fees or penalties imposed by any regulatory authority) that have been re=
asonably incurred in connection with any claims, demands or damages arising=
out of or related to your breach and / or our enforcement of this Agreemen=
t (including without limitation your breach of our </span><a href=3D"https:=
//support.coinbase.com/customer/portal/articles/2704120" style=3D"text-deco=
ration:none;" target=3D"_blank"><span style=3D"font-size:10pt;font-family:A=
rial;color:#0000ff;background-color:transparent;font-weight:400;font-style:=
normal;font-variant:normal;text-decoration:underline;-webkit-text-decoratio=
n-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-spa=
ce:pre;white-space:pre-wrap;">Behaviour Policy</span></a><span style=3D"fon=
t-size:10pt;font-family:Arial;color:#000000;background-color:transparent;fo=
nt-weight:400;font-style:normal;font-variant:normal;text-decoration:none;ve=
rtical-align:baseline;white-space:pre;white-space:pre-wrap;"> or our Policy=
on Prohibited Use, Prohibited Businesses and Conditional Use) or your viol=
ation of any law, rule or regulation, or the rights of any third party.</sp=
an></p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom=
:12pt;text-align: justify;"><span style=3D"font-size:10pt;font-family:Arial=
;color:#000000;background-color:transparent;font-weight:700;font-style:norm=
al;font-variant:normal;text-decoration:none;vertical-align:baseline;white-s=
pace:pre;white-space:pre-wrap;">8.3. Limitations of Liability.</span><span =
style=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:tr=
ansparent;font-weight:400;font-style:normal;font-variant:normal;text-decora=
tion:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> W=
e shall only be liable to you for loss or damage caused directly and reason=
ably foreseeable by our breach of this Agreement and our liability in these=
circumstances is limited as set out in the remainder of this section.</spa=
n></p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:=
12pt;text-align: justify;"><span style=3D"font-size:10pt;font-family:Arial;=
color:#000000;background-color:transparent;font-weight:400;font-style:norma=
l;font-variant:normal;text-decoration:none;vertical-align:baseline;white-sp=
ace:pre;white-space:pre-wrap;">(For the avoidance of doubt the term "loss" =
includes a partial loss or reduction in value as well as a complete or tota=
l loss.)</span></p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;m=
argin-bottom:12pt;text-align: justify;"><span style=3D"font-size:10pt;font-=
family:Arial;color:#000000;background-color:transparent;font-weight:700;fon=
t-style:normal;font-variant:normal;text-decoration:none;vertical-align:base=
line;white-space:pre;white-space:pre-wrap;">8.3.A. Liability cap. </span><s=
pan style=3D"font-size:10pt;font-family:Arial;color:#000000;background-colo=
r:transparent;font-weight:400;font-style:normal;font-variant:normal;text-de=
coration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;=
">Except as otherwise provided for in this Agreement, neither we, nor our a=
ffiliates or service providers, nor any of our or their respective officers=
, directors, agents, employees or representatives, will be liable for any a=
mount greater than the combined value of the Digital Currency and E-Money o=
n deposit in your E-Money Wallet and your Digital Currency Wallet at any gi=
ven time. &nbsp;Where we are considering a specific claim relating to a spe=
cific transaction this sum shall be further limited to the amount of the tr=
ansaction in dispute.</span></p><p dir=3D"ltr" style=3D"line-height:1.2;mar=
gin-top:0pt;margin-bottom:12pt;text-align: justify;"><span style=3D"font-si=
ze:10pt;font-family:Arial;color:#000000;background-color:transparent;font-w=
eight:700;font-style:normal;font-variant:normal;text-decoration:none;vertic=
al-align:baseline;white-space:pre;white-space:pre-wrap;">8.3.B. Limitation =
of loss.</span><span style=3D"font-size:10pt;font-family:Arial;color:#00000=
0;background-color:transparent;font-weight:400;font-style:normal;font-varia=
nt:normal;text-decoration:none;vertical-align:baseline;white-space:pre;whit=
e-space:pre-wrap;"> &nbsp;In addition to the liability cap at Section 8.3.A=
. above, in no event shall we, our affiliates or service providers, or any =
of our or their respective officers, directors, agents, employees or repres=
entatives, be liable for any of the following types of loss or damage arisi=
ng under or in connection with this Agreement or otherwise:</span></p><p di=
r=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:12pt;text-a=
lign: justify;"><span style=3D"font-size:10pt;font-family:Arial;color:#0000=
00;background-color:transparent;font-weight:400;font-style:normal;font-vari=
ant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;whi=
te-space:pre-wrap;">(i)</span><span style=3D"font-size:10pt;font-family:Ari=
al;color:#000000;background-color:transparent;font-weight:400;font-style:no=
rmal;font-variant:normal;text-decoration:none;vertical-align:baseline;white=
-space:pre;white-space:pre-wrap;"><span class=3D"Apple-tab-span" style=3D"w=
hite-space:pre;"> </span></span><span style=3D"font-size:10pt;font-family:A=
rial;color:#000000;background-color:transparent;font-weight:400;font-style:=
normal;font-variant:normal;text-decoration:none;vertical-align:baseline;whi=
te-space:pre;white-space:pre-wrap;">any loss of profits or loss of expected=
revenue or gains, including any loss of anticipated trading profits and / =
or any actual or hypothetical trading losses, even if we are advised of or =
knew or should have known of the possibility of the same. &nbsp;This means,=
by way of example only (and without limiting the scope of the preceding se=
ntence), that if you claim that we failed to process a buy or sell transact=
ion properly, your damages are limited to no more than the combined value o=
f the supported Digital Currency and E-Money at issue in the transaction, a=
nd that you may not recover for any "loss" of anticipated trading profits o=
r for any actual trading losses made as a result of the failure to buy or s=
ell.</span></p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margi=
n-bottom:12pt;text-align: justify;"><span style=3D"font-size:10pt;font-fami=
ly:Arial;color:#000000;background-color:transparent;font-weight:400;font-st=
yle:normal;font-variant:normal;text-decoration:none;vertical-align:baseline=
;white-space:pre;white-space:pre-wrap;">(ii) </span><span style=3D"font-siz=
e:10pt;font-family:Arial;color:#000000;background-color:transparent;font-we=
ight:400;font-style:normal;font-variant:normal;text-decoration:none;vertica=
l-align:baseline;white-space:pre;white-space:pre-wrap;"><span class=3D"Appl=
e-tab-span" style=3D"white-space:pre;"> </span></span><span style=3D"font-s=
ize:10pt;font-family:Arial;color:#000000;background-color:transparent;font-=
weight:400;font-style:normal;font-variant:normal;text-decoration:none;verti=
cal-align:baseline;white-space:pre;white-space:pre-wrap;">any loss of or da=
mage to reputation or goodwill; any loss of business or opportunity, custom=
ers or contracts; any loss or waste of overheads, management or other staff=
time; or any other loss of revenue or actual or anticipated savings, even =
if we are advised of or knew or should have known of the possibility of the=
same; </span></p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;ma=
rgin-bottom:12pt;text-align: justify;"><span style=3D"font-size:10pt;font-f=
amily:Arial;color:#000000;background-color:transparent;font-weight:400;font=
-style:normal;font-variant:normal;text-decoration:none;vertical-align:basel=
ine;white-space:pre;white-space:pre-wrap;">(iii)</span><span style=3D"font-=
size:10pt;font-family:Arial;color:#000000;background-color:transparent;font=
-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vert=
ical-align:baseline;white-space:pre;white-space:pre-wrap;"><span class=3D"A=
pple-tab-span" style=3D"white-space:pre;"> </span></span><span style=3D"fon=
t-size:10pt;font-family:Arial;color:#000000;background-color:transparent;fo=
nt-weight:400;font-style:normal;font-variant:normal;text-decoration:none;ve=
rtical-align:baseline;white-space:pre;white-space:pre-wrap;">any loss of us=
e of hardware, software or data and / or any corruption of data; including =
but not limited to any losses or damages arising out of or relating to any =
inaccuracy, defect or omission of digital currency price data; any error or=
delay in the transmission of such data; and / or any interruption in any s=
uch data;</span></p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;=
margin-bottom:12pt;text-align: justify;"><span style=3D"font-size:10pt;font=
-family:Arial;color:#000000;background-color:transparent;font-weight:400;fo=
nt-style:normal;font-variant:normal;text-decoration:none;vertical-align:bas=
eline;white-space:pre;white-space:pre-wrap;">(iv)</span><span style=3D"font=
-size:10pt;font-family:Arial;color:#000000;background-color:transparent;fon=
t-weight:400;font-style:normal;font-variant:normal;text-decoration:none;ver=
tical-align:baseline;white-space:pre;white-space:pre-wrap;"><span class=3D"=
Apple-tab-span" style=3D"white-space:pre;"> </span></span><span style=3D"fo=
nt-size:10pt;font-family:Arial;color:#000000;background-color:transparent;f=
ont-weight:400;font-style:normal;font-variant:normal;text-decoration:none;v=
ertical-align:baseline;white-space:pre;white-space:pre-wrap;">any loss or d=
amage whatsoever which does not stem directly from our breach of this Agree=
ment; and / or</span></p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top=
:0pt;margin-bottom:12pt;text-align: justify;"><span style=3D"font-size:10pt=
;font-family:Arial;color:#000000;background-color:transparent;font-weight:4=
00;font-style:normal;font-variant:normal;text-decoration:none;vertical-alig=
n:baseline;white-space:pre;white-space:pre-wrap;">(v)</span><span style=3D"=
font-size:10pt;font-family:Arial;color:#000000;background-color:transparent=
;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none=
;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"><span class=
=3D"Apple-tab-span" style=3D"white-space:pre;"> </span></span><span style=
=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:transpa=
rent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:=
none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">any los=
s or damage whatsoever which is in excess of that which was caused as a dir=
ect result of our breach of this Agreement (whether or not you are able to =
prove such loss or damage).</span></p><p dir=3D"ltr" style=3D"line-height:1=
.2;margin-top:0pt;margin-bottom:12pt;text-align: justify;"><span style=3D"f=
ont-size:10pt;font-family:Arial;color:#000000;background-color:transparent;=
font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;=
vertical-align:baseline;white-space:pre;white-space:pre-wrap;">8.3.C. Appli=
cable law. </span><span style=3D"font-size:10pt;font-family:Arial;color:#00=
0000;background-color:transparent;font-weight:400;font-style:normal;font-va=
riant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;w=
hite-space:pre-wrap;">The limitation of liability in this Section 8.3 is su=
bject to any obligations that we have under applicable law and regulation, =
including our obligation to exercise reasonable care and skill in our provi=
sion of the Coinbase Services. Nothing in this Agreement shall limit our li=
ability resulting from our fraud or fraudulent misrepresentation, gross neg=
ligence, deliberate misconduct, for death or personal injury resulting from=
either our or our subcontractor=E2=80=99s negligence.</span></p><p dir=3D"=
ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:12pt;text-align:=
justify;"><span style=3D"font-size:10pt;font-family:Arial;color:#000000;ba=
ckground-color:transparent;font-weight:700;font-style:normal;font-variant:n=
ormal;text-decoration:none;vertical-align:baseline;white-space:pre;white-sp=
ace:pre-wrap;">8.4. No Warranties. </span><span style=3D"font-size:10pt;fon=
t-family:Arial;color:#000000;background-color:transparent;font-weight:400;f=
ont-style:normal;font-variant:normal;text-decoration:none;vertical-align:ba=
seline;white-space:pre;white-space:pre-wrap;">The Coinbase services are pro=
vided on an "as is" and "as available" basis without any representation or =
warranty, whether express or implied, to the maximum extent permitted by ap=
plicable law: specifically we disclaim any implied warranties of title, mer=
chantability, fitness for a particular purpose and/or non-infringement. We =
do not make any representations or warranties that access to the Coinbase S=
ite, any of the Coinbase Services, or any of the materials contained therei=
n, will be continuous, uninterrupted, timely, or error-free.</span></p><p d=
ir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:12pt;text-=
align: justify;"><span style=3D"font-size:10pt;font-family:Arial;color:#000=
000;background-color:transparent;font-weight:400;font-style:normal;font-var=
iant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;wh=
ite-space:pre-wrap;">We make no representations about the accuracy or compl=
eteness of historical Digital Currency price data available on the Coinbase=
Site. We will make reasonable efforts to ensure that requests for electron=
ic debits and credits involving bank accounts, credit cards, and cheque iss=
uances are processed in a timely manner but we make no representations or w=
arranties regarding the amount of time needed to complete processing which =
is dependent upon many factors outside of our control.</span></p><p dir=3D"=
ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:0pt;text-align: =
justify;"><span style=3D"font-size:10pt;font-family:Arial;color:#000000;bac=
kground-color:transparent;font-weight:700;font-style:normal;font-variant:no=
rmal;text-decoration:none;vertical-align:baseline;white-space:pre;white-spa=
ce:pre-wrap;">8.5. Safety and Security of Your Computer and Devices</span><=
span style=3D"font-size:10pt;font-family:Arial;color:#000000;background-col=
or:transparent;font-weight:400;font-style:normal;font-variant:normal;text-d=
ecoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap=
;">. Coinbase is not liable for any damage or interruptions caused by any c=
omputer viruses, spyware, scareware, Trojan horses, worms or other malware =
that may affect your computer or other equipment, or any phishing, spoofing=
or other attack. We advise the regular use of a reputable and readily avai=
lable virus screening and prevention software. You should also be aware tha=
t SMS and email services are vulnerable to spoofing and phishing attacks an=
d should use care in reviewing messages purporting to originate from us. Co=
inbase customer support will never ask to screen share or otherwise seek to=
access your computer or account; similarly, we will not ask for your two f=
actor authentication codes. Always log into your Coinbase Account through t=
he Coinbase Site to review any transactions or required actions if you have=
any uncertainty regarding the authenticity of any communication</span></p>=
<p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:12pt;t=
ext-align: justify;"><span style=3D"font-size:10pt;font-family:Arial;color:=
#000000;background-color:transparent;font-weight:400;font-style:normal;font=
-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pr=
e;white-space:pre-wrap;">or notice.</span></p><p dir=3D"ltr" style=3D"line-=
height:1.2;margin-top:0pt;margin-bottom:12pt;text-align: justify;"><span st=
yle=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:tran=
sparent;font-weight:700;font-style:normal;font-variant:normal;text-decorati=
on:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">8.6.=
No Liability for Breach. </span><span style=3D"font-size:10pt;font-family:=
Arial;color:#000000;background-color:transparent;font-weight:400;font-style=
:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;wh=
ite-space:pre;white-space:pre-wrap;">We are not liable for any breach of th=
e Agreement where the breach is due to abnormal and unforeseeable circumsta=
nces beyond our control, the consequences of which would have been unavoida=
ble despite all effects to the contrary, nor are we liable where the breach=
is due to the application of mandatory legal rules. </span></p><p dir=3D"l=
tr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:12pt;text-align: =
justify;"><span style=3D"font-size:10pt;font-family:Arial;color:#000000;bac=
kground-color:transparent;font-weight:700;font-style:normal;font-variant:no=
rmal;text-decoration:none;vertical-align:baseline;white-space:pre;white-spa=
ce:pre-wrap;">9. CUSTOMER FEEDBACK, QUERIES, COMPLAINTS, AND DISPUTE RESOLU=
TION</span></p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margi=
n-bottom:12pt;text-align: justify;"><span style=3D"font-size:10pt;font-fami=
ly:Arial;color:#000000;background-color:transparent;font-weight:700;font-st=
yle:normal;font-variant:normal;text-decoration:none;vertical-align:baseline=
;white-space:pre;white-space:pre-wrap;">9.1. Contact Coinbase.</span><span =
style=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:tr=
ansparent;font-weight:400;font-style:normal;font-variant:normal;text-decora=
tion:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> I=
f you have any feedback, questions, or complaints, contact us via our Custo=
mer Support webpage at </span><a href=3D"https://support.coinbase.com/" sty=
le=3D"text-decoration:none;" target=3D"_blank"><span style=3D"font-size:10p=
t;font-family:Arial;color:#0000ff;background-color:transparent;font-weight:=
400;font-style:normal;font-variant:normal;text-decoration:underline;-webkit=
-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:bas=
eline;white-space:pre;white-space:pre-wrap;">https://support.coinbase.com</=
span></a><span style=3D"font-size:10pt;font-family:Arial;color:#000000;back=
ground-color:transparent;font-weight:400;font-style:normal;font-variant:nor=
mal;text-decoration:none;vertical-align:baseline;white-space:pre;white-spac=
e:pre-wrap;"> or using the App or write to us at Coinbase Customer Support,=
9th Floor, 107 Cheapside, London EC2V 6DN, United Kingdom.</span></p><p di=
r=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:12pt;text-a=
lign: justify;"><span style=3D"font-size:10pt;font-family:Arial;color:#0000=
00;background-color:transparent;font-weight:400;font-style:normal;font-vari=
ant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;whi=
te-space:pre-wrap;">When you contact us please provide us with your name, a=
ddress, and any other information we may need to identify you, your Coinbas=
e Account, and the transaction on which you have feedback, questions, or co=
mplaints.</span></p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;=
margin-bottom:12pt;text-align: justify;"><span style=3D"font-size:10pt;font=
-family:Arial;color:#000000;background-color:transparent;font-weight:700;fo=
nt-style:normal;font-variant:normal;text-decoration:none;vertical-align:bas=
eline;white-space:pre;white-space:pre-wrap;">9.2. Complaints.</span><span s=
tyle=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:tra=
nsparent;font-weight:400;font-style:normal;font-variant:normal;text-decorat=
ion:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> In=
the event of a complaint, please set out the cause of your complaint, how =
you would like us to resolve the complaint and any other information you be=
lieve to be relevant. We will acknowledge receipt of your complaint if you =
contact us via our </span><a href=3D"https://support.coinbase.com/" style=
=3D"text-decoration:none;" target=3D"_blank"><span style=3D"font-size:10pt;=
font-family:Arial;color:#0000ff;background-color:transparent;font-weight:40=
0;font-style:normal;font-variant:normal;text-decoration:underline;-webkit-t=
ext-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:basel=
ine;white-space:pre;white-space:pre-wrap;">Customer Support webpage</span><=
/a><span style=3D"font-size:10pt;font-family:Arial;color:#000000;background=
-color:transparent;font-weight:400;font-style:normal;font-variant:normal;te=
xt-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-=
wrap;">. A Customer Complaints officer ("</span><span style=3D"font-size:10=
pt;font-family:Arial;color:#000000;background-color:transparent;font-weight=
:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-al=
ign:baseline;white-space:pre;white-space:pre-wrap;">Officer</span><span sty=
le=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:trans=
parent;font-weight:400;font-style:normal;font-variant:normal;text-decoratio=
n:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">") wi=
ll consider your complaint. The Officer will consider your complaint withou=
t prejudice based on the information you have provided and any information =
provided by Coinbase. Within 15 business days of our receipt of your compla=
int the Officer will address all points raised in your complaint by sending=
you an e-mail ("</span><span style=3D"font-size:10pt;font-family:Arial;col=
or:#000000;background-color:transparent;font-weight:700;font-style:normal;f=
ont-variant:normal;text-decoration:none;vertical-align:baseline;white-space=
:pre;white-space:pre-wrap;">Resolution Notice</span><span style=3D"font-siz=
e:10pt;font-family:Arial;color:#000000;background-color:transparent;font-we=
ight:400;font-style:normal;font-variant:normal;text-decoration:none;vertica=
l-align:baseline;white-space:pre;white-space:pre-wrap;">") in which the Off=
icer will: (i) offer to resolve your complaint in the way your requested; (=
ii) make a determination rejecting your complaint and set out the reasons f=
or the rejection; or (iii) offer to resolve your complaint with an alternat=
ive solution. &nbsp;In exceptional circumstances, if the Officer is unable =
to respond to your complaint within 15 business days for reasons beyond Coi=
nbase's control, the Officer will send you a holding reply indicating the r=
easons for a delay in answering your complaint and specifying the deadline =
by which the Officer will respond to your complaint (which will be no later=
than 35 business days from our receipt of your complaint. </span></p><p di=
r=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:12pt;text-a=
lign: justify;"><span style=3D"font-size:10pt;font-family:Arial;color:#0000=
00;background-color:transparent;font-weight:700;font-style:normal;font-vari=
ant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;whi=
te-space:pre-wrap;">9.3. Offers.</span><span style=3D"font-size:10pt;font-f=
amily:Arial;color:#000000;background-color:transparent;font-weight:400;font=
-style:normal;font-variant:normal;text-decoration:none;vertical-align:basel=
ine;white-space:pre;white-space:pre-wrap;"> Any offer of resolution made to=
you will only become binding on us if accepted by you. An offer of resolut=
ion will not constitute any admission by us of any wrongdoing or liability =
regarding the subject matter of the complaint. </span></p><p dir=3D"ltr" st=
yle=3D"line-height:1.2;margin-top:0pt;margin-bottom:12pt;text-align: justif=
y;"><span style=3D"font-size:10pt;font-family:Arial;color:#000000;backgroun=
d-color:transparent;font-weight:700;font-style:normal;font-variant:normal;t=
ext-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre=
-wrap;">9.4. Financial Ombudsman Service. </span><span style=3D"font-size:1=
0pt;font-family:Arial;color:#000000;background-color:transparent;font-weigh=
t:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-a=
lign:baseline;white-space:pre;white-space:pre-wrap;">You may be able to tak=
e unresolved complaints to the Financial Ombudsman Service ("</span><span s=
tyle=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:tra=
nsparent;font-weight:700;font-style:normal;font-variant:normal;text-decorat=
ion:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">FOS=
</span><span style=3D"font-size:10pt;font-family:Arial;color:#000000;backgr=
ound-color:transparent;font-weight:400;font-style:normal;font-variant:norma=
l;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:=
pre-wrap;">"). &nbsp;You can find further information about the FOS and the=
types of complainants eligible to submit matters to the FOS using the foll=
owing details:</span></p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top=
:0pt;margin-bottom:12pt;text-align: justify;"><span style=3D"font-size:10pt=
;font-family:Arial;color:#000000;background-color:transparent;font-weight:7=
00;font-style:normal;font-variant:normal;text-decoration:none;vertical-alig=
n:baseline;white-space:pre;white-space:pre-wrap;">Address</span><span style=
=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:transpa=
rent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:=
none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">: Finan=
cial Ombudsman Service, Exchange Tower, London E14 9SR.</span></p><p dir=3D=
"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:12pt;text-align=
: justify;"><span style=3D"font-size:10pt;font-family:Arial;color:#000000;b=
ackground-color:transparent;font-weight:700;font-style:normal;font-variant:=
normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-s=
pace:pre-wrap;">Telephone</span><span style=3D"font-size:10pt;font-family:A=
rial;color:#000000;background-color:transparent;font-weight:400;font-style:=
normal;font-variant:normal;text-decoration:none;vertical-align:baseline;whi=
te-space:pre;white-space:pre-wrap;">: 0800 023 4567 or 0300 123 9 123. </sp=
an></p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom=
:12pt;text-align: justify;"><span style=3D"font-size:10pt;font-family:Arial=
;color:#000000;background-color:transparent;font-weight:700;font-style:norm=
al;font-variant:normal;text-decoration:none;vertical-align:baseline;white-s=
pace:pre;white-space:pre-wrap;">Email</span><span style=3D"font-size:10pt;f=
ont-family:Arial;color:#000000;background-color:transparent;font-weight:400=
;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:=
baseline;white-space:pre;white-space:pre-wrap;">: </span><a href=3D"mailto:=
complaint.info@financial-ombudsman.org.uk" style=3D"text-decoration:none;" =
target=3D"_blank"><span style=3D"font-size:10pt;font-family:Arial;color:#00=
00ff;background-color:transparent;font-weight:400;font-style:normal;font-va=
riant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;te=
xt-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-s=
pace:pre-wrap;">complaint.info@financial-ombudsman.org.uk</span></a><span s=
tyle=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:tra=
nsparent;font-weight:400;font-style:normal;font-variant:normal;text-decorat=
ion:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> </=
span></p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bott=
om:12pt;text-align: justify;"><span style=3D"font-size:10pt;font-family:Ari=
al;color:#000000;background-color:transparent;font-weight:700;font-style:no=
rmal;font-variant:normal;text-decoration:none;vertical-align:baseline;white=
-space:pre;white-space:pre-wrap;">Website</span><span style=3D"font-size:10=
pt;font-family:Arial;color:#000000;background-color:transparent;font-weight=
:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-al=
ign:baseline;white-space:pre;white-space:pre-wrap;">: </span><a href=3D"htt=
p://www.financial-ombudsman.org.uk" style=3D"text-decoration:none;" target=
=3D"_blank"><span style=3D"font-size:10pt;font-family:Arial;color:#0000ff;b=
ackground-color:transparent;font-weight:400;font-style:normal;font-variant:=
normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-dec=
oration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:p=
re-wrap;">http://www.financial-ombudsman.org.uk</span></a><span style=3D"fo=
nt-size:10pt;font-family:Arial;color:#000000;background-color:transparent;f=
ont-weight:400;font-style:normal;font-variant:normal;text-decoration:none;v=
ertical-align:baseline;white-space:pre;white-space:pre-wrap;"> </span></p><=
p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:12pt;te=
xt-align: justify;"><span style=3D"font-size:10pt;font-family:Arial;color:#=
000000;background-color:transparent;font-weight:700;font-style:normal;font-=
variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre=
;white-space:pre-wrap;">9.5. Arbitration. &nbsp;</span><span style=3D"font-=
size:10pt;font-family:Arial;color:#000000;background-color:transparent;font=
-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vert=
ical-align:baseline;white-space:pre;white-space:pre-wrap;">Any dispute exce=
eding =C2=A35,000 (or EUR 5,500) arising out of or in connection with this =
Agreement (a "</span><span style=3D"font-size:10pt;font-family:Arial;color:=
#000000;background-color:transparent;font-weight:700;font-style:normal;font=
-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pr=
e;white-space:pre-wrap;">Dispute</span><span style=3D"font-size:10pt;font-f=
amily:Arial;color:#000000;background-color:transparent;font-weight:400;font=
-style:normal;font-variant:normal;text-decoration:none;vertical-align:basel=
ine;white-space:pre;white-space:pre-wrap;">") shall be referred to and fina=
lly resolved by arbitration under the Arbitration Rules of the London Court=
of International Arbitration ("</span><span style=3D"font-size:10pt;font-f=
amily:Arial;color:#000000;background-color:transparent;font-weight:700;font=
-style:normal;font-variant:normal;text-decoration:none;vertical-align:basel=
ine;white-space:pre;white-space:pre-wrap;">LCIA</span><span style=3D"font-s=
ize:10pt;font-family:Arial;color:#000000;background-color:transparent;font-=
weight:400;font-style:normal;font-variant:normal;text-decoration:none;verti=
cal-align:baseline;white-space:pre;white-space:pre-wrap;">"), which are dee=
med to be incorporated by reference into this Section. The tribunal shall c=
onsist of a sole arbitrator, unless the LCIA determines that, in view of al=
l the circumstances of the case, a three-member tribunal is appropriate. &n=
bsp;The place and seat of the arbitration shall be London, England. The la=
nguage to be used in the arbitration proceedings will be English. Any award=
of the tribunal shall be binding from the day it is made, and the parties =
hereby waive any right to refer any question of law and any right of appeal=
on the law and/or merits to any court. Judgment on the award rendered by t=
he tribunal may be entered in any court of competent jurisdiction. </span><=
/p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:12p=
t;text-align: justify;"><span style=3D"font-size:10pt;font-family:Arial;col=
or:#000000;background-color:transparent;font-weight:400;font-style:normal;f=
ont-variant:normal;text-decoration:none;vertical-align:baseline;white-space=
:pre;white-space:pre-wrap;">Coinbase will pay all the arbitration fees due =
to LCIA for any Dispute. If you prevail on any claim for which you are lega=
lly entitled to legal fees, you may seek to recover those fees from the arb=
itrator. For any claim where you are seeking relief, Coinbase will not seek=
to have you pay its legal fees, even if fees might otherwise be awarded, u=
nless the arbitrator determines that your claim was frivolous. </span></p><=
p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:12pt;te=
xt-align: justify;"><span style=3D"font-size:10pt;font-family:Arial;color:#=
000000;background-color:transparent;font-weight:400;font-style:normal;font-=
variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre=
;white-space:pre-wrap;">The parties agree to keep confidential all matters =
relating to the arbitration, including related court proceedings, to the gr=
eatest extent practicable. &nbsp;For purposes of this arbitration provision=
, references to the parties also include respective subsidiaries, affiliate=
s, agents, employees, predecessors, successors and assigns as well as autho=
rised Users or beneficiaries of the Coinbase Services. Nothing in this Sect=
ion 9.5 (</span><span style=3D"font-size:10pt;font-family:Arial;color:#0000=
00;background-color:transparent;font-weight:400;font-style:italic;font-vari=
ant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;whi=
te-space:pre-wrap;">Arbitration</span><span style=3D"font-size:10pt;font-fa=
mily:Arial;color:#000000;background-color:transparent;font-weight:400;font-=
style:normal;font-variant:normal;text-decoration:none;vertical-align:baseli=
ne;white-space:pre;white-space:pre-wrap;">) shall be construed as preventin=
g either party from seeking conservatory or similar interim relief in any c=
ourt of competent jurisdiction. If any provision of this Section 9.5 (</spa=
n><span style=3D"font-size:10pt;font-family:Arial;color:#000000;background-=
color:transparent;font-weight:400;font-style:italic;font-variant:normal;tex=
t-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-w=
rap;">Arbitration</span><span style=3D"font-size:10pt;font-family:Arial;col=
or:#000000;background-color:transparent;font-weight:400;font-style:normal;f=
ont-variant:normal;text-decoration:none;vertical-align:baseline;white-space=
:pre;white-space:pre-wrap;">) is found unenforceable, the unenforceable pro=
vision will be severed and the remaining arbitration terms will be enforced=
.</span></p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-b=
ottom:12pt;text-align: justify;"><span style=3D"font-size:10pt;font-family:=
Arial;color:#000000;background-color:transparent;font-weight:400;font-style=
:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;wh=
ite-space:pre;white-space:pre-wrap;">You can find further information about=
the LCIA using the following details:</span></p><p dir=3D"ltr" style=3D"li=
ne-height:1.2;margin-top:0pt;margin-bottom:12pt;text-align: justify;"><span=
style=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:t=
ransparent;font-weight:700;font-style:normal;font-variant:normal;text-decor=
ation:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">A=
ddress</span><span style=3D"font-size:10pt;font-family:Arial;color:#000000;=
background-color:transparent;font-weight:400;font-style:normal;font-variant=
:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-=
space:pre-wrap;">: The London Court of International Arbitration, 70 Fleet =
St, London EC4Y 1EU &nbsp;&nbsp;</span></p><p dir=3D"ltr" style=3D"line-hei=
ght:1.2;margin-top:0pt;margin-bottom:12pt;text-align: justify;"><span style=
=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:transpa=
rent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:=
none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Telepho=
ne</span><span style=3D"font-size:10pt;font-family:Arial;color:#000000;back=
ground-color:transparent;font-weight:400;font-style:normal;font-variant:nor=
mal;text-decoration:none;vertical-align:baseline;white-space:pre;white-spac=
e:pre-wrap;">: 020 7936 6200 &nbsp;&nbsp;</span></p><p dir=3D"ltr" style=3D=
"line-height:1.2;margin-top:0pt;margin-bottom:12pt;text-align: justify;"><s=
pan style=3D"font-size:10pt;font-family:Arial;color:#000000;background-colo=
r:transparent;font-weight:700;font-style:normal;font-variant:normal;text-de=
coration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;=
">Website</span><span style=3D"font-size:10pt;font-family:Arial;color:#0000=
00;background-color:transparent;font-weight:400;font-style:normal;font-vari=
ant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;whi=
te-space:pre-wrap;">: </span><a href=3D"http://www.lcia.org/" style=3D"text=
-decoration:none;" target=3D"_blank"><span style=3D"font-size:10pt;font-fam=
ily:Arial;color:#0000ff;background-color:transparent;font-weight:400;font-s=
tyle:normal;font-variant:normal;text-decoration:underline;-webkit-text-deco=
ration-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;whit=
e-space:pre;white-space:pre-wrap;">http://www.lcia.org/</span></a><span sty=
le=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:trans=
parent;font-weight:400;font-style:normal;font-variant:normal;text-decoratio=
n:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> </sp=
an></p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom=
:12pt;text-align: justify;"><span style=3D"font-size:10pt;font-family:Arial=
;color:#000000;background-color:transparent;font-weight:700;font-style:norm=
al;font-variant:normal;text-decoration:none;vertical-align:baseline;white-s=
pace:pre;white-space:pre-wrap;">9.6. Claims.</span><span style=3D"font-size=
:10pt;font-family:Arial;color:#000000;background-color:transparent;font-wei=
ght:400;font-style:normal;font-variant:normal;text-decoration:none;vertical=
-align:baseline;white-space:pre;white-space:pre-wrap;"> You agree to use th=
e complaints procedure set out at Section 9.2 of this Agreement before cont=
acting the FOS or the LCIA. You agree to contact the FOS and / or refer a D=
ispute to the LCIA in accordance with Sections 9.4 and 9.5 of this Agreemen=
t respectively before filing any claim in a competent court. &nbsp;If you d=
o not follow the procedures set out in this Section 9 before filing a claim=
in a court, we shall have the right to ask the court to dismiss your filin=
g unless and until you complete the steps outlined above.</span><span style=
=3D"font-size:6pt;font-family:Arial;color:#000000;background-color:transpar=
ent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:n=
one;vertical-align:super;white-space:pre;white-space:pre-wrap;"> </span></p=
><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:12pt;=
text-align: justify;"><span style=3D"font-size:10pt;font-family:Arial;color=
:#000000;background-color:transparent;font-weight:700;font-style:normal;fon=
t-variant:normal;text-decoration:none;vertical-align:baseline;white-space:p=
re;white-space:pre-wrap;">10. &nbsp;DATA PROTECTION. &nbsp;</span></p><p di=
r=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:12pt;text-a=
lign: justify;"><span style=3D"font-size:10pt;font-family:Arial;color:#0000=
00;background-color:transparent;font-weight:700;font-style:normal;font-vari=
ant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;whi=
te-space:pre-wrap;">10.1. Personal Data.</span><span style=3D"font-size:10p=
t;font-family:Arial;color:#000000;background-color:transparent;font-weight:=
400;font-style:normal;font-variant:normal;text-decoration:none;vertical-ali=
gn:baseline;white-space:pre;white-space:pre-wrap;"> You acknowledge that we=
may process personal data in relation to you (if you are an individual), a=
nd personal data that you have provided or in the future provide to us in r=
elation to your employees and other associated or other individuals, in con=
nection with this Agreement, or the Coinbase Services. Accordingly, you rep=
resent and warrant that:</span></p><ul style=3D"margin-top:0pt;margin-botto=
m:0pt;"><li dir=3D"ltr" style=3D"list-style-type:disc;font-size:10pt;font-f=
amily:'Noto Sans Symbols';color:#000000;background-color:transparent;font-w=
eight:400;font-style:normal;font-variant:normal;text-decoration:none;vertic=
al-align:baseline;white-space:pre;margin-left: -18pt;"><p dir=3D"ltr" style=
=3D"line-height:1.2;margin-top:0pt;margin-bottom:12pt;text-align: justify;"=
><span style=3D"font-size:10pt;font-family:Arial;color:#000000;background-c=
olor:transparent;font-weight:400;font-style:normal;font-variant:normal;text=
-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wr=
ap;">your disclosure to us of any personal data relating to individuals oth=
er than yourself was or will be made in accordance with all applicable data=
protection and data privacy laws, and those data are accurate, up to date =
and relevant when disclosed;</span></p></li><li dir=3D"ltr" style=3D"list-s=
tyle-type:disc;font-size:10pt;font-family:'Noto Sans Symbols';color:#000000=
;background-color:transparent;font-weight:400;font-style:normal;font-varian=
t:normal;text-decoration:none;vertical-align:baseline;white-space:pre;margi=
n-left: -18pt;"><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;marg=
in-bottom:12pt;text-align: justify;"><span style=3D"font-size:10pt;font-fam=
ily:Arial;color:#000000;background-color:transparent;font-weight:400;font-s=
tyle:normal;font-variant:normal;text-decoration:none;vertical-align:baselin=
e;white-space:pre;white-space:pre-wrap;">before providing any such personal=
data to us, you have read and understood our </span><a href=3D"https://www=
.coinbase.com/legal/privacy?country=3DUK" style=3D"text-decoration:none;" t=
arget=3D"_blank"><span style=3D"font-size:10pt;font-family:Arial;color:#000=
0ff;background-color:transparent;font-weight:400;font-style:normal;font-var=
iant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;tex=
t-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-sp=
ace:pre-wrap;">Privacy Policy</span></a><span style=3D"font-size:10pt;font-=
family:Arial;color:#000000;background-color:transparent;font-weight:400;fon=
t-style:normal;font-variant:normal;text-decoration:none;vertical-align:base=
line;white-space:pre;white-space:pre-wrap;">, attached to this Agreement an=
d a copy of which is also available at </span><a href=3D"https://www.coinba=
se.com/legal/privacy?country=3DUK" style=3D"text-decoration:none;" target=
=3D"_blank"><span style=3D"font-size:10pt;font-family:Arial;color:#0000ff;b=
ackground-color:transparent;font-weight:400;font-style:normal;font-variant:=
normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-dec=
oration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:p=
re-wrap;">Privacy Policy</span></a><span style=3D"font-size:10pt;font-famil=
y:Arial;color:#000000;background-color:transparent;font-weight:400;font-sty=
le:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;=
white-space:pre;white-space:pre-wrap;">, and, in the case of personal data =
relating to an individual other than yourself, have (or will at the time of=
disclosure have) provided a copy of that </span><a href=3D"https://www.coi=
nbase.com/legal/privacy?country=3DUK" style=3D"text-decoration:none;" targe=
t=3D"_blank"><span style=3D"font-size:10pt;font-family:Arial;color:#0000ff;=
background-color:transparent;font-weight:400;font-style:normal;font-variant=
:normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-de=
coration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:=
pre-wrap;">Privacy Policy</span></a><span style=3D"font-size:10pt;font-fami=
ly:Arial;color:#000000;background-color:transparent;font-weight:400;font-st=
yle:normal;font-variant:normal;text-decoration:none;vertical-align:baseline=
;white-space:pre;white-space:pre-wrap;"> (as amended from time to time), to=
that individual; and </span></p></li><li dir=3D"ltr" style=3D"list-style-t=
ype:disc;font-size:10pt;font-family:'Noto Sans Symbols';color:#000000;backg=
round-color:transparent;font-weight:400;font-style:normal;font-variant:norm=
al;text-decoration:none;vertical-align:baseline;white-space:pre;margin-left=
: -18pt;"><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bot=
tom:12pt;text-align: justify;"><span style=3D"font-size:10pt;font-family:Ar=
ial;color:#000000;background-color:transparent;font-weight:400;font-style:n=
ormal;font-variant:normal;text-decoration:none;vertical-align:baseline;whit=
e-space:pre;white-space:pre-wrap;">if from time to time we provide you with=
a replacement version of the </span><a href=3D"https://www.coinbase.com/le=
gal/privacy?country=3DUK" style=3D"text-decoration:none;" target=3D"_blank"=
><span style=3D"font-size:10pt;font-family:Arial;color:#0000ff;background-c=
olor:transparent;font-weight:400;font-style:normal;font-variant:normal;text=
-decoration:underline;-webkit-text-decoration-skip:none;text-decoration-ski=
p-ink:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">P=
rivacy Policy</span></a><span style=3D"font-size:10pt;font-family:Arial;col=
or:#000000;background-color:transparent;font-weight:400;font-style:normal;f=
ont-variant:normal;text-decoration:none;vertical-align:baseline;white-space=
:pre;white-space:pre-wrap;">, you will promptly read that notice and provid=
e a copy to any individual whose personal data you have provided to us.</sp=
an></p></li></ul><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;mar=
gin-bottom:12pt;text-align: justify;"><span style=3D"font-size:10pt;font-fa=
mily:Arial;color:#000000;background-color:transparent;font-weight:700;font-=
style:normal;font-variant:normal;text-decoration:none;vertical-align:baseli=
ne;white-space:pre;white-space:pre-wrap;">11. GENERAL TERMS AND CONDITIONS.=
</span></p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bo=
ttom:12pt;text-align: justify;"><span style=3D"font-size:10pt;font-family:A=
rial;color:#000000;background-color:transparent;font-weight:700;font-style:=
normal;font-variant:normal;text-decoration:none;vertical-align:baseline;whi=
te-space:pre;white-space:pre-wrap;">11.1. Limited License.</span><span styl=
e=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:transp=
arent;font-weight:400;font-style:normal;font-variant:normal;text-decoration=
:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> We gr=
ant you a limited, non-exclusive, non-transferable license, subject to the =
terms of this Agreement, to access and use the Coinbase Site, and related c=
ontent, materials, information (collectively, the "</span><span style=3D"fo=
nt-size:10pt;font-family:Arial;color:#000000;background-color:transparent;f=
ont-weight:700;font-style:normal;font-variant:normal;text-decoration:none;v=
ertical-align:baseline;white-space:pre;white-space:pre-wrap;">Content</span=
><span style=3D"font-size:10pt;font-family:Arial;color:#000000;background-c=
olor:transparent;font-weight:400;font-style:normal;font-variant:normal;text=
-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wr=
ap;">") solely for approved purposes as permitted by us from time to time. =
Any other use of the Coinbase Site or Content is expressly prohibited and a=
ll other right, title, and interest in the Coinbase Site or Content is excl=
usively the property of Coinbase and its licensors. You agree not to copy, =
transmit, distribute, sell, license, reverse engineer, modify, publish, or =
participate in the transfer or sale of, create derivative works from, or in=
any other way exploit any of the Content, in whole or in part. "</span><sp=
an style=3D"font-size:10pt;font-family:Arial;color:#000000;background-color=
:transparent;font-weight:700;font-style:normal;font-variant:normal;text-dec=
oration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"=
>Coinbase.com</span><span style=3D"font-size:10pt;font-family:Arial;color:#=
000000;background-color:transparent;font-weight:400;font-style:normal;font-=
variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre=
;white-space:pre-wrap;">", "</span><span style=3D"font-size:10pt;font-famil=
y:Arial;color:#000000;background-color:transparent;font-weight:700;font-sty=
le:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;=
white-space:pre;white-space:pre-wrap;">Coinbase</span><span style=3D"font-s=
ize:10pt;font-family:Arial;color:#000000;background-color:transparent;font-=
weight:400;font-style:normal;font-variant:normal;text-decoration:none;verti=
cal-align:baseline;white-space:pre;white-space:pre-wrap;">", "</span><span =
style=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:tr=
ansparent;font-weight:700;font-style:normal;font-variant:normal;text-decora=
tion:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">GD=
AX</span><span style=3D"font-size:10pt;font-family:Arial;color:#000000;back=
ground-color:transparent;font-weight:400;font-style:normal;font-variant:nor=
mal;text-decoration:none;vertical-align:baseline;white-space:pre;white-spac=
e:pre-wrap;">", "</span><span style=3D"font-size:10pt;font-family:Arial;col=
or:#000000;background-color:transparent;font-weight:700;font-style:normal;f=
ont-variant:normal;text-decoration:none;vertical-align:baseline;white-space=
:pre;white-space:pre-wrap;">GDAX.com</span><span style=3D"font-size:10pt;fo=
nt-family:Arial;color:#000000;background-color:transparent;font-weight:400;=
font-style:normal;font-variant:normal;text-decoration:none;vertical-align:b=
aseline;white-space:pre;white-space:pre-wrap;">" and all logos related to t=
he Coinbase Services or displayed on the Coinbase Site are trademarks or re=
gistered marks of Coinbase or its licensors. You may not copy, imitate or u=
se them without our prior written consent.</span></p><p dir=3D"ltr" style=
=3D"line-height:1.2;margin-top:0pt;margin-bottom:12pt;text-align: justify;"=
><span style=3D"font-size:10pt;font-family:Arial;color:#000000;background-c=
olor:transparent;font-weight:700;font-style:normal;font-variant:normal;text=
-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wr=
ap;">11.2. Website Accuracy.</span><span style=3D"font-size:10pt;font-famil=
y:Arial;color:#000000;background-color:transparent;font-weight:400;font-sty=
le:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;=
white-space:pre;white-space:pre-wrap;"> Although we intend to provide accur=
ate and timely information on the Coinbase Site, the Coinbase Site (includi=
ng, without limitation, the Content) may not always be entirely accurate, c=
omplete or current and may also include technical inaccuracies or typograph=
ical errors. In an effort to continue to provide you with as complete and a=
ccurate information as possible, information may, to the extent permitted b=
y applicable law, be changed or updated from time to time without notice, i=
ncluding without limitation information regarding our policies, products an=
d services. Accordingly, you should verify all information before relying o=
n it, and all decisions based on information contained on the Coinbase Site=
are your sole responsibility and we shall have no liability for such decis=
ions. Links to third-party materials (including without limitation websites=
) may be provided as a convenience but are not controlled by us. You acknow=
ledge and agree that we are not responsible for any aspect of the informati=
on, content, or services contained in any third-party materials or on any t=
hird party sites accessible or linked to the Coinbase Site.</span></p><p di=
r=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:0pt;"><span=
style=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:t=
ransparent;font-weight:700;font-style:normal;font-variant:normal;text-decor=
ation:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">1=
1.3. Third-Party Applications.</span><span style=3D"font-size:10pt;font-fam=
ily:Arial;color:#000000;background-color:transparent;font-weight:400;font-s=
tyle:normal;font-variant:normal;text-decoration:none;vertical-align:baselin=
e;white-space:pre;white-space:pre-wrap;"> In order to access Coinbase Servi=
ces users are required to provide an email address and create a password. C=
oinbase offers second factor authentication via a user=E2=80=99s mobile dev=
ice (Short Message Service, SMS, or a supported Time-based One Time Passwor=
d, TOTP, application). A verified phone number is required to enable second=
factor authentication via SMS. Users are responsible for keeping electroni=
c devices through which Coinbase Services is accessed safe and maintaining =
adequate security and control of any and all security details that are used=
to access the Coinbase Services. This includes taking all reasonable steps=
to avoid the loss, theft or misuse of said electronic devices and ensuring=
that said electronic devices are password protected. Any loss or compromis=
e of personal electronic devices or security details may result in unauthor=
ised access of a user=E2=80=99s Coinbase Account by third-parties and the l=
oss or theft of any E-Money, Digital Currency and/or funds held in your Coi=
nbase Account and the misuse of any associated accounts, including linked b=
ank account(s) and credit/debit card(s). Users must keep security details s=
afe at all times. For example, passwords and TOTP authentication seeds be s=
afeguarded and not shared or made visible to others. Coinbase strongly reco=
mmends the use of password and second factor protected password managers to=
safeguard login credentials and Personal Identification Numbers, PINs, and=
/or biometric authentication features to safeguard second factor generating=
mobile devices.</span></p><p><b style=3D"font-weight:normal;"><br></b></p>=
<p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:12pt;t=
ext-align: justify;"><span style=3D"font-size:10pt;font-family:Arial;color:=
#000000;background-color:transparent;font-weight:700;font-style:normal;font=
-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pr=
e;white-space:pre-wrap;">11.4. Prohibited and Conditional Use.</span><span =
style=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:tr=
ansparent;font-weight:400;font-style:normal;font-variant:normal;text-decora=
tion:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> I=
n connection with your use of the Coinbase Services, and your interactions =
with other users and third parties, you agree to comply with the Coinbase P=
olicy on Prohibited Use, Prohibited Businesses and Conditional Use. </span>=
</p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:12=
pt;text-align: justify;"><span style=3D"font-size:10pt;font-family:Arial;co=
lor:#000000;background-color:transparent;font-weight:700;font-style:normal;=
font-variant:normal;text-decoration:none;vertical-align:baseline;white-spac=
e:pre;white-space:pre-wrap;">11.5. Export Controls &amp; Sanctions.</span><=
span style=3D"font-size:10pt;font-family:Arial;color:#000000;background-col=
or:transparent;font-weight:400;font-style:normal;font-variant:normal;text-d=
ecoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap=
;"> Your use of the Coinbase Services and the Coinbase Site is subject to i=
nternational export controls and economic sanctions requirements. By sendin=
g, receiving, buying, selling, trading or storing Digital Currency through =
the Coinbase Site or Coinbase Services, you agree that you will comply with=
those requirements. You are not permitted to acquire Digital Currency or u=
se any of the Coinbase Services through the Coinbase Site if: (1) you are i=
n, under the control of, or a national or resident of Cuba, Iran, North Kor=
ea, Sudan, or Syria or any other country subject to United States embargo, =
UN sanctions, HM Treasury's financial sanctions regime (a "</span><span sty=
le=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:trans=
parent;font-weight:700;font-style:normal;font-variant:normal;text-decoratio=
n:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Sanct=
ioned Country</span><span style=3D"font-size:10pt;font-family:Arial;color:#=
000000;background-color:transparent;font-weight:400;font-style:normal;font-=
variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre=
;white-space:pre-wrap;">"), or if you are a person on the U.S. Treasury Dep=
artment's Specially Designated Nationals List or the U.S. Commerce Departme=
nt's Denied Persons List, Unverified List, Entity List, or the HM Treasury'=
s financial sanctions regime (a "</span><span style=3D"font-size:10pt;font-=
family:Arial;color:#000000;background-color:transparent;font-weight:700;fon=
t-style:normal;font-variant:normal;text-decoration:none;vertical-align:base=
line;white-space:pre;white-space:pre-wrap;">Sanctioned Person</span><span s=
tyle=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:tra=
nsparent;font-weight:400;font-style:normal;font-variant:normal;text-decorat=
ion:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">");=
or (2) you intend to supply any acquired or stored Digital Currency or Coi=
nbase Services to a Sanctioned Country (or a national or resident of a Sanc=
tioned Country) or Sanctioned Person.</span></p><p dir=3D"ltr" style=3D"lin=
e-height:1.2;margin-top:0pt;margin-bottom:12pt;text-align: justify;"><span =
style=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:tr=
ansparent;font-weight:700;font-style:normal;font-variant:normal;text-decora=
tion:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">11=
.6. Amendments</span><span style=3D"font-size:10pt;font-family:Arial;color:=
#000000;background-color:transparent;font-weight:400;font-style:normal;font=
-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pr=
e;white-space:pre-wrap;">. We will notify of you any change to the Agreemen=
t relating to Coinbase E-Money Services by email at least two months in adv=
ance. &nbsp;In such circumstances, you will be deemed to have accepted the =
change if you do not notify us otherwise prior to the date the change takes=
effect and continue to use the Services. If you do not accept the change, =
the Agreement will terminate at the end of the two-month notice. You may al=
so end the Agreement immediately and free of charge with effect at any time=
before the expiry of the two-month notice. We may make all other amendment=
s to the Agreement by posting the revised Agreement on the Coinbase Site or=
by emailing it to you, indicating when the revised Agreement becomes effec=
tive. &nbsp;Although we will endeavour to provide you with advance notice w=
here possible, where lawful we may indicate that the revised Agreement shal=
l be effective immediately and if you do not agree with any such modificati=
on, you should close your Coinbase Account and cease using the Coinbase Ser=
vices. </span></p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;ma=
rgin-bottom:12pt;text-align: justify;"><span style=3D"font-size:10pt;font-f=
amily:Arial;color:#000000;background-color:transparent;font-weight:400;font=
-style:normal;font-variant:normal;text-decoration:none;vertical-align:basel=
ine;white-space:pre;white-space:pre-wrap;">Copies of the most up-to-date ve=
rsion of the Agreement will be made available in the Coinbase Site at all t=
imes and will be provided to you by email on your request. &nbsp;&nbsp;&nbs=
p;</span></p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-=
bottom:12pt;text-align: justify;"><span style=3D"font-size:10pt;font-family=
:Arial;color:#000000;background-color:transparent;font-weight:700;font-styl=
e:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;w=
hite-space:pre;white-space:pre-wrap;">11.7. Relationship of the Parties.</s=
pan><span style=3D"font-size:10pt;font-family:Arial;color:#000000;backgroun=
d-color:transparent;font-weight:400;font-style:normal;font-variant:normal;t=
ext-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre=
-wrap;"> Nothing in this Agreement shall be deemed or is intended to be dee=
med, nor shall it cause, either you or Coinbase to be treated as the agent =
of the other.</span></p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:=
0pt;margin-bottom:12pt;text-align: justify;"><span style=3D"font-size:10pt;=
font-family:Arial;color:#000000;background-color:transparent;font-weight:70=
0;font-style:normal;font-variant:normal;text-decoration:none;vertical-align=
:baseline;white-space:pre;white-space:pre-wrap;">11.8. Privacy of Others; M=
arketing.</span><span style=3D"font-size:10pt;font-family:Arial;color:#0000=
00;background-color:transparent;font-weight:400;font-style:normal;font-vari=
ant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;whi=
te-space:pre-wrap;"> If you receive information about another user through =
the Coinbase Services, you must keep the information confidential and only =
use it in connection with the Coinbase Services. You may not disclose or di=
stribute a user's information to a third party or use the information excep=
t as reasonably necessary to effect a transaction and other functions reaso=
nably incidental thereto such as support, reconciliation and accounting unl=
ess you receive the user's express consent to do so. You may not send unsol=
icited email to a user through the Coinbase Services.</span></p><p dir=3D"l=
tr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:12pt;text-align: =
justify;"><span style=3D"font-size:10pt;font-family:Arial;color:#000000;bac=
kground-color:transparent;font-weight:700;font-style:normal;font-variant:no=
rmal;text-decoration:none;vertical-align:baseline;white-space:pre;white-spa=
ce:pre-wrap;">11.9. Password Security. </span><span style=3D"font-size:10pt=
;font-family:Arial;color:#000000;background-color:transparent;font-weight:4=
00;font-style:normal;font-variant:normal;text-decoration:none;vertical-alig=
n:baseline;white-space:pre;white-space:pre-wrap;">In order to access Coinba=
se Services you will be required to create or be given security details, in=
cluding a username and password. You are responsible for keeping the electr=
onic device through which you access Coinbase Services safe and maintaining=
adequate security and control of any and all security details that you use=
to access the Coinbase Services. This includes taking all reasonable steps=
to avoid the loss, theft or misuse of such electronic device and ensuring =
that such electronic device is encrypted and password protected. Any loss o=
r compromise of your electronic device or your security details may result =
in unauthorised access to your Coinbase Account by third-parties and the lo=
ss or theft of any E-Money, Digital Currency and/or funds held in your Coin=
base Account and any associated accounts, including your linked bank accoun=
t(s) and credit card(s). You must keep your security details safe at all ti=
mes. &nbsp;For example, you should not write them down or otherwise make th=
em visible to others.</span></p><p dir=3D"ltr" style=3D"line-height:1.2;mar=
gin-top:0pt;margin-bottom:12pt;text-align: justify;"><span style=3D"font-si=
ze:10pt;font-family:Arial;color:#000000;background-color:transparent;font-w=
eight:700;font-style:normal;font-variant:normal;text-decoration:none;vertic=
al-align:baseline;white-space:pre;white-space:pre-wrap;">11.10. Security Br=
each.</span><span style=3D"font-size:6pt;font-family:Arial;color:#000000;ba=
ckground-color:transparent;font-weight:400;font-style:normal;font-variant:n=
ormal;text-decoration:none;vertical-align:super;white-space:pre;white-space=
:pre-wrap;"> </span><span style=3D"font-size:10pt;font-family:Arial;color:#=
000000;background-color:transparent;font-weight:400;font-style:normal;font-=
variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre=
;white-space:pre-wrap;">If you suspect that your Coinbase Account or any of=
your security details have been compromised or if you become aware of any =
fraud or attempted fraud or any other security incident (including a cyber-=
security attack) affecting you and / or Coinbase (together a "</span><span =
style=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:tr=
ansparent;font-weight:700;font-style:normal;font-variant:normal;text-decora=
tion:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Se=
curity Breach</span><span style=3D"font-size:10pt;font-family:Arial;color:#=
000000;background-color:transparent;font-weight:400;font-style:normal;font-=
variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre=
;white-space:pre-wrap;">"), you must notify Coinbase Support as soon as pos=
sible by email free of charge at </span><a href=3D"mailto:trust@coinbase.co=
m" style=3D"text-decoration:none;" target=3D"_blank"><span style=3D"font-si=
ze:10pt;font-family:Arial;color:#0000ff;background-color:transparent;font-w=
eight:400;font-style:normal;font-variant:normal;text-decoration:underline;-=
webkit-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-ali=
gn:baseline;white-space:pre;white-space:pre-wrap;">trust@coinbase.com</span=
></a><span style=3D"font-size:10pt;font-family:Arial;color:#000000;backgrou=
nd-color:transparent;font-weight:400;font-style:normal;font-variant:normal;=
text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pr=
e-wrap;"> or by calling us on +1 (888) 908 7930 (international charges may =
apply) and continue to provide accurate and up to date information througho=
ut the duration of the Security Breach. You must take any steps that we rea=
sonably require to reduce, manage or report any Security Breach. Failure to=
provide prompt notification of any Security Breach may be taken into accou=
nt in our determination of the appropriate resolution of the matter.</span>=
</p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:12=
pt;text-align: justify;"><span style=3D"font-size:10pt;font-family:Arial;co=
lor:#000000;background-color:transparent;font-weight:700;font-style:normal;=
font-variant:normal;text-decoration:none;vertical-align:baseline;white-spac=
e:pre;white-space:pre-wrap;">11.11. Contact Information.</span><span style=
=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:transpa=
rent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:=
none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> You ar=
e responsible for keeping your email address and telephone number up to dat=
e in your Account Profile in order to receive any notices or alerts that we=
may send you (including notices or alerts of actual or suspected Security =
Breach). </span></p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;=
margin-bottom:12pt;text-align: justify;"><span style=3D"font-size:10pt;font=
-family:Arial;color:#000000;background-color:transparent;font-weight:700;fo=
nt-style:normal;font-variant:normal;text-decoration:none;vertical-align:bas=
eline;white-space:pre;white-space:pre-wrap;">11.12. Taxes.</span><span styl=
e=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:transp=
arent;font-weight:400;font-style:normal;font-variant:normal;text-decoration=
:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> It is=
your responsibility to determine whether, and to what extent, any taxes ap=
ply to any transactions you conduct through the Coinbase Services, and to w=
ithhold, collect, report and remit the correct amounts of taxes to the appr=
opriate tax authorities. Your transaction history is available through your=
Coinbase Account.</span></p><p dir=3D"ltr" style=3D"line-height:1.2;margin=
-top:0pt;margin-bottom:12pt;text-align: justify;"><span style=3D"font-size:=
10pt;font-family:Arial;color:#000000;background-color:transparent;font-weig=
ht:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-=
align:baseline;white-space:pre;white-space:pre-wrap;">11.13. Unclaimed Prop=
erty</span><span style=3D"font-size:10pt;font-family:Arial;color:#000000;ba=
ckground-color:transparent;font-weight:400;font-style:normal;font-variant:n=
ormal;text-decoration:none;vertical-align:baseline;white-space:pre;white-sp=
ace:pre-wrap;">. If we hold E-Money or Digital Currency, and we are unable =
to contact you and have no record of your use of the Coinbase Services for =
several years, applicable law may require us to report the E-Money or Digit=
al Currency as unclaimed property to the authorities in certain jurisdictio=
ns. &nbsp;We will try to locate you at the address shown in our records, bu=
t if we are unable to, we may be required to deliver any such E-Money or Di=
gital Currency to the authorities in certain jurisdictions as unclaimed pro=
perty. We reserve the right to deduct a dormancy fee or other administrativ=
e charges from such unclaimed funds, as permitted by applicable law.</span>=
</p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:12=
pt;text-align: justify;"><span style=3D"font-size:10pt;font-family:Arial;co=
lor:#000000;background-color:transparent;font-weight:700;font-style:normal;=
font-variant:normal;text-decoration:none;vertical-align:baseline;white-spac=
e:pre;white-space:pre-wrap;">11.14. Entire Agreement. </span><span style=3D=
"font-size:10pt;font-family:Arial;color:#000000;background-color:transparen=
t;font-weight:400;font-style:normal;font-variant:normal;text-decoration:non=
e;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">This Agree=
ment (including documents incorporated by reference herein) comprise the en=
tire agreement between you and Coinbase. &nbsp;</span></p><p dir=3D"ltr" st=
yle=3D"line-height:1.2;margin-top:0pt;margin-bottom:12pt;text-align: justif=
y;"><span style=3D"font-size:10pt;font-family:Arial;color:#000000;backgroun=
d-color:transparent;font-weight:700;font-style:normal;font-variant:normal;t=
ext-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre=
-wrap;">11.15. Interpretation. </span><span style=3D"font-size:10pt;font-fa=
mily:Arial;color:#000000;background-color:transparent;font-weight:400;font-=
style:normal;font-variant:normal;text-decoration:none;vertical-align:baseli=
ne;white-space:pre;white-space:pre-wrap;">Section headings in this Agreemen=
t are for convenience only, and shall not govern the meaning or interpretat=
ion of any provision of this Agreement. </span></p><p dir=3D"ltr" style=3D"=
line-height:1.2;margin-top:0pt;margin-bottom:12pt;text-align: justify;"><sp=
an style=3D"font-size:10pt;font-family:Arial;color:#000000;background-color=
:transparent;font-weight:700;font-style:normal;font-variant:normal;text-dec=
oration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"=
>11.16. Transfer. </span><span style=3D"font-size:10pt;font-family:Arial;co=
lor:#000000;background-color:transparent;font-weight:400;font-style:normal;=
font-variant:normal;text-decoration:none;vertical-align:baseline;white-spac=
e:pre;white-space:pre-wrap;">This Agreement is personal to you and you cann=
ot transfer or assign your rights, licenses, interests and/or obligations t=
o anyone else. We may transfer or assign our rights licenses, interests and=
/ or our obligations at any time, including as part of a merger, acquisiti=
on or other corporate reorganisation involving Coinbase, provided that this=
transfer or assignment does not materially impact the quality of the Coinb=
ase Services you receive. &nbsp;</span></p><p dir=3D"ltr" style=3D"line-hei=
ght:1.2;margin-top:0pt;margin-bottom:12pt;text-align: justify;"><span style=
=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:transpa=
rent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:=
none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">11.17. =
Security Interests.</span><span style=3D"font-size:10pt;font-family:Arial;c=
olor:#000000;background-color:transparent;font-weight:400;font-style:normal=
;font-variant:normal;text-decoration:none;vertical-align:baseline;white-spa=
ce:pre;white-space:pre-wrap;"> You must not create security over your E-Mon=
ey or Digital Currency unless we say you can in writing.</span></p><p dir=
=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:12pt;text-al=
ign: justify;"><span style=3D"font-size:10pt;font-family:Arial;color:#00000=
0;background-color:transparent;font-weight:700;font-style:normal;font-varia=
nt:normal;text-decoration:none;vertical-align:baseline;white-space:pre;whit=
e-space:pre-wrap;">11.18. Invalidity. </span><span style=3D"font-size:10pt;=
font-family:Arial;color:#000000;background-color:transparent;font-weight:40=
0;font-style:normal;font-variant:normal;text-decoration:none;vertical-align=
:baseline;white-space:pre;white-space:pre-wrap;">If any provision of this A=
greement is determined to be invalid or unenforceable under any applicable =
law, this will not affect the validity of any other provision.</span></p><p=
dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:12pt;tex=
t-align: justify;"><span style=3D"font-size:10pt;font-family:Arial;color:#0=
00000;background-color:transparent;font-weight:700;font-style:normal;font-v=
ariant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;=
white-space:pre-wrap;">11.19. Enforcement of Our Rights. </span><span style=
=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:transpa=
rent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:=
none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">We may =
not always strictly enforce our rights under this Agreement. If we do this,=
it will be just a temporary measure and we may enforce our rights strictly=
again at any time.</span></p><p dir=3D"ltr" style=3D"line-height:1.2;margi=
n-top:0pt;margin-bottom:12pt;text-align: justify;"><span style=3D"font-size=
:10pt;font-family:Arial;color:#000000;background-color:transparent;font-wei=
ght:700;font-style:normal;font-variant:normal;text-decoration:none;vertical=
-align:baseline;white-space:pre;white-space:pre-wrap;">11.20. Language.</sp=
an><span style=3D"font-size:10pt;font-family:Arial;color:#000000;background=
-color:transparent;font-weight:400;font-style:normal;font-variant:normal;te=
xt-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-=
wrap;"> This Agreement and any information or notifications that you or we =
are to provide should be in English. &nbsp;Any translation of this Agreemen=
t or other documents is provided for your convenience only. In the event of=
any inconsistency, the English language version of this Agreement or other=
documents shall prevail. &nbsp;</span></p><p dir=3D"ltr" style=3D"line-hei=
ght:1.2;margin-top:0pt;margin-bottom:12pt;text-align: justify;"><span style=
=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:transpa=
rent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:=
none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">11.21. =
Survival.</span><span style=3D"font-size:10pt;font-family:Arial;color:#0000=
00;background-color:transparent;font-weight:400;font-style:normal;font-vari=
ant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;whi=
te-space:pre-wrap;"> All provisions of this Agreement which by their nature=
extend beyond the expiration or termination of this Agreement, including, =
without limitation, the sections relating to suspension or termination, Coi=
nbase Account cancellation, debts owed to Coinbase, general use of the Coin=
base Site, disputes with Coinbase, and general provisions, will continue to=
be binding and operate after the termination or expiration of this Agreeme=
nt.</span></p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin=
-bottom:12pt;text-align: justify;"><span style=3D"font-size:10pt;font-famil=
y:Arial;color:#000000;background-color:transparent;font-weight:700;font-sty=
le:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;=
white-space:pre;white-space:pre-wrap;">11.22.</span><span style=3D"font-siz=
e:10pt;font-family:Arial;color:#000000;background-color:transparent;font-we=
ight:400;font-style:normal;font-variant:normal;text-decoration:none;vertica=
l-align:baseline;white-space:pre;white-space:pre-wrap;"> </span><span style=
=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:transpa=
rent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:=
none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Governi=
ng Law and jurisdiction.</span><span style=3D"font-size:10pt;font-family:Ar=
ial;color:#000000;background-color:transparent;font-weight:400;font-style:n=
ormal;font-variant:normal;text-decoration:none;vertical-align:baseline;whit=
e-space:pre;white-space:pre-wrap;"> This Agreement will be governed by Engl=
ish law and the non-exclusive jurisdiction of the English courts. &nbsp;How=
ever, if you are an individual not engaged in conduct related to your trade=
, business or profession, and you are resident outside England and Wales, y=
ou may also petition the courts of the jurisdiction in which you reside (=
=E2=80=9C</span><span style=3D"font-size:10pt;font-family:Arial;color:#0000=
00;background-color:transparent;font-weight:700;font-style:normal;font-vari=
ant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;whi=
te-space:pre-wrap;">Home Jurisdiction</span><span style=3D"font-size:10pt;f=
ont-family:Arial;color:#000000;background-color:transparent;font-weight:400=
;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:=
baseline;white-space:pre;white-space:pre-wrap;">=E2=80=9D) and the law gove=
rning this Agreement may include any such consumer laws of your Home Jurisd=
iction that provide greater consumer protection than is available under Eng=
lish law. </span></p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt=
;margin-bottom:12pt;text-align: justify;"><span style=3D"font-size:13.99999=
9999999998pt;font-family:Arial;color:#000000;background-color:transparent;f=
ont-weight:700;font-style:normal;font-variant:normal;text-decoration:none;v=
ertical-align:baseline;white-space:pre;white-space:pre-wrap;">APPENDICES </=
span></p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bott=
om:12pt;text-align: justify;"><span style=3D"font-size:10pt;font-family:Ari=
al;color:#000000;background-color:transparent;font-weight:700;font-style:no=
rmal;font-variant:small-caps;text-decoration:none;vertical-align:baseline;w=
hite-space:pre;white-space:pre-wrap;">APPENDIX 1: PROHIBITED USE, PROHIBITE=
D BUSINESSES AND CONDITIONAL USE</span></p><p dir=3D"ltr" style=3D"line-hei=
ght:1.2;margin-top:0pt;margin-bottom:0pt;text-align: justify;background-col=
or:#ffffff;"><span style=3D"font-size:10pt;font-family:Arial;color:#000000;=
background-color:transparent;font-weight:700;font-style:normal;font-variant=
:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-=
space:pre-wrap;">Prohibited</span><span style=3D"font-size:10pt;font-family=
:Arial;color:#000000;background-color:transparent;font-weight:400;font-styl=
e:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;w=
hite-space:pre;white-space:pre-wrap;">&nbsp;</span><span style=3D"font-size=
:10pt;font-family:Arial;color:#000000;background-color:transparent;font-wei=
ght:700;font-style:normal;font-variant:normal;text-decoration:none;vertical=
-align:baseline;white-space:pre;white-space:pre-wrap;">Use</span></p><p dir=
=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:0pt;text-ali=
gn: justify;background-color:#ffffff;"><span style=3D"font-size:10pt;font-f=
amily:Arial;color:#000000;background-color:transparent;font-weight:400;font=
-style:normal;font-variant:normal;text-decoration:none;vertical-align:basel=
ine;white-space:pre;white-space:pre-wrap;">You may not use your Coinbase Ac=
count to engage in the following categories of activity ("Prohibited Uses")=
. The specific types of use listed below are representative, but not exhaus=
tive. If you are uncertain as to whether or not your use of Coinbase Servic=
es involves a Prohibited Use, or have questions about how these requirement=
s apply to you, please submit a request at&nbsp;</span><a href=3D"https://s=
upport.coinbase.com/" style=3D"text-decoration:none;" target=3D"_blank"><sp=
an style=3D"font-size:10pt;font-family:Arial;color:#000000;background-color=
:transparent;font-weight:400;font-style:normal;font-variant:normal;text-dec=
oration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-in=
k:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">https=
://support.coinbase.com</span></a><span style=3D"font-size:10pt;font-family=
:Arial;color:#000000;background-color:transparent;font-weight:400;font-styl=
e:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;w=
hite-space:pre;white-space:pre-wrap;">. By opening a Coinbase Account, you =
confirm that you will not use your Account to do any of the following:</spa=
n></p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:=
0pt;text-align: justify;background-color:#ffffff;">&nbsp;</p><ul style=3D"m=
argin-top:0pt;margin-bottom:0pt;"><li dir=3D"ltr" style=3D"list-style-type:=
disc;font-size:10pt;font-family:'Noto Sans Symbols';color:#000000;backgroun=
d-color:transparent;font-weight:400;font-style:normal;font-variant:normal;t=
ext-decoration:none;vertical-align:baseline;white-space:pre;margin-left: -1=
7.25pt;"><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bott=
om:0pt;background-color:#ffffff;"><span style=3D"font-size:10pt;font-family=
:Arial;color:#000000;background-color:transparent;font-weight:700;font-styl=
e:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;w=
hite-space:pre;white-space:pre-wrap;">Unlawful Activity:</span><span style=
=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:transpa=
rent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:=
none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">&nbsp;A=
ctivity which would violate, or assist in violation of, any law, statute, o=
rdinance, or regulation, sanctions programs administered in the countries w=
here Coinbase conducts business, including but not limited to the U.S. Depa=
rtment of Treasury's Office of Foreign Assets Control ("OFAC"), or which wo=
uld involve proceeds of any unlawful activity; publish, distribute or disse=
minate any unlawful material or information</span></p></li><li dir=3D"ltr" =
style=3D"list-style-type:disc;font-size:10pt;font-family:'Noto Sans Symbols=
';color:#000000;background-color:transparent;font-weight:400;font-style:nor=
mal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-=
space:pre;margin-left: -17.25pt;"><p dir=3D"ltr" style=3D"line-height:1.2;m=
argin-top:0pt;margin-bottom:0pt;background-color:#ffffff;"><span style=3D"f=
ont-size:10pt;font-family:Arial;color:#000000;background-color:transparent;=
font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;=
vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Abusive Acti=
vity:</span><span style=3D"font-size:10pt;font-family:Arial;color:#000000;b=
ackground-color:transparent;font-weight:400;font-style:normal;font-variant:=
normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-s=
pace:pre-wrap;">&nbsp;Actions which impose an unreasonable or disproportion=
ately large load on our infrastructure, or detrimentally interfere with, in=
tercept, or expropriate any system, data, or information; transmit or uploa=
d any material to the Coinbase Site that contains viruses, trojan horses, w=
orms, or any other harmful or deleterious programs; attempt to gain unautho=
rized access to the Coinbase Site, other Coinbase Accounts, computer system=
s or networks connected to the Coinbase Site, through password mining or an=
y other means; use Coinbase Account information of another party to access =
or use the Coinbase Site, except in the case of specific Merchants and/or a=
pplications which are specifically authorized by a user to access such user=
's Coinbase Account and information; or transfer your account access or rig=
hts to your account to a third party, unless by operation of law or with th=
e express permission of Coinbase</span></p></li><li dir=3D"ltr" style=3D"li=
st-style-type:disc;font-size:10pt;font-family:'Noto Sans Symbols';color:#00=
0000;background-color:transparent;font-weight:400;font-style:normal;font-va=
riant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;m=
argin-left: -17.25pt;"><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0=
pt;margin-bottom:0pt;background-color:#ffffff;"><span style=3D"font-size:10=
pt;font-family:Arial;color:#000000;background-color:transparent;font-weight=
:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-al=
ign:baseline;white-space:pre;white-space:pre-wrap;">Abuse Other Users:</spa=
n><span style=3D"font-size:10pt;font-family:Arial;color:#000000;background-=
color:transparent;font-weight:400;font-style:normal;font-variant:normal;tex=
t-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-w=
rap;">&nbsp;Interfere with another individual's or entity's access to or us=
e of any Coinbase Services; defame, abuse, extort, harass, stalk, threaten =
or otherwise violate or infringe the legal rights (such as, but not limited=
to, rights of privacy, publicity and intellectual property) of others; inc=
ite, threaten, facilitate, promote, or encourage hate, racial intolerance, =
or violent acts against others; harvest or otherwise collect information fr=
om the Coinbase Site about others, including without limitation email addre=
sses, without proper consent</span></p></li><li dir=3D"ltr" style=3D"list-s=
tyle-type:disc;font-size:10pt;font-family:'Noto Sans Symbols';color:#000000=
;background-color:transparent;font-weight:400;font-style:normal;font-varian=
t:normal;text-decoration:none;vertical-align:baseline;white-space:pre;margi=
n-left: -17.25pt;"><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;m=
argin-bottom:0pt;background-color:#ffffff;"><span style=3D"font-size:10pt;f=
ont-family:Arial;color:#000000;background-color:transparent;font-weight:700=
;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:=
baseline;white-space:pre;white-space:pre-wrap;">Fraud:</span><span style=3D=
"font-size:10pt;font-family:Arial;color:#000000;background-color:transparen=
t;font-weight:400;font-style:normal;font-variant:normal;text-decoration:non=
e;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">&nbsp;Acti=
vity which operates to defraud Coinbase, Coinbase users, or any other perso=
n; provide any false, inaccurate, or misleading information to Coinbase</sp=
an></p></li><li dir=3D"ltr" style=3D"list-style-type:disc;font-size:10pt;fo=
nt-family:'Noto Sans Symbols';color:#000000;background-color:transparent;fo=
nt-weight:400;font-style:normal;font-variant:normal;text-decoration:none;ve=
rtical-align:baseline;white-space:pre;margin-left: -17.25pt;"><p dir=3D"ltr=
" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:0pt;background-colo=
r:#ffffff;"><span style=3D"font-size:10pt;font-family:Arial;color:#000000;b=
ackground-color:transparent;font-weight:700;font-style:normal;font-variant:=
normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-s=
pace:pre-wrap;">Gambling:</span><span style=3D"font-size:10pt;font-family:A=
rial;color:#000000;background-color:transparent;font-weight:400;font-style:=
normal;font-variant:normal;text-decoration:none;vertical-align:baseline;whi=
te-space:pre;white-space:pre-wrap;">&nbsp;Lotteries; bidding fee auctions; =
sports forecasting or odds making; fantasy sports leagues with cash prizes;=
internet gaming; contests; sweepstakes; games of chance</span></p></li><li=
dir=3D"ltr" style=3D"list-style-type:disc;font-size:10pt;font-family:'Noto=
Sans Symbols';color:#000000;background-color:transparent;font-weight:400;f=
ont-style:normal;font-variant:normal;text-decoration:none;vertical-align:ba=
seline;white-space:pre;margin-left: -17.25pt;"><p dir=3D"ltr" style=3D"line=
-height:1.2;margin-top:0pt;margin-bottom:0pt;background-color:#ffffff;"><sp=
an style=3D"font-size:10pt;font-family:Arial;color:#000000;background-color=
:transparent;font-weight:700;font-style:normal;font-variant:normal;text-dec=
oration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"=
>Intellectual Property Infringement:</span><span style=3D"font-size:10pt;fo=
nt-family:Arial;color:#000000;background-color:transparent;font-weight:400;=
font-style:normal;font-variant:normal;text-decoration:none;vertical-align:b=
aseline;white-space:pre;white-space:pre-wrap;">&nbsp;Engage in transactions=
involving items that infringe or violate any copyright, trademark, right o=
f publicity or privacy or any other proprietary right under the law, includ=
ing but not limited to sales, distribution, or access to counterfeit music,=
movies, software, or other licensed materials without the appropriate auth=
orization from the rights holder; use of Coinbase intellectual property, na=
me, or logo, including use of Coinbase trade or service marks, without expr=
ess consent from Coinbase or in a manner that otherwise harms Coinbase or t=
he Coinbase brand; any action that implies an untrue endorsement by or affi=
liation with Coinbase</span></p></li></ul><p dir=3D"ltr" style=3D"line-heig=
ht:1.2;margin-top:0pt;margin-bottom:0pt;margin-left: 0.75pt;background-colo=
r:#ffffff;">&nbsp;</p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0p=
t;margin-bottom:0pt;text-align: justify;background-color:#ffffff;"><span st=
yle=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:tran=
sparent;font-weight:700;font-style:normal;font-variant:normal;text-decorati=
on:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Proh=
ibited Businesses</span></p><p dir=3D"ltr" style=3D"line-height:1.2;margin-=
top:0pt;margin-bottom:0pt;text-align: justify;background-color:#ffffff;">&n=
bsp;</p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-botto=
m:0pt;text-align: justify;background-color:#ffffff;"><span style=3D"font-si=
ze:10pt;font-family:Arial;color:#000000;background-color:transparent;font-w=
eight:400;font-style:normal;font-variant:normal;text-decoration:none;vertic=
al-align:baseline;white-space:pre;white-space:pre-wrap;">In addition to the=
Prohibited Uses described above, the following categories of businesses, b=
usiness practices, and sale items are barred from Coinbase Services ("Prohi=
bited Businesses"). Most Prohibited Businesses categories are imposed by Ca=
rd Network rules or the requirements of our banking providers or processors=
. The specific types of use listed below are representative, but not exhaus=
tive. If you are uncertain as to whether or not your use of Coinbase Servic=
es involves a Prohibited Business, or have questions about how these requir=
ements apply to you, please contact us at&nbsp;</span><a href=3D"https://su=
pport.coinbase.com/" style=3D"text-decoration:none;" target=3D"_blank"><spa=
n style=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:=
transparent;font-weight:400;font-style:normal;font-variant:normal;text-deco=
ration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-ink=
:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">https:=
//support.coinbase.com</span></a><span style=3D"font-size:10pt;font-family:=
Arial;color:#000000;background-color:transparent;font-weight:400;font-style=
:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;wh=
ite-space:pre;white-space:pre-wrap;">.</span></p><p dir=3D"ltr" style=3D"li=
ne-height:1.2;margin-top:0pt;margin-bottom:0pt;text-align: justify;backgrou=
nd-color:#ffffff;"><span style=3D"font-size:10pt;font-family:Arial;color:#0=
00000;background-color:transparent;font-weight:400;font-style:normal;font-v=
ariant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;=
white-space:pre-wrap;">By opening a Coinbase Account, you confirm that you =
will not use Coinbase Services in connection with any of following business=
es, activities, practices, or items:</span></p><p dir=3D"ltr" style=3D"line=
-height:1.2;margin-top:0pt;margin-bottom:0pt;text-align: justify;background=
-color:#ffffff;">&nbsp;</p><ul style=3D"margin-top:0pt;margin-bottom:0pt;">=
<li dir=3D"ltr" style=3D"list-style-type:disc;font-size:10pt;font-family:'N=
oto Sans Symbols';color:#000000;background-color:transparent;font-weight:40=
0;font-style:normal;font-variant:normal;text-decoration:none;vertical-align=
:baseline;white-space:pre;margin-left: -17.25pt;"><p dir=3D"ltr" style=3D"l=
ine-height:1.2;margin-top:0pt;margin-bottom:0pt;background-color:#ffffff;">=
<span style=3D"font-size:10pt;font-family:Arial;color:#000000;background-co=
lor:transparent;font-weight:700;font-style:normal;font-variant:normal;text-=
decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wra=
p;">Investment and Credit Services:</span><span style=3D"font-size:10pt;fon=
t-family:Arial;color:#000000;background-color:transparent;font-weight:400;f=
ont-style:normal;font-variant:normal;text-decoration:none;vertical-align:ba=
seline;white-space:pre;white-space:pre-wrap;">&nbsp;Securities brokers; mor=
tgage consulting or debt reduction services; credit counseling or repair; r=
eal estate opportunities; investment schemes</span></p></li><li dir=3D"ltr"=
style=3D"list-style-type:disc;font-size:10pt;font-family:'Noto Sans Symbol=
s';color:#000000;background-color:transparent;font-weight:400;font-style:no=
rmal;font-variant:normal;text-decoration:none;vertical-align:baseline;white=
-space:pre;margin-left: -17.25pt;"><p dir=3D"ltr" style=3D"line-height:1.2;=
margin-top:0pt;margin-bottom:0pt;background-color:#ffffff;"><span style=3D"=
font-size:10pt;font-family:Arial;color:#000000;background-color:transparent=
;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none=
;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Restricted =
Financial Services:</span><span style=3D"font-size:10pt;font-family:Arial;c=
olor:#000000;background-color:transparent;font-weight:400;font-style:normal=
;font-variant:normal;text-decoration:none;vertical-align:baseline;white-spa=
ce:pre;white-space:pre-wrap;">&nbsp;Check cashing, bail bonds; collections =
agencies.</span></p></li><li dir=3D"ltr" style=3D"list-style-type:disc;font=
-size:10pt;font-family:'Noto Sans Symbols';color:#000000;background-color:t=
ransparent;font-weight:400;font-style:normal;font-variant:normal;text-decor=
ation:none;vertical-align:baseline;white-space:pre;margin-left: -17.25pt;">=
<p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:0pt;ba=
ckground-color:#ffffff;"><span style=3D"font-size:10pt;font-family:Arial;co=
lor:#000000;background-color:transparent;font-weight:700;font-style:normal;=
font-variant:normal;text-decoration:none;vertical-align:baseline;white-spac=
e:pre;white-space:pre-wrap;">Intellectual Property or Proprietary Rights In=
fringement:</span><span style=3D"font-size:10pt;font-family:Arial;color:#00=
0000;background-color:transparent;font-weight:400;font-style:normal;font-va=
riant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;w=
hite-space:pre-wrap;">&nbsp;Sales, distribution, or access to counterfeit m=
usic, movies, software, or other licensed materials without the appropriate=
authorization from the rights holder</span></p></li><li dir=3D"ltr" style=
=3D"list-style-type:disc;font-size:10pt;font-family:'Noto Sans Symbols';col=
or:#000000;background-color:transparent;font-weight:400;font-style:normal;f=
ont-variant:normal;text-decoration:none;vertical-align:baseline;white-space=
:pre;margin-left: -17.25pt;"><p dir=3D"ltr" style=3D"line-height:1.2;margin=
-top:0pt;margin-bottom:0pt;background-color:#ffffff;"><span style=3D"font-s=
ize:10pt;font-family:Arial;color:#000000;background-color:transparent;font-=
weight:700;font-style:normal;font-variant:normal;text-decoration:none;verti=
cal-align:baseline;white-space:pre;white-space:pre-wrap;">Counterfeit or Un=
authorized Goods:</span><span style=3D"font-size:10pt;font-family:Arial;col=
or:#000000;background-color:transparent;font-weight:400;font-style:normal;f=
ont-variant:normal;text-decoration:none;vertical-align:baseline;white-space=
:pre;white-space:pre-wrap;">&nbsp;Unauthorized sale or resale of brand name=
or designer products or services; sale of goods or services that are illeg=
ally imported or exported or which are stolen</span></p></li><li dir=3D"ltr=
" style=3D"list-style-type:disc;font-size:10pt;font-family:'Noto Sans Symbo=
ls';color:#000000;background-color:transparent;font-weight:400;font-style:n=
ormal;font-variant:normal;text-decoration:none;vertical-align:baseline;whit=
e-space:pre;margin-left: -17.25pt;"><p dir=3D"ltr" style=3D"line-height:1.2=
;margin-top:0pt;margin-bottom:0pt;background-color:#ffffff;"><span style=3D=
"font-size:10pt;font-family:Arial;color:#000000;background-color:transparen=
t;font-weight:700;font-style:normal;font-variant:normal;text-decoration:non=
e;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Regulated =
Products and Services:</span><span style=3D"font-size:10pt;font-family:Aria=
l;color:#000000;background-color:transparent;font-weight:400;font-style:nor=
mal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-=
space:pre;white-space:pre-wrap;">&nbsp;Marijuana dispensaries and related b=
usinesses; sale of tobacco, e-cigarettes, and e-liquid; online prescription=
or pharmaceutical services; age restricted goods or services; weapons and =
munitions; gunpowder and other explosives; fireworks and related goods; tox=
ic, flammable, and radioactive materials</span></p></li><li dir=3D"ltr" sty=
le=3D"list-style-type:disc;font-size:10pt;font-family:'Noto Sans Symbols';c=
olor:#000000;background-color:transparent;font-weight:400;font-style:normal=
;font-variant:normal;text-decoration:none;vertical-align:baseline;white-spa=
ce:pre;margin-left: -17.25pt;"><p dir=3D"ltr" style=3D"line-height:1.2;marg=
in-top:0pt;margin-bottom:0pt;background-color:#ffffff;"><span style=3D"font=
-size:10pt;font-family:Arial;color:#000000;background-color:transparent;fon=
t-weight:700;font-style:normal;font-variant:normal;text-decoration:none;ver=
tical-align:baseline;white-space:pre;white-space:pre-wrap;">Drugs and Drug =
Paraphernalia:</span><span style=3D"font-size:10pt;font-family:Arial;color:=
#000000;background-color:transparent;font-weight:400;font-style:normal;font=
-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pr=
e;white-space:pre-wrap;">&nbsp;Sale of narcotics, controlled substances, an=
d any equipment designed for making or using drugs, such as bongs, vaporize=
rs, and hookahs</span></p></li><li dir=3D"ltr" style=3D"list-style-type:dis=
c;font-size:10pt;font-family:'Noto Sans Symbols';color:#000000;background-c=
olor:transparent;font-weight:400;font-style:normal;font-variant:normal;text=
-decoration:none;vertical-align:baseline;white-space:pre;margin-left: -17.2=
5pt;"><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:=
0pt;background-color:#ffffff;"><span style=3D"font-size:10pt;font-family:Ar=
ial;color:#000000;background-color:transparent;font-weight:700;font-style:n=
ormal;font-variant:normal;text-decoration:none;vertical-align:baseline;whit=
e-space:pre;white-space:pre-wrap;">Pseudo-Pharmaceuticals:</span><span styl=
e=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:transp=
arent;font-weight:400;font-style:normal;font-variant:normal;text-decoration=
:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">&nbsp;=
Pharmaceuticals and other products that make health claims that have not be=
en approved or verified by the applicable local and/or national regulatory =
body</span></p></li><li dir=3D"ltr" style=3D"list-style-type:disc;font-size=
:10pt;font-family:'Noto Sans Symbols';color:#000000;background-color:transp=
arent;font-weight:400;font-style:normal;font-variant:normal;text-decoration=
:none;vertical-align:baseline;white-space:pre;margin-left: -17.25pt;"><p di=
r=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:0pt;backgro=
und-color:#ffffff;"><span style=3D"font-size:10pt;font-family:Arial;color:#=
000000;background-color:transparent;font-weight:700;font-style:normal;font-=
variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre=
;white-space:pre-wrap;">Substances designed to mimic illegal drugs:</span><=
span style=3D"font-size:10pt;font-family:Arial;color:#000000;background-col=
or:transparent;font-weight:400;font-style:normal;font-variant:normal;text-d=
ecoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap=
;">&nbsp;Sale of a legal substance that provides the same effect as an ille=
gal drug (e.g., salvia, kratom)</span></p></li><li dir=3D"ltr" style=3D"lis=
t-style-type:disc;font-size:10pt;font-family:'Noto Sans Symbols';color:#000=
000;background-color:transparent;font-weight:400;font-style:normal;font-var=
iant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;ma=
rgin-left: -17.25pt;"><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0p=
t;margin-bottom:0pt;background-color:#ffffff;"><span style=3D"font-size:10p=
t;font-family:Arial;color:#000000;background-color:transparent;font-weight:=
700;font-style:normal;font-variant:normal;text-decoration:none;vertical-ali=
gn:baseline;white-space:pre;white-space:pre-wrap;">Adult Content and Servic=
es:</span><span style=3D"font-size:10pt;font-family:Arial;color:#000000;bac=
kground-color:transparent;font-weight:400;font-style:normal;font-variant:no=
rmal;text-decoration:none;vertical-align:baseline;white-space:pre;white-spa=
ce:pre-wrap;">&nbsp;Pornography and other obscene materials (including lite=
rature, imagery and other media); sites offering any sexually-related servi=
ces such as prostitution, escorts, pay-per view, adult live chat features</=
span></p></li><li dir=3D"ltr" style=3D"list-style-type:disc;font-size:10pt;=
font-family:'Noto Sans Symbols';color:#000000;background-color:transparent;=
font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;=
vertical-align:baseline;white-space:pre;margin-left: -17.25pt;"><p dir=3D"l=
tr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:0pt;background-co=
lor:#ffffff;"><span style=3D"font-size:10pt;font-family:Arial;color:#000000=
;background-color:transparent;font-weight:700;font-style:normal;font-varian=
t:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white=
-space:pre-wrap;">Multi-level Marketing:</span><span style=3D"font-size:10p=
t;font-family:Arial;color:#000000;background-color:transparent;font-weight:=
400;font-style:normal;font-variant:normal;text-decoration:none;vertical-ali=
gn:baseline;white-space:pre;white-space:pre-wrap;">&nbsp;Pyramid schemes, n=
etwork marketing, and referral marketing programs</span></p></li><li dir=3D=
"ltr" style=3D"list-style-type:disc;font-size:10pt;font-family:'Noto Sans S=
ymbols';color:#000000;background-color:transparent;font-weight:400;font-sty=
le:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;=
white-space:pre;margin-left: -17.25pt;"><p dir=3D"ltr" style=3D"line-height=
:1.2;margin-top:0pt;margin-bottom:0pt;background-color:#ffffff;"><span styl=
e=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:transp=
arent;font-weight:700;font-style:normal;font-variant:normal;text-decoration=
:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Unfair=
, predatory or deceptive practices:</span><span style=3D"font-size:10pt;fon=
t-family:Arial;color:#000000;background-color:transparent;font-weight:400;f=
ont-style:normal;font-variant:normal;text-decoration:none;vertical-align:ba=
seline;white-space:pre;white-space:pre-wrap;">&nbsp;Investment opportunitie=
s or other services that promise high rewards; Sale or resale of a service =
without added benefit to the buyer; resale of government offerings without =
authorization or added value; sites that we determine in our sole discretio=
n to be unfair, deceptive, or predatory towards consumers</span></p></li><l=
i dir=3D"ltr" style=3D"list-style-type:disc;font-size:10pt;font-family:'Not=
o Sans Symbols';color:#000000;background-color:transparent;font-weight:400;=
font-style:normal;font-variant:normal;text-decoration:none;vertical-align:b=
aseline;white-space:pre;margin-left: -17.25pt;"><p dir=3D"ltr" style=3D"lin=
e-height:1.2;margin-top:0pt;margin-bottom:0pt;background-color:#ffffff;"><s=
pan style=3D"font-size:10pt;font-family:Arial;color:#000000;background-colo=
r:transparent;font-weight:700;font-style:normal;font-variant:normal;text-de=
coration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;=
">High risk businesses:</span><span style=3D"font-size:10pt;font-family:Ari=
al;color:#000000;background-color:transparent;font-weight:400;font-style:no=
rmal;font-variant:normal;text-decoration:none;vertical-align:baseline;white=
-space:pre;white-space:pre-wrap;">&nbsp;any businesses that we believe pose=
s elevated financial risk, legal liability, or violates card network or ban=
k policies</span></p></li></ul><p dir=3D"ltr" style=3D"line-height:1.2;marg=
in-top:0pt;margin-bottom:0pt;margin-left: 0.75pt;background-color:#ffffff;"=
>&nbsp;</p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bo=
ttom:0pt;text-align: justify;background-color:#ffffff;"><span style=3D"font=
-size:10pt;font-family:Arial;color:#000000;background-color:transparent;fon=
t-weight:700;font-style:normal;font-variant:normal;text-decoration:none;ver=
tical-align:baseline;white-space:pre;white-space:pre-wrap;">Conditional Use=
</span></p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bo=
ttom:0pt;text-align: justify;background-color:#ffffff;"><span style=3D"font=
-size:10pt;font-family:Arial;color:#000000;background-color:transparent;fon=
t-weight:400;font-style:normal;font-variant:normal;text-decoration:none;ver=
tical-align:baseline;white-space:pre;white-space:pre-wrap;">Express written=
consent and approval from Coinbase must be obtained prior to using Coinbas=
e Services for the following categories of business and/or use ("Conditiona=
l Uses"). Consent may be requested by contacting us at&nbsp;</span><a href=
=3D"https://support.coinbase.com/" style=3D"text-decoration:none;" target=
=3D"_blank"><span style=3D"font-size:10pt;font-family:Arial;color:#000000;b=
ackground-color:transparent;font-weight:400;font-style:normal;font-variant:=
normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-dec=
oration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:p=
re-wrap;">https://support.coinbase.com</span></a><span style=3D"font-size:1=
0pt;font-family:Arial;color:#000000;background-color:transparent;font-weigh=
t:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-a=
lign:baseline;white-space:pre;white-space:pre-wrap;">. Coinbase may also re=
quire you to agree to additional conditions, make supplemental representati=
ons and warranties, complete enhanced on-boarding procedures, and operate s=
ubject to restrictions if you use Coinbase Services in connection with any =
of following businesses, activities, or practices:</span></p><p dir=3D"ltr"=
style=3D"line-height:1.2;margin-top:0pt;margin-bottom:0pt;text-align: just=
ify;background-color:#ffffff;">&nbsp;</p><ul style=3D"margin-top:0pt;margin=
-bottom:0pt;"><li dir=3D"ltr" style=3D"list-style-type:disc;font-size:10pt;=
font-family:'Noto Sans Symbols';color:#000000;background-color:transparent;=
font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;=
vertical-align:baseline;white-space:pre;margin-left: -17.25pt;"><p dir=3D"l=
tr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:0pt;background-co=
lor:#ffffff;"><span style=3D"font-size:10pt;font-family:Arial;color:#000000=
;background-color:transparent;font-weight:700;font-style:normal;font-varian=
t:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white=
-space:pre-wrap;">Money Services:</span><span style=3D"font-size:10pt;font-=
family:Arial;color:#000000;background-color:transparent;font-weight:400;fon=
t-style:normal;font-variant:normal;text-decoration:none;vertical-align:base=
line;white-space:pre;white-space:pre-wrap;">&nbsp;Money transmitters, Digit=
al Currency transmitters; currency or Digital Currency exchanges or dealers=
; gift cards; prepaid cards; sale of in-game currency unless the merchant i=
s the operator of the virtual world; act as a payment intermediary or aggre=
gator or otherwise resell any of the Coinbase Services</span></p></li><li d=
ir=3D"ltr" style=3D"list-style-type:disc;font-size:10pt;font-family:'Noto S=
ans Symbols';color:#000000;background-color:transparent;font-weight:400;fon=
t-style:normal;font-variant:normal;text-decoration:none;vertical-align:base=
line;white-space:pre;margin-left: -17.25pt;"><p dir=3D"ltr" style=3D"line-h=
eight:1.2;margin-top:0pt;margin-bottom:0pt;background-color:#ffffff;"><span=
style=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:t=
ransparent;font-weight:700;font-style:normal;font-variant:normal;text-decor=
ation:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">C=
harities:</span><span style=3D"font-size:10pt;font-family:Arial;color:#0000=
00;background-color:transparent;font-weight:400;font-style:normal;font-vari=
ant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;whi=
te-space:pre-wrap;">&nbsp;Acceptance of donations for nonprofit enterprise<=
/span></p></li><li dir=3D"ltr" style=3D"list-style-type:disc;font-size:10pt=
;font-family:'Noto Sans Symbols';color:#000000;background-color:transparent=
;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none=
;vertical-align:baseline;white-space:pre;margin-left: -17.25pt;"><p dir=3D"=
ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:0pt;background-c=
olor:#ffffff;"><span style=3D"font-size:10pt;font-family:Arial;color:#00000=
0;background-color:transparent;font-weight:700;font-style:normal;font-varia=
nt:normal;text-decoration:none;vertical-align:baseline;white-space:pre;whit=
e-space:pre-wrap;">Games of Skill:</span><span style=3D"font-size:10pt;font=
-family:Arial;color:#000000;background-color:transparent;font-weight:400;fo=
nt-style:normal;font-variant:normal;text-decoration:none;vertical-align:bas=
eline;white-space:pre;white-space:pre-wrap;">&nbsp;Games which are not defi=
ned as gambling under this Agreement or by law, but which require an entry =
fee and award a prize</span></p></li><li dir=3D"ltr" style=3D"list-style-ty=
pe:disc;font-size:10pt;font-family:'Noto Sans Symbols';color:#000000;backgr=
ound-color:transparent;font-weight:400;font-style:normal;font-variant:norma=
l;text-decoration:none;vertical-align:baseline;white-space:pre;margin-left:=
-17.25pt;"><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-b=
ottom:0pt;background-color:#ffffff;"><span style=3D"font-size:10pt;font-fam=
ily:Arial;color:#000000;background-color:transparent;font-weight:700;font-s=
tyle:normal;font-variant:normal;text-decoration:none;vertical-align:baselin=
e;white-space:pre;white-space:pre-wrap;">Religious/Spiritual Organizations<=
/span><span style=3D"font-size:10pt;font-family:Arial;color:#000000;backgro=
und-color:transparent;font-weight:400;font-style:normal;font-variant:normal=
;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:p=
re-wrap;">: Operation of a for-profit religious or spiritual organization</=
span></p></li></ul><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;m=
argin-bottom:0pt;margin-left: 0.75pt;background-color:#ffffff;">&nbsp;</p><=
p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:0pt;mar=
gin-left: 0.75pt;background-color:#ffffff;"><span style=3D"font-size:10pt;f=
ont-family:Arial;color:#000000;background-color:transparent;font-weight:700=
;font-style:normal;font-variant:small-caps;text-decoration:none;vertical-al=
ign:baseline;white-space:pre;white-space:pre-wrap;">APPENDIX 2: VERIFICATIO=
N PROCEDURES AND LIMITS</span></p><p dir=3D"ltr" style=3D"line-height:1.2;m=
argin-top:0pt;margin-bottom:0pt;margin-left: 0.75pt;background-color:#fffff=
f;">&nbsp;</p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin=
-bottom:0pt;text-align: justify;background-color:#ffffff;"><span style=3D"f=
ont-size:10pt;font-family:Arial;color:#000000;background-color:transparent;=
font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;=
vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Coinbase use=
s multi-level systems and procedures to collect and verify information abou=
t you in order to protect Coinbase and the community from fraudulent users,=
and to keep appropriate records of Coinbase's customers. Your access to on=
e or more Coinbase Services, and limits including daily or weekly Conversio=
n limits, GDAX deposit, withdrawal and trading limits, Instant Buy limits, =
Currency Wallet transfer limits, and limits on transactions from a linked p=
ayment method may be based on the identifying information and/or proof of i=
dentity you provide to Coinbase.</span></p><p dir=3D"ltr" style=3D"line-hei=
ght:1.2;margin-top:0pt;margin-bottom:0pt;text-align: justify;background-col=
or:#ffffff;">&nbsp;</p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0=
pt;margin-bottom:0pt;text-align: justify;background-color:#ffffff;"><span s=
tyle=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:tra=
nsparent;font-weight:400;font-style:normal;font-variant:normal;text-decorat=
ion:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Coi=
nbase may require you to provide or verify additional information, or to wa=
it some amount of time after completion of a transaction, before permitting=
you to use any Coinbase Services and/or before permitting you to engage in=
transactions beyond certain volume limits. You may determine the volume li=
mits associated with your level of identity verification by visiting your a=
ccount's&nbsp;</span><a href=3D"https://www.coinbase.com/verifications" sty=
le=3D"text-decoration:none;" target=3D"_blank"><span style=3D"font-size:10p=
t;font-family:Arial;color:#000000;background-color:transparent;font-weight:=
400;font-style:normal;font-variant:normal;text-decoration:underline;-webkit=
-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:bas=
eline;white-space:pre;white-space:pre-wrap;">Limits</span></a><span style=
=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:transpa=
rent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:=
none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">&nbsp;p=
age.</span></p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margi=
n-bottom:0pt;text-align: justify;background-color:#ffffff;">&nbsp;</p><p di=
r=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:0pt;text-al=
ign: justify;background-color:#ffffff;"><span style=3D"font-size:10pt;font-=
family:Arial;color:#000000;background-color:transparent;font-weight:400;fon=
t-style:normal;font-variant:normal;text-decoration:none;vertical-align:base=
line;white-space:pre;white-space:pre-wrap;">You may submit a request at&nbs=
p;</span><a href=3D"https://support.coinbase.com/" style=3D"text-decoration=
:none;" target=3D"_blank"><span style=3D"font-size:10pt;font-family:Arial;c=
olor:#000000;background-color:transparent;font-weight:400;font-style:normal=
;font-variant:normal;text-decoration:underline;-webkit-text-decoration-skip=
:none;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre=
;white-space:pre-wrap;">https://support.coinbase.com</span></a><span style=
=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:transpa=
rent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:=
none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">&nbsp;t=
o request larger limits. Coinbase will require you to submit to Enhanced Du=
e Diligence. Additional fees and costs may apply, and Coinbase does not gua=
rantee that we will raise your limits.</span></p><p dir=3D"ltr" style=3D"li=
ne-height:1.2;margin-top:0pt;margin-bottom:0pt;text-align: justify;backgrou=
nd-color:#ffffff;">&nbsp;</p><p dir=3D"ltr" style=3D"line-height:1.2;margin=
-top:0pt;margin-bottom:0pt;text-align: justify;background-color:#ffffff;"><=
span style=3D"font-size:10pt;font-family:Arial;color:#000000;background-col=
or:transparent;font-weight:700;font-style:normal;font-variant:small-caps;te=
xt-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-=
wrap;">APPENDIX 3: E-SIGN DISCLOSURE AND CONSENT</span></p><p dir=3D"ltr" s=
tyle=3D"line-height:1.2;margin-top:0pt;margin-bottom:0pt;text-align: justif=
y;background-color:#ffffff;"><span style=3D"font-size:10pt;font-family:Aria=
l;color:#000000;background-color:transparent;font-weight:400;font-style:nor=
mal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-=
space:pre;white-space:pre-wrap;">This policy describes how Coinbase deliver=
s communications to you electronically. We may amend this policy at any tim=
e by providing a revised version on our website. The revised version will b=
e effective at the time we post it. We will provide you with prior notice o=
f any material changes via our website.</span></p><p dir=3D"ltr" style=3D"l=
ine-height:1.2;margin-top:0pt;margin-bottom:0pt;text-align: justify;backgro=
und-color:#ffffff;">&nbsp;</p><p dir=3D"ltr" style=3D"line-height:1.2;margi=
n-top:0pt;margin-bottom:0pt;text-align: justify;background-color:#ffffff;">=
<span style=3D"font-size:10pt;font-family:Arial;color:#000000;background-co=
lor:transparent;font-weight:700;font-style:normal;font-variant:normal;text-=
decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wra=
p;">Electronic Delivery of Communications</span></p><p dir=3D"ltr" style=3D=
"line-height:1.2;margin-top:0pt;margin-bottom:18pt;text-align: justify;back=
ground-color:#ffffff;"><span style=3D"font-size:10pt;font-family:Arial;colo=
r:#000000;background-color:transparent;font-weight:400;font-style:normal;fo=
nt-variant:normal;text-decoration:none;vertical-align:baseline;white-space:=
pre;white-space:pre-wrap;">You agree and consent to receive electronically =
all communications, agreements, documents, notices and disclosures (collect=
ively, "Communications") that we provide in connection with your Coinbase A=
ccount and your use of Coinbase Services. Communications include:</span></p=
><ul style=3D"margin-top:0pt;margin-bottom:0pt;"><li dir=3D"ltr" style=3D"l=
ist-style-type:disc;font-size:10pt;font-family:'Noto Sans Symbols';color:#0=
00000;background-color:transparent;font-weight:400;font-style:normal;font-v=
ariant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;=
margin-left: -17.25pt;"><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:=
0pt;margin-bottom:0pt;background-color:#ffffff;"><span style=3D"font-size:1=
0pt;font-family:Arial;color:#000000;background-color:transparent;font-weigh=
t:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-a=
lign:baseline;white-space:pre;white-space:pre-wrap;">Terms of use and polic=
ies you agree to (e.g., the Coinbase User Agreement and Privacy Policy), in=
cluding updates to these agreements or policies;</span></p></li><li dir=3D"=
ltr" style=3D"list-style-type:disc;font-size:10pt;font-family:'Noto Sans Sy=
mbols';color:#000000;background-color:transparent;font-weight:400;font-styl=
e:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;w=
hite-space:pre;margin-left: -17.25pt;"><p dir=3D"ltr" style=3D"line-height:=
1.2;margin-top:0pt;margin-bottom:0pt;background-color:#ffffff;"><span style=
=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:transpa=
rent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:=
none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Account=
details, history, transaction receipts, confirmations, and any other Accou=
nt or transaction information;</span></p></li><li dir=3D"ltr" style=3D"list=
-style-type:disc;font-size:10pt;font-family:'Noto Sans Symbols';color:#0000=
00;background-color:transparent;font-weight:400;font-style:normal;font-vari=
ant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;mar=
gin-left: -17.25pt;"><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt=
;margin-bottom:0pt;background-color:#ffffff;"><span style=3D"font-size:10pt=
;font-family:Arial;color:#000000;background-color:transparent;font-weight:4=
00;font-style:normal;font-variant:normal;text-decoration:none;vertical-alig=
n:baseline;white-space:pre;white-space:pre-wrap;">Legal, regulatory, and ta=
x disclosures or statements we may be required to make available to you; an=
d</span></p></li><li dir=3D"ltr" style=3D"list-style-type:disc;font-size:10=
pt;font-family:'Noto Sans Symbols';color:#000000;background-color:transpare=
nt;font-weight:400;font-style:normal;font-variant:normal;text-decoration:no=
ne;vertical-align:baseline;white-space:pre;margin-left: -17.25pt;"><p dir=
=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:0pt;backgrou=
nd-color:#ffffff;"><span style=3D"font-size:10pt;font-family:Arial;color:#0=
00000;background-color:transparent;font-weight:400;font-style:normal;font-v=
ariant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;=
white-space:pre-wrap;">Responses to claims or customer support inquiries fi=
led in connection with your Account.\</span></p></li></ul><p dir=3D"ltr" st=
yle=3D"line-height:1.2;margin-top:0pt;margin-bottom:0pt;margin-left: 0.75pt=
;background-color:#ffffff;">&nbsp;</p><p dir=3D"ltr" style=3D"line-height:1=
.2;margin-top:0pt;margin-bottom:0pt;text-align: justify;background-color:#f=
fffff;"><span style=3D"font-size:10pt;font-family:Arial;color:#000000;backg=
round-color:transparent;font-weight:400;font-style:normal;font-variant:norm=
al;text-decoration:none;vertical-align:baseline;white-space:pre;white-space=
:pre-wrap;">We will provide these Communications to you by posting them on =
the Coinbase website, emailing them to you at the primary email address lis=
ted in your Coinbase profile, communicating to you via instant chat, and/or=
through other electronic communication such as text message or mobile push=
notification.</span></p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top=
:0pt;margin-bottom:0pt;text-align: justify;background-color:#ffffff;">&nbsp=
;</p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:0=
pt;text-align: justify;background-color:#ffffff;"><span style=3D"font-size:=
10pt;font-family:Arial;color:#000000;background-color:transparent;font-weig=
ht:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-=
align:baseline;white-space:pre;white-space:pre-wrap;">Hardware and Software=
Requirements</span></p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:=
0pt;margin-bottom:18pt;text-align: justify;background-color:#ffffff;"><span=
style=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:t=
ransparent;font-weight:400;font-style:normal;font-variant:normal;text-decor=
ation:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">I=
n order to access and retain electronic Communications, you will need the f=
ollowing computer hardware and software:</span></p><ul style=3D"margin-top:=
0pt;margin-bottom:0pt;"><li dir=3D"ltr" style=3D"list-style-type:disc;font-=
size:10pt;font-family:'Noto Sans Symbols';color:#000000;background-color:tr=
ansparent;font-weight:400;font-style:normal;font-variant:normal;text-decora=
tion:none;vertical-align:baseline;white-space:pre;margin-left: -17.25pt;"><=
p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:0pt;bac=
kground-color:#ffffff;"><span style=3D"font-size:10pt;font-family:Arial;col=
or:#000000;background-color:transparent;font-weight:400;font-style:normal;f=
ont-variant:normal;text-decoration:none;vertical-align:baseline;white-space=
:pre;white-space:pre-wrap;">A device with an Internet connection;</span></p=
></li><li dir=3D"ltr" style=3D"list-style-type:disc;font-size:10pt;font-fam=
ily:'Noto Sans Symbols';color:#000000;background-color:transparent;font-wei=
ght:400;font-style:normal;font-variant:normal;text-decoration:none;vertical=
-align:baseline;white-space:pre;margin-left: -17.25pt;"><p dir=3D"ltr" styl=
e=3D"line-height:1.2;margin-top:0pt;margin-bottom:0pt;background-color:#fff=
fff;"><span style=3D"font-size:10pt;font-family:Arial;color:#000000;backgro=
und-color:transparent;font-weight:400;font-style:normal;font-variant:normal=
;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:p=
re-wrap;">A current web browser that includes 128-bit encryption (e.g. Inte=
rnet Explorer version 9.0 and above, Firefox version 3.6 and above, Chrome =
version 31.0 and above, or Safari 7.0 and above) with cookies enabled;</spa=
n></p></li><li dir=3D"ltr" style=3D"list-style-type:disc;font-size:10pt;fon=
t-family:'Noto Sans Symbols';color:#000000;background-color:transparent;fon=
t-weight:400;font-style:normal;font-variant:normal;text-decoration:none;ver=
tical-align:baseline;white-space:pre;margin-left: -17.25pt;"><p dir=3D"ltr"=
style=3D"line-height:1.2;margin-top:0pt;margin-bottom:0pt;background-color=
:#ffffff;"><span style=3D"font-size:10pt;font-family:Arial;color:#000000;ba=
ckground-color:transparent;font-weight:400;font-style:normal;font-variant:n=
ormal;text-decoration:none;vertical-align:baseline;white-space:pre;white-sp=
ace:pre-wrap;">A valid email address (your primary email address on file wi=
th Coinbase); and</span></p></li><li dir=3D"ltr" style=3D"list-style-type:d=
isc;font-size:10pt;font-family:'Noto Sans Symbols';color:#000000;background=
-color:transparent;font-weight:400;font-style:normal;font-variant:normal;te=
xt-decoration:none;vertical-align:baseline;white-space:pre;margin-left: -17=
.25pt;"><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-botto=
m:0pt;background-color:#ffffff;"><span style=3D"font-size:10pt;font-family:=
Arial;color:#000000;background-color:transparent;font-weight:400;font-style=
:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;wh=
ite-space:pre;white-space:pre-wrap;">Sufficient storage space to save past =
Communications or an installed printer to print them.</span></p></li></ul><=
p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:0pt;mar=
gin-left: 0.75pt;background-color:#ffffff;">&nbsp;</p><p dir=3D"ltr" style=
=3D"line-height:1.2;margin-top:0pt;margin-bottom:0pt;text-align: justify;ba=
ckground-color:#ffffff;"><span style=3D"font-size:10pt;font-family:Arial;co=
lor:#000000;background-color:transparent;font-weight:700;font-style:normal;=
font-variant:normal;text-decoration:none;vertical-align:baseline;white-spac=
e:pre;white-space:pre-wrap;">How to Withdraw Your Consent</span></p><p dir=
=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:0pt;text-ali=
gn: justify;background-color:#ffffff;">&nbsp;</p><p dir=3D"ltr" style=3D"li=
ne-height:1.2;margin-top:0pt;margin-bottom:0pt;text-align: justify;backgrou=
nd-color:#ffffff;"><span style=3D"font-size:10pt;font-family:Arial;color:#0=
00000;background-color:transparent;font-weight:400;font-style:normal;font-v=
ariant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;=
white-space:pre-wrap;">You may withdraw your consent to receive Communicati=
ons electronically by contacting us at&nbsp;</span><a href=3D"https://suppo=
rt.coinbase.com/" style=3D"text-decoration:none;" target=3D"_blank"><span s=
tyle=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:tra=
nsparent;font-weight:400;font-style:normal;font-variant:normal;text-decorat=
ion:underline;-webkit-text-decoration-skip:none;text-decoration-skip-ink:no=
ne;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">https://s=
upport.coinbase.com</span></a><span style=3D"font-size:10pt;font-family:Ari=
al;color:#000000;background-color:transparent;font-weight:400;font-style:no=
rmal;font-variant:normal;text-decoration:none;vertical-align:baseline;white=
-space:pre;white-space:pre-wrap;">. If you fail to provide or if you withdr=
aw your consent to receive Communications electronically, Coinbase reserves=
the right to immediately close your Account or charge you additional fees =
for paper copies.</span></p><p dir=3D"ltr" style=3D"line-height:1.2;margin-=
top:0pt;margin-bottom:0pt;text-align: justify;background-color:#ffffff;"><s=
pan style=3D"font-size:10pt;font-family:Arial;color:#000000;background-colo=
r:transparent;font-weight:700;font-style:normal;font-variant:normal;text-de=
coration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;=
">Updating your Information</span></p><p dir=3D"ltr" style=3D"line-height:1=
.2;margin-top:0pt;margin-bottom:0pt;text-align: justify;background-color:#f=
fffff;">&nbsp;</p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;ma=
rgin-bottom:0pt;text-align: justify;background-color:#ffffff;"><span style=
=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:transpa=
rent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:=
none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">It is y=
our responsibility to provide us with a true, accurate and complete e-mail =
address and your contact information, and to keep such information up to da=
te. You understand and agree that if Coinbase sends you an electronic Commu=
nication but you do not receive it because your primary email address on fi=
le is incorrect, out of date, blocked by your service provider, or you are =
otherwise unable to receive electronic Communications, Coinbase will be dee=
med to have provided the Communication to you.</span></p><p dir=3D"ltr" sty=
le=3D"line-height:1.2;margin-top:0pt;margin-bottom:0pt;text-align: justify;=
background-color:#ffffff;">&nbsp;</p><p dir=3D"ltr" style=3D"line-height:1.=
2;margin-top:0pt;margin-bottom:18pt;text-align: justify;background-color:#f=
fffff;"><span style=3D"font-size:10pt;font-family:Arial;color:#000000;backg=
round-color:transparent;font-weight:400;font-style:normal;font-variant:norm=
al;text-decoration:none;vertical-align:baseline;white-space:pre;white-space=
:pre-wrap;">You may update your information by logging into your account an=
d visiting settings or by contacting our support team at&nbsp;</span><a hre=
f=3D"https://support.coinbase.com/" style=3D"text-decoration:none;" target=
=3D"_blank"><span style=3D"font-size:10pt;font-family:Arial;color:#000000;b=
ackground-color:transparent;font-weight:400;font-style:normal;font-variant:=
normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-dec=
oration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:p=
re-wrap;">https://support.coinbase.com</span></a><span style=3D"font-size:1=
0pt;font-family:Arial;color:#000000;background-color:transparent;font-weigh=
t:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-a=
lign:baseline;white-space:pre;white-space:pre-wrap;">.</span></p><p dir=3D"=
ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:12pt;text-align:=
justify;"><span style=3D"font-size:10pt;font-family:Arial;color:#000000;ba=
ckground-color:transparent;font-weight:700;font-style:normal;font-variant:n=
ormal;text-decoration:none;vertical-align:baseline;white-space:pre;white-sp=
ace:pre-wrap;">APPENDIX 4: GDAX ACCOUNTS.</span></p><p dir=3D"ltr" style=3D=
"line-height:1.2;margin-top:0pt;margin-bottom:0pt;text-align: justify;backg=
round-color:#ffffff;"><span style=3D"font-size:10pt;font-family:Arial;color=
:#000000;background-color:transparent;font-weight:700;font-style:normal;fon=
t-variant:normal;text-decoration:none;vertical-align:baseline;white-space:p=
re;white-space:pre-wrap;">1.1 Access to GDAX.</span><span style=3D"font-siz=
e:10pt;font-family:Arial;color:#000000;background-color:transparent;font-we=
ight:400;font-style:normal;font-variant:normal;text-decoration:none;vertica=
l-align:baseline;white-space:pre;white-space:pre-wrap;">&nbsp;Eligible user=
s may establish an account at GDAX (at&nbsp;</span><a href=3D"http://www.gd=
ax.com/" style=3D"text-decoration:none;" target=3D"_blank"><span style=3D"f=
ont-size:10pt;font-family:Arial;color:#000000;background-color:transparent;=
font-weight:400;font-style:normal;font-variant:normal;text-decoration:under=
line;-webkit-text-decoration-skip:none;text-decoration-skip-ink:none;vertic=
al-align:baseline;white-space:pre;white-space:pre-wrap;">www.gdax.com</span=
></a><span style=3D"font-size:10pt;font-family:Arial;color:#000000;backgrou=
nd-color:transparent;font-weight:400;font-style:normal;font-variant:normal;=
text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pr=
e-wrap;">), an order book exchange platform for Digital Currencies. Coinbas=
e does not offer GDAX to customers in all jurisdictions. This Part 3 of the=
User Agreement applies to you if you access GDAX.</span></p><p dir=3D"ltr"=
style=3D"line-height:1.2;margin-top:0pt;margin-bottom:0pt;text-align: just=
ify;background-color:#ffffff;">&nbsp;</p><p dir=3D"ltr" style=3D"line-heigh=
t:1.2;margin-top:0pt;margin-bottom:0pt;text-align: justify;background-color=
:#ffffff;"><span style=3D"font-size:10pt;font-family:Arial;color:#000000;ba=
ckground-color:transparent;font-weight:700;font-style:normal;font-variant:n=
ormal;text-decoration:none;vertical-align:baseline;white-space:pre;white-sp=
ace:pre-wrap;">1.2 Order Books.</span><span style=3D"font-size:10pt;font-fa=
mily:Arial;color:#000000;background-color:transparent;font-weight:400;font-=
style:normal;font-variant:normal;text-decoration:none;vertical-align:baseli=
ne;white-space:pre;white-space:pre-wrap;">&nbsp;GDAX offers an order book f=
or various Digital Currency and Fiat Currency trading pairs (each an 'Order=
Book'). Refer to your GDAX account to determine which Order Books are avai=
lable to you.</span></p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:=
0pt;margin-bottom:0pt;text-align: justify;background-color:#ffffff;">&nbsp;=
</p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:0p=
t;text-align: justify;background-color:#ffffff;"><span style=3D"font-size:1=
0pt;font-family:Arial;color:#000000;background-color:transparent;font-weigh=
t:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-a=
lign:baseline;white-space:pre;white-space:pre-wrap;">1.3 Your GDAX Account<=
/span><span style=3D"font-size:10pt;font-family:Arial;color:#000000;backgro=
und-color:transparent;font-weight:400;font-style:normal;font-variant:normal=
;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:p=
re-wrap;">. Your GDAX Account consists of the following.</span></p><p dir=
=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:0pt;text-ali=
gn: justify;background-color:#ffffff;">&nbsp;</p><ul style=3D"margin-top:0p=
t;margin-bottom:0pt;"><li dir=3D"ltr" style=3D"list-style-type:disc;font-si=
ze:10pt;font-family:'Noto Sans Symbols';color:#000000;background-color:tran=
sparent;font-weight:400;font-style:normal;font-variant:normal;text-decorati=
on:none;vertical-align:baseline;white-space:pre;margin-left: -17.25pt;"><p =
dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:0pt;backg=
round-color:#ffffff;"><span style=3D"font-size:10pt;font-family:Arial;color=
:#000000;background-color:transparent;font-weight:400;font-style:normal;fon=
t-variant:normal;text-decoration:none;vertical-align:baseline;white-space:p=
re;white-space:pre-wrap;">A dedicated Hosted Digital Currency Wallet for ea=
ch Digital Currency offered on GDAX.</span></p></li><li dir=3D"ltr" style=
=3D"list-style-type:disc;font-size:10pt;font-family:'Noto Sans Symbols';col=
or:#000000;background-color:transparent;font-weight:400;font-style:normal;f=
ont-variant:normal;text-decoration:none;vertical-align:baseline;white-space=
:pre;margin-left: -17.25pt;"><p dir=3D"ltr" style=3D"line-height:1.2;margin=
-top:0pt;margin-bottom:0pt;background-color:#ffffff;"><span style=3D"font-s=
ize:10pt;font-family:Arial;color:#000000;background-color:transparent;font-=
weight:400;font-style:normal;font-variant:normal;text-decoration:none;verti=
cal-align:baseline;white-space:pre;white-space:pre-wrap;">A dedicated Fiat =
Currency Wallet.</span></p></li><li dir=3D"ltr" style=3D"list-style-type:di=
sc;font-size:10pt;font-family:'Noto Sans Symbols';color:#000000;background-=
color:transparent;font-weight:400;font-style:normal;font-variant:normal;tex=
t-decoration:none;vertical-align:baseline;white-space:pre;margin-left: -17.=
25pt;"><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom=
:0pt;background-color:#ffffff;"><span style=3D"font-size:10pt;font-family:A=
rial;color:#000000;background-color:transparent;font-weight:400;font-style:=
normal;font-variant:normal;text-decoration:none;vertical-align:baseline;whi=
te-space:pre;white-space:pre-wrap;">Associated user tools, accessible at&nb=
sp;</span><a href=3D"http://www.gdax.com/" style=3D"text-decoration:none;" =
target=3D"_blank"><span style=3D"font-size:10pt;font-family:Arial;color:#00=
0000;background-color:transparent;font-weight:400;font-style:normal;font-va=
riant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;te=
xt-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-s=
pace:pre-wrap;">www.gdax.com</span></a><span style=3D"font-size:10pt;font-f=
amily:Arial;color:#000000;background-color:transparent;font-weight:400;font=
-style:normal;font-variant:normal;text-decoration:none;vertical-align:basel=
ine;white-space:pre;white-space:pre-wrap;">&nbsp;and through GDAX API.</spa=
n></p></li></ul><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;marg=
in-bottom:0pt;margin-left: 0.75pt;background-color:#ffffff;">&nbsp;</p><p d=
ir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:0pt;text-a=
lign: justify;background-color:#ffffff;"><span style=3D"font-size:10pt;font=
-family:Arial;color:#000000;background-color:transparent;font-weight:700;fo=
nt-style:normal;font-variant:normal;text-decoration:none;vertical-align:bas=
eline;white-space:pre;white-space:pre-wrap;">1.4 Deposits</span><span style=
=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:transpa=
rent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:=
none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">. You m=
ay fund your GDAX Account by depositing Digital Currency and/or Fiat Curren=
cy from your basic Coinbase Account, Bank Account or an external Digital Cu=
rrency address into your GDAX Account. Funds in your GDAX Account can be us=
ed only to trade on GDAX.</span></p><p dir=3D"ltr" style=3D"line-height:1.2=
;margin-top:0pt;margin-bottom:0pt;text-align: justify;background-color:#fff=
fff;">&nbsp;</p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;marg=
in-bottom:0pt;text-align: justify;background-color:#ffffff;"><span style=3D=
"font-size:10pt;font-family:Arial;color:#000000;background-color:transparen=
t;font-weight:700;font-style:normal;font-variant:normal;text-decoration:non=
e;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">1.5 Withdr=
awals</span><span style=3D"font-size:10pt;font-family:Arial;color:#000000;b=
ackground-color:transparent;font-weight:400;font-style:normal;font-variant:=
normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-s=
pace:pre-wrap;">. You may withdraw Digital Currency from your GDAX Account =
by transfer to your basic Coinbase Account or to an external Digital Curren=
cy address. You may withdraw Fiat Currency from your GDAX Account to your b=
asic Coinbase Account or directly to your Bank Account.</span></p><p dir=3D=
"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:0pt;text-align:=
justify;background-color:#ffffff;">&nbsp;</p><p dir=3D"ltr" style=3D"line-=
height:1.2;margin-top:0pt;margin-bottom:0pt;text-align: justify;background-=
color:#ffffff;"><span style=3D"font-size:10pt;font-family:Arial;color:#0000=
00;background-color:transparent;font-weight:700;font-style:normal;font-vari=
ant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;whi=
te-space:pre-wrap;">ALL DEPOSITS AND WITHDRAWALS MAY BE SUBJECT TO LIMITS. =
ALL LIMITS WILL BE DISPLAYED IN YOUR GDAX ACCOUNT.</span></p><p dir=3D"ltr"=
style=3D"line-height:1.2;margin-top:0pt;margin-bottom:0pt;text-align: just=
ify;background-color:#ffffff;">&nbsp;</p><p dir=3D"ltr" style=3D"line-heigh=
t:1.2;margin-top:0pt;margin-bottom:0pt;text-align: justify;background-color=
:#ffffff;"><span style=3D"font-size:10pt;font-family:Arial;color:#000000;ba=
ckground-color:transparent;font-weight:700;font-style:normal;font-variant:n=
ormal;text-decoration:none;vertical-align:baseline;white-space:pre;white-sp=
ace:pre-wrap;">1.6 Withdrawal Fees.</span><span style=3D"font-size:10pt;fon=
t-family:Arial;color:#000000;background-color:transparent;font-weight:400;f=
ont-style:normal;font-variant:normal;text-decoration:none;vertical-align:ba=
seline;white-space:pre;white-space:pre-wrap;">&nbsp;Coinbase may also charg=
e a fee on certain Fiat Currency deposit or withdrawal methods (e.g. bank w=
ire). All such fees will be clearly displayed in your GDAX Account.</span><=
/p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:0pt=
;text-align: justify;background-color:#ffffff;">&nbsp;</p><p dir=3D"ltr" st=
yle=3D"line-height:1.2;margin-top:0pt;margin-bottom:0pt;text-align: justify=
;background-color:#ffffff;"><span style=3D"font-size:10pt;font-family:Arial=
;color:#000000;background-color:transparent;font-weight:700;font-style:norm=
al;font-variant:normal;text-decoration:none;vertical-align:baseline;white-s=
pace:pre;white-space:pre-wrap;">2. Trading Rules and Trading Fees</span></p=
><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:0pt;t=
ext-align: justify;background-color:#ffffff;">&nbsp;</p><p dir=3D"ltr" styl=
e=3D"line-height:1.2;margin-top:0pt;margin-bottom:0pt;text-align: justify;b=
ackground-color:#ffffff;"><span style=3D"font-size:10pt;font-family:Arial;c=
olor:#000000;background-color:transparent;font-weight:700;font-style:normal=
;font-variant:normal;text-decoration:none;vertical-align:baseline;white-spa=
ce:pre;white-space:pre-wrap;">2.1 Trading Rules</span><span style=3D"font-s=
ize:10pt;font-family:Arial;color:#000000;background-color:transparent;font-=
weight:400;font-style:normal;font-variant:normal;text-decoration:none;verti=
cal-align:baseline;white-space:pre;white-space:pre-wrap;">. By accessing GD=
AX through&nbsp;</span><a href=3D"http://www.gdax.com/" style=3D"text-decor=
ation:none;" target=3D"_blank"><span style=3D"font-size:10pt;font-family:Ar=
ial;color:#000000;background-color:transparent;font-weight:400;font-style:n=
ormal;font-variant:normal;text-decoration:underline;-webkit-text-decoration=
-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-spac=
e:pre;white-space:pre-wrap;">www.gdax.com</span></a><span style=3D"font-siz=
e:10pt;font-family:Arial;color:#000000;background-color:transparent;font-we=
ight:400;font-style:normal;font-variant:normal;text-decoration:none;vertica=
l-align:baseline;white-space:pre;white-space:pre-wrap;">&nbsp;or GDAX API, =
you accept and agree to be bound by the&nbsp;</span><a href=3D"https://supp=
ort.gdax.com/customer/en/portal/articles/2725970-trading-rules?b_id=3D13522=
" style=3D"text-decoration:none;" target=3D"_blank"><span style=3D"font-siz=
e:10pt;font-family:Arial;color:#000000;background-color:transparent;font-we=
ight:400;font-style:normal;font-variant:normal;text-decoration:underline;-w=
ebkit-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-alig=
n:baseline;white-space:pre;white-space:pre-wrap;">Trading Rules</span></a><=
/p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:0pt=
;text-align: justify;background-color:#ffffff;">&nbsp;</p><p dir=3D"ltr" st=
yle=3D"line-height:1.2;margin-top:0pt;margin-bottom:0pt;text-align: justify=
;background-color:#ffffff;"><span style=3D"font-size:10pt;font-family:Arial=
;color:#000000;background-color:transparent;font-weight:700;font-style:norm=
al;font-variant:normal;text-decoration:none;vertical-align:baseline;white-s=
pace:pre;white-space:pre-wrap;">2.2. Trading Fees</span><span style=3D"font=
-size:10pt;font-family:Arial;color:#000000;background-color:transparent;fon=
t-weight:400;font-style:normal;font-variant:normal;text-decoration:none;ver=
tical-align:baseline;white-space:pre;white-space:pre-wrap;">. By placing an=
order on GDAX, you agree to pay all applicable fees and you authorize Coin=
base to automatically deduct fees directly from your GDAX Account. Trading =
Fees are set forth in the Trading Rules and at&nbsp;</span><a href=3D"https=
://www.gdax.com/fees" style=3D"text-decoration:none;" target=3D"_blank"><sp=
an style=3D"font-size:10pt;font-family:Arial;color:#000000;background-color=
:transparent;font-weight:400;font-style:normal;font-variant:normal;text-dec=
oration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-in=
k:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">gdax.=
com/fees</span></a></p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0=
pt;margin-bottom:0pt;text-align: justify;background-color:#ffffff;">&nbsp;<=
/p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:0pt=
;text-align: justify;background-color:#ffffff;"><span style=3D"font-size:10=
pt;font-family:Arial;color:#000000;background-color:transparent;font-weight=
:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-al=
ign:baseline;white-space:pre;white-space:pre-wrap;">3. General Use, Restric=
tions, and Cancellation.</span></p><p dir=3D"ltr" style=3D"line-height:1.2;=
margin-top:0pt;margin-bottom:0pt;text-align: justify;background-color:#ffff=
ff;">&nbsp;</p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margi=
n-bottom:0pt;text-align: justify;background-color:#ffffff;"><span style=3D"=
font-size:10pt;font-family:Arial;color:#000000;background-color:transparent=
;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none=
;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">3.1. Tradin=
g Account Use</span><span style=3D"font-size:10pt;font-family:Arial;color:#=
000000;background-color:transparent;font-weight:400;font-style:normal;font-=
variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre=
;white-space:pre-wrap;">. By using a GDAX Account you agree and represent t=
hat you will use GDAX only for yourself as Account owner, and not on behalf=
of any third party, unless you have obtained prior approval from Coinbase.=
You may not sell, lease, furnish or otherwise permit or provide access to =
your Trading Account to any other entity or to any individual that is not y=
our employee or agent. You accept full responsibility for your employees' o=
r agents' use of GDAX, whether such use is directly through GDAX website or=
by other means, such as those facilitated through API keys, and/or applica=
tions which you may authorize. You understand and agree that you are respon=
sible for any and all orders, trades, and other instructions entered into G=
DAX including identifiers, permissions, passwords, and security codes assoc=
iated with your GDAX Account.</span></p><p dir=3D"ltr" style=3D"line-height=
:1.2;margin-top:0pt;margin-bottom:0pt;text-align: justify;background-color:=
#ffffff;">&nbsp;</p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;=
margin-bottom:0pt;text-align: justify;background-color:#ffffff;"><span styl=
e=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:transp=
arent;font-weight:700;font-style:normal;font-variant:normal;text-decoration=
:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">3.2. S=
uspension and Cancellation</span><span style=3D"font-size:10pt;font-family:=
Arial;color:#000000;background-color:transparent;font-weight:400;font-style=
:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;wh=
ite-space:pre;white-space:pre-wrap;">. We may suspend your GDAX Account or =
your access to any one for more Order Books in accordance with the User Agr=
eement Account suspension and termination provisions. Suspension or termina=
tion of your GDAX Account shall not affect the payment of fees or other amo=
unts you owe to Coinbase. In the event that your Basic Coinbase Account is =
suspended or terminated, we will immediately cancel all open orders associa=
ted with your GDAX Account, block all withdrawals and bar the placing of fu=
rther orders until resolution or Account cancellation.</span></p><p dir=3D"=
ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:0pt;text-align: =
justify;background-color:#ffffff;">&nbsp;</p><p dir=3D"ltr" style=3D"line-h=
eight:1.2;margin-top:0pt;margin-bottom:0pt;text-align: justify;background-c=
olor:#ffffff;"><span style=3D"font-size:10pt;font-family:Arial;color:#00000=
0;background-color:transparent;font-weight:700;font-style:normal;font-varia=
nt:normal;text-decoration:none;vertical-align:baseline;white-space:pre;whit=
e-space:pre-wrap;">3.3. No Warranty</span><span style=3D"font-size:10pt;fon=
t-family:Arial;color:#000000;background-color:transparent;font-weight:400;f=
ont-style:normal;font-variant:normal;text-decoration:none;vertical-align:ba=
seline;white-space:pre;white-space:pre-wrap;">. We do not represent that GD=
AX and/or its constituent GDAX Accounts, APIs, and related services, will b=
e available without interruption. Although we will strive to provide you wi=
th continuous operations, we do not guarantee continuous access or that the=
re will be no delays, failures, errors, omissions or loss of transmitted in=
formation, nor do we guarantee that any order will be executed, accepted, r=
ecorded, or remain open. Coinbase reserves the right to cancel any open tra=
des and/or suspend GDAX activity in accordance with the Trading Rules.</spa=
n></p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:=
0pt;text-align: justify;background-color:#ffffff;">&nbsp;</p><p dir=3D"ltr"=
style=3D"line-height:1.2;margin-top:0pt;margin-bottom:0pt;text-align: just=
ify;background-color:#ffffff;"><span style=3D"font-size:10pt;font-family:Ar=
ial;color:#000000;background-color:transparent;font-weight:700;font-style:n=
ormal;font-variant:normal;text-decoration:none;vertical-align:baseline;whit=
e-space:pre;white-space:pre-wrap;">3.4. No Investment Advice or Brokerage</=
span><span style=3D"font-size:10pt;font-family:Arial;color:#000000;backgrou=
nd-color:transparent;font-weight:400;font-style:normal;font-variant:normal;=
text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pr=
e-wrap;">. For the avoidance of doubt, Coinbase does not provide investment=
, tax, or legal advice, nor does Coinbase broker trades on your behalf. All=
GDAX trades are executed automatically, based on the parameters of your or=
der instructions and in accordance with posted Trade execution procedures, =
and you are solely responsible for determining whether any investment, inve=
stment strategy or related transaction is appropriate for you based on your=
personal investment objectives, financial circumstances and risk tolerance=
. You should consult your legal or tax professional regarding your specific=
situation.</span></p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0p=
t;margin-bottom:0pt;text-align: justify;background-color:#ffffff;">&nbsp;</=
p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:0pt;=
text-align: justify;background-color:#ffffff;"><span style=3D"font-size:10p=
t;font-family:Arial;color:#000000;background-color:transparent;font-weight:=
700;font-style:normal;font-variant:normal;text-decoration:none;vertical-ali=
gn:baseline;white-space:pre;white-space:pre-wrap;">3.5. Debts.</span><span =
style=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:tr=
ansparent;font-weight:400;font-style:normal;font-variant:normal;text-decora=
tion:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">&n=
bsp;In the event that there are outstanding amounts owed to us hereunder, i=
ncluding in your Coinbase Account, Coinbase reserves the right to debit you=
r GDAX Account accordingly and/or to withhold amounts from funds you may tr=
ansfer from your GDAX Account to your Coinbase Account.</span></p><p dir=3D=
"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:0pt;text-align:=
justify;background-color:#ffffff;">&nbsp;</p><p dir=3D"ltr" style=3D"line-=
height:1.2;margin-top:0pt;margin-bottom:0pt;text-align: justify;background-=
color:#ffffff;"><span style=3D"font-size:10pt;font-family:Arial;color:#0000=
00;background-color:transparent;font-weight:700;font-style:normal;font-vari=
ant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;whi=
te-space:pre-wrap;">APPENDIX 5: DEVELOPER'S TOOLS LICENSE.</span></p><p dir=
=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:0pt;text-ali=
gn: justify;background-color:#ffffff;">&nbsp;</p><p dir=3D"ltr" style=3D"li=
ne-height:1.2;margin-top:0pt;margin-bottom:0pt;text-align: justify;backgrou=
nd-color:#ffffff;"><span style=3D"font-size:10pt;font-family:Arial;color:#0=
00000;background-color:transparent;font-weight:700;font-style:normal;font-v=
ariant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;=
white-space:pre-wrap;">1.1. Developer's Tools.</span><span style=3D"font-si=
ze:10pt;font-family:Arial;color:#000000;background-color:transparent;font-w=
eight:400;font-style:normal;font-variant:normal;text-decoration:none;vertic=
al-align:baseline;white-space:pre;white-space:pre-wrap;">&nbsp;This Agreeme=
nt governs your use of any and all development applications provided by Coi=
nbase, including, but not limited to Coinbase's application programming int=
erface and any accompanying or related documentation, source code, executab=
le applications and other materials (the "Coinbase API"), the Coinbase Sand=
box, available at&nbsp;</span><a href=3D"https://sandbox.coinbase.com/" sty=
le=3D"text-decoration:none;" target=3D"_blank"><span style=3D"font-size:10p=
t;font-family:Arial;color:#000000;background-color:transparent;font-weight:=
400;font-style:normal;font-variant:normal;text-decoration:underline;-webkit=
-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:bas=
eline;white-space:pre;white-space:pre-wrap;">https://sandbox.coinbase.com/<=
/span></a><span style=3D"font-size:10pt;font-family:Arial;color:#000000;bac=
kground-color:transparent;font-weight:400;font-style:normal;font-variant:no=
rmal;text-decoration:none;vertical-align:baseline;white-space:pre;white-spa=
ce:pre-wrap;">, and any other resources or services available at&nbsp;</spa=
n><a href=3D"https://developers.coinbase.com/" style=3D"text-decoration:non=
e;" target=3D"_blank"><span style=3D"font-size:10pt;font-family:Arial;color=
:#000000;background-color:transparent;font-weight:400;font-style:normal;fon=
t-variant:normal;text-decoration:underline;-webkit-text-decoration-skip:non=
e;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;whi=
te-space:pre-wrap;">https://developers.coinbase.com/</span></a><span style=
=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:transpa=
rent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:=
none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">&nbsp;(=
"Coinbase Services") provided to you pursuant to this Agreement (collective=
ly, the "Developer's Tools"). Use of the Developer's Tools is subject to th=
is Part 4 and is also subject to General Use terms, including without limit=
ation the releases, indemnities, disclaimers, limitations of liability, pro=
hibited use, dispute resolution, and cancellation policies set forth above.=
</span></p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bo=
ttom:0pt;text-align: justify;background-color:#ffffff;">&nbsp;</p><p dir=3D=
"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:0pt;text-align:=
justify;background-color:#ffffff;"><span style=3D"font-size:10pt;font-fami=
ly:Arial;color:#000000;background-color:transparent;font-weight:700;font-st=
yle:normal;font-variant:normal;text-decoration:none;vertical-align:baseline=
;white-space:pre;white-space:pre-wrap;">1.2. License Grant.</span><span sty=
le=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:trans=
parent;font-weight:400;font-style:normal;font-variant:normal;text-decoratio=
n:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">&nbsp=
;Subject to the terms and restrictions set forth in this Agreement, Coinbas=
e grants you a limited, revocable, non-exclusive, non-transferrable and non=
-sublicensable license solely to use and integrate the Developer's Tools an=
d underlying content into your website or application (your "Application") =
so that your Application can interface directly with Coinbase devices, appl=
ications, or services.</span></p><p dir=3D"ltr" style=3D"line-height:1.2;ma=
rgin-top:0pt;margin-bottom:0pt;text-align: justify;background-color:#ffffff=
;">&nbsp;</p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-=
bottom:0pt;text-align: justify;background-color:#ffffff;"><span style=3D"fo=
nt-size:10pt;font-family:Arial;color:#000000;background-color:transparent;f=
ont-weight:700;font-style:normal;font-variant:normal;text-decoration:none;v=
ertical-align:baseline;white-space:pre;white-space:pre-wrap;">1.3. Restrict=
ions and Responsibilities.</span><span style=3D"font-size:10pt;font-family:=
Arial;color:#000000;background-color:transparent;font-weight:400;font-style=
:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;wh=
ite-space:pre;white-space:pre-wrap;">&nbsp;By using the Developer's Tools, =
you agree to the following terms:</span></p><p dir=3D"ltr" style=3D"line-he=
ight:1.2;margin-top:0pt;margin-bottom:0pt;text-align: justify;background-co=
lor:#ffffff;">&nbsp;</p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:=
0pt;margin-bottom:0pt;text-align: justify;background-color:#ffffff;"><span =
style=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:tr=
ansparent;font-weight:700;font-style:normal;font-variant:normal;text-decora=
tion:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">1.=
3.1. You shall:</span></p><p dir=3D"ltr" style=3D"line-height:1.2;margin-to=
p:0pt;margin-bottom:0pt;text-align: justify;background-color:#ffffff;">&nbs=
p;</p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:=
0pt;text-align: justify;background-color:#ffffff;"><span style=3D"font-size=
:10pt;font-family:Arial;color:#000000;background-color:transparent;font-wei=
ght:400;font-style:normal;font-variant:normal;text-decoration:none;vertical=
-align:baseline;white-space:pre;white-space:pre-wrap;">(1) Register for a C=
oinbase Account.</span></p><p dir=3D"ltr" style=3D"line-height:1.2;margin-t=
op:0pt;margin-bottom:0pt;text-align: justify;background-color:#ffffff;">&nb=
sp;</p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom=
:0pt;text-align: justify;background-color:#ffffff;"><span style=3D"font-siz=
e:10pt;font-family:Arial;color:#000000;background-color:transparent;font-we=
ight:400;font-style:normal;font-variant:normal;text-decoration:none;vertica=
l-align:baseline;white-space:pre;white-space:pre-wrap;">(2) Comply with the=
terms of this Agreement and the Privacy Policy incorporated herein by refe=
rence, and which may be amended from time to time (the "Terms"). If you con=
tinue to use the Developer's Tools and Coinbase Marks after any such amendm=
ent, you will be deemed to have accepted any modifications.</span></p><p di=
r=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:0pt;text-al=
ign: justify;background-color:#ffffff;">&nbsp;</p><p dir=3D"ltr" style=3D"l=
ine-height:1.2;margin-top:0pt;margin-bottom:0pt;text-align: justify;backgro=
und-color:#ffffff;"><span style=3D"font-size:10pt;font-family:Arial;color:#=
000000;background-color:transparent;font-weight:400;font-style:normal;font-=
variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre=
;white-space:pre-wrap;">(3) Comply with all applicable laws, regulations, l=
icensing requirements, and third party rights (including, without limitatio=
n, data privacy laws).</span></p><p dir=3D"ltr" style=3D"line-height:1.2;ma=
rgin-top:0pt;margin-bottom:0pt;text-align: justify;background-color:#ffffff=
;">&nbsp;</p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-=
bottom:0pt;text-align: justify;background-color:#ffffff;"><span style=3D"fo=
nt-size:10pt;font-family:Arial;color:#000000;background-color:transparent;f=
ont-weight:400;font-style:normal;font-variant:normal;text-decoration:none;v=
ertical-align:baseline;white-space:pre;white-space:pre-wrap;">(4) Represent=
and warrant that your Application, including but not limited to the name o=
f the Application and all content in your Application, does not infringe th=
e Intellectual Property rights of Coinbase or any third party.</span></p><p=
dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:0pt;text=
-align: justify;background-color:#ffffff;">&nbsp;</p><p dir=3D"ltr" style=
=3D"line-height:1.2;margin-top:0pt;margin-bottom:0pt;text-align: justify;ba=
ckground-color:#ffffff;"><span style=3D"font-size:10pt;font-family:Arial;co=
lor:#000000;background-color:transparent;font-weight:400;font-style:normal;=
font-variant:normal;text-decoration:none;vertical-align:baseline;white-spac=
e:pre;white-space:pre-wrap;">(5) Disclose in your Application, through a pr=
ivacy policy or otherwise, how you collect, use, store, and disclose data c=
ollected from end users, as described in Section 6.2 of this Part 4.</span>=
</p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:0p=
t;text-align: justify;background-color:#ffffff;">&nbsp;</p><p dir=3D"ltr" s=
tyle=3D"line-height:1.2;margin-top:0pt;margin-bottom:0pt;text-align: justif=
y;background-color:#ffffff;"><span style=3D"font-size:10pt;font-family:Aria=
l;color:#000000;background-color:transparent;font-weight:400;font-style:nor=
mal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-=
space:pre;white-space:pre-wrap;">(6) Use the Coinbase Marks only as express=
ly authorized in this Agreement.</span></p><p dir=3D"ltr" style=3D"line-hei=
ght:1.2;margin-top:0pt;margin-bottom:0pt;text-align: justify;background-col=
or:#ffffff;">&nbsp;</p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0=
pt;margin-bottom:0pt;text-align: justify;background-color:#ffffff;"><span s=
tyle=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:tra=
nsparent;font-weight:400;font-style:normal;font-variant:normal;text-decorat=
ion:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">(7)=
Obtain prior written approval from Coinbase prior to releasing any stateme=
nts, written media releases, public announcements and public disclosures, i=
ncluding promotional or marketing materials, relating to Coinbase, the Coin=
base Marks, or this Agreement.</span></p><p dir=3D"ltr" style=3D"line-heigh=
t:1.2;margin-top:0pt;margin-bottom:0pt;text-align: justify;background-color=
:#ffffff;">&nbsp;</p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt=
;margin-bottom:0pt;text-align: justify;background-color:#ffffff;"><span sty=
le=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:trans=
parent;font-weight:400;font-style:normal;font-variant:normal;text-decoratio=
n:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">(8) C=
omply with additional verification procedures in the event that your Applic=
ation seeks OAuth permissions to transfer Digital Currency in an amount gre=
ater than predefined limits.</span></p><p dir=3D"ltr" style=3D"line-height:=
1.2;margin-top:0pt;margin-bottom:0pt;text-align: justify;background-color:#=
ffffff;">&nbsp;</p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;m=
argin-bottom:0pt;text-align: justify;background-color:#ffffff;"><span style=
=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:transpa=
rent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:=
none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">(9) Tak=
e steps to adequately secure your API Keys and OAuth Tokens, including the =
measures specified at&nbsp;</span><a href=3D"https://developers.coinbase.co=
m/docs/wallet/api-key-authentication" style=3D"text-decoration:none;" targe=
t=3D"_blank"><span style=3D"font-size:10pt;font-family:Arial;color:#000000;=
background-color:transparent;font-weight:400;font-style:normal;font-variant=
:normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-de=
coration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:=
pre-wrap;">https://developers.coinbase.com/docs/wallet/api-key-authenticati=
on</span></a><span style=3D"font-size:10pt;font-family:Arial;color:#000000;=
background-color:transparent;font-weight:400;font-style:normal;font-variant=
:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-=
space:pre-wrap;">and&nbsp;</span><a href=3D"https://developers.coinbase.com=
/docs/wallet/coinbase-connect/security-best-practices" style=3D"text-decora=
tion:none;" target=3D"_blank"><span style=3D"font-size:10pt;font-family:Ari=
al;color:#000000;background-color:transparent;font-weight:400;font-style:no=
rmal;font-variant:normal;text-decoration:underline;-webkit-text-decoration-=
skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-space=
:pre;white-space:pre-wrap;">https://developers.coinbase.com/docs/wallet/coi=
nbase-connect/security-best-practices</span></a></p><p dir=3D"ltr" style=3D=
"line-height:1.2;margin-top:0pt;margin-bottom:0pt;text-align: justify;backg=
round-color:#ffffff;">&nbsp;</p><p dir=3D"ltr" style=3D"line-height:1.2;mar=
gin-top:0pt;margin-bottom:0pt;text-align: justify;background-color:#ffffff;=
"><span style=3D"font-size:10pt;font-family:Arial;color:#000000;background-=
color:transparent;font-weight:700;font-style:normal;font-variant:normal;tex=
t-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-w=
rap;">1.3.2. You shall not:</span></p><p dir=3D"ltr" style=3D"line-height:1=
.2;margin-top:0pt;margin-bottom:0pt;text-align: justify;background-color:#f=
fffff;">&nbsp;</p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;ma=
rgin-bottom:0pt;text-align: justify;background-color:#ffffff;"><span style=
=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:transpa=
rent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:=
none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">(1) Cop=
y, rent, lease, sell, sublicense, or otherwise transfer your rights in the =
Developer's Tools to a third party.</span></p><p dir=3D"ltr" style=3D"line-=
height:1.2;margin-top:0pt;margin-bottom:0pt;text-align: justify;background-=
color:#ffffff;">&nbsp;</p><p dir=3D"ltr" style=3D"line-height:1.2;margin-to=
p:0pt;margin-bottom:0pt;text-align: justify;background-color:#ffffff;"><spa=
n style=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:=
transparent;font-weight:400;font-style:normal;font-variant:normal;text-deco=
ration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">=
(2) Alter, reproduce, adapt, distribute, display, publish, reverse engineer=
, translate, disassemble, decompile or otherwise attempt to create any sour=
ce code that is derived from the Developer's Tools.</span></p><p dir=3D"ltr=
" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:0pt;text-align: jus=
tify;background-color:#ffffff;">&nbsp;</p><p dir=3D"ltr" style=3D"line-heig=
ht:1.2;margin-top:0pt;margin-bottom:0pt;text-align: justify;background-colo=
r:#ffffff;"><span style=3D"font-size:10pt;font-family:Arial;color:#000000;b=
ackground-color:transparent;font-weight:400;font-style:normal;font-variant:=
normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-s=
pace:pre-wrap;">(3) Cache, aggregate, or store data or content accessed via=
the Developer's Tools other than for purposes allowed under this Agreement=
.</span></p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-b=
ottom:0pt;text-align: justify;background-color:#ffffff;">&nbsp;</p><p dir=
=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:0pt;text-ali=
gn: justify;background-color:#ffffff;"><span style=3D"font-size:10pt;font-f=
amily:Arial;color:#000000;background-color:transparent;font-weight:400;font=
-style:normal;font-variant:normal;text-decoration:none;vertical-align:basel=
ine;white-space:pre;white-space:pre-wrap;">(4) Use the Developer's Tools fo=
r any Application that constitutes, promotes or is used in connection with =
spyware, adware, or any other malicious programs or code.</span></p><p dir=
=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:0pt;text-ali=
gn: justify;background-color:#ffffff;">&nbsp;</p><p dir=3D"ltr" style=3D"li=
ne-height:1.2;margin-top:0pt;margin-bottom:0pt;text-align: justify;backgrou=
nd-color:#ffffff;"><span style=3D"font-size:10pt;font-family:Arial;color:#0=
00000;background-color:transparent;font-weight:400;font-style:normal;font-v=
ariant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;=
white-space:pre-wrap;">(5) Use the Developer's Tools to encourage, promote,=
or participate in illegal activity, violate third party rights, including =
intellectual property rights or privacy rights, or engage in any Prohibited=
Use or Prohibited Business as defined in the Terms.</span></p><p dir=3D"lt=
r" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:0pt;text-align: ju=
stify;background-color:#ffffff;">&nbsp;</p><p dir=3D"ltr" style=3D"line-hei=
ght:1.2;margin-top:0pt;margin-bottom:0pt;text-align: justify;background-col=
or:#ffffff;"><span style=3D"font-size:10pt;font-family:Arial;color:#000000;=
background-color:transparent;font-weight:400;font-style:normal;font-variant=
:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-=
space:pre-wrap;">(6) Use the Developer's Tools in a manner that exceeds rea=
sonable request volume, constitutes excessive or abusive usage, or otherwis=
e impacts the stability of Coinbase's servers or impacts the behavior of ot=
her applications using the Developer's Tools.</span></p><p dir=3D"ltr" styl=
e=3D"line-height:1.2;margin-top:0pt;margin-bottom:0pt;text-align: justify;b=
ackground-color:#ffffff;">&nbsp;</p><p dir=3D"ltr" style=3D"line-height:1.2=
;margin-top:0pt;margin-bottom:0pt;text-align: justify;background-color:#fff=
fff;"><span style=3D"font-size:10pt;font-family:Arial;color:#000000;backgro=
und-color:transparent;font-weight:400;font-style:normal;font-variant:normal=
;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:p=
re-wrap;">(7) Display Developer's Tools or Coinbase Marks in a manner that =
could reasonably imply an endorsement, relationship or affiliation with or =
sponsorship between you or a third party and Coinbase, other than as expres=
sly permitted in writing by Coinbase.</span></p><p dir=3D"ltr" style=3D"lin=
e-height:1.2;margin-top:0pt;margin-bottom:0pt;text-align: justify;backgroun=
d-color:#ffffff;">&nbsp;</p><p dir=3D"ltr" style=3D"line-height:1.2;margin-=
top:0pt;margin-bottom:0pt;text-align: justify;background-color:#ffffff;"><s=
pan style=3D"font-size:10pt;font-family:Arial;color:#000000;background-colo=
r:transparent;font-weight:400;font-style:normal;font-variant:normal;text-de=
coration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;=
">(8) Attempt to cloak or conceal your identity or your Application's ident=
ity when requesting authorization to the Developer's Tools.</span></p><p di=
r=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:0pt;text-al=
ign: justify;background-color:#ffffff;">&nbsp;</p><p dir=3D"ltr" style=3D"l=
ine-height:1.2;margin-top:0pt;margin-bottom:0pt;text-align: justify;backgro=
und-color:#ffffff;"><span style=3D"font-size:10pt;font-family:Arial;color:#=
000000;background-color:transparent;font-weight:700;font-style:normal;font-=
variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre=
;white-space:pre-wrap;">1.3.3 Indemnification</span></p><p dir=3D"ltr" styl=
e=3D"line-height:1.2;margin-top:0pt;margin-bottom:0pt;text-align: justify;b=
ackground-color:#ffffff;"><span style=3D"font-size:10pt;font-family:Arial;c=
olor:#000000;background-color:transparent;font-weight:400;font-style:normal=
;font-variant:normal;text-decoration:none;vertical-align:baseline;white-spa=
ce:pre;white-space:pre-wrap;">To the maximum extent permitted by law, you a=
gree to defend, indemnify and hold harmless Coinbase, its affiliates and th=
eir respective directors, officers, employees and agents from and against a=
ny and all third party claims, actions, suits or proceedings, as well as an=
y and all losses, liabilities, damages, costs and expenses (including reaso=
nable attorney=E2=80=99s fees) arising out of or accruing from (a) your use=
of the Coinbase API or your Coinbase Account in violation of this Agreemen=
t, (b) your Application that infringes any copyright, trademark, trade secr=
et, trade dress, patent or other intellectual property right of any person =
or defames any person or violates their rights of publicity or privacy, or =
(c) your failure to secure and keep secret your OAuth Token(s) or API key(s=
).</span></p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-=
bottom:0pt;text-align: justify;background-color:#ffffff;">&nbsp;</p><p dir=
=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:0pt;text-ali=
gn: justify;background-color:#ffffff;"><span style=3D"font-size:10pt;font-f=
amily:Arial;color:#000000;background-color:transparent;font-weight:700;font=
-style:normal;font-variant:normal;text-decoration:none;vertical-align:basel=
ine;white-space:pre;white-space:pre-wrap;">2. Activities Subject to Additio=
nal Restrictions.</span></p><p dir=3D"ltr" style=3D"line-height:1.2;margin-=
top:0pt;margin-bottom:0pt;text-align: justify;background-color:#ffffff;">&n=
bsp;</p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-botto=
m:0pt;text-align: justify;background-color:#ffffff;"><span style=3D"font-si=
ze:10pt;font-family:Arial;color:#000000;background-color:transparent;font-w=
eight:700;font-style:normal;font-variant:normal;text-decoration:none;vertic=
al-align:baseline;white-space:pre;white-space:pre-wrap;">2.1. Activities Su=
bject to Additional Restrictions.</span><span style=3D"font-size:10pt;font-=
family:Arial;color:#000000;background-color:transparent;font-weight:400;fon=
t-style:normal;font-variant:normal;text-decoration:none;vertical-align:base=
line;white-space:pre;white-space:pre-wrap;">&nbsp;Coinbase may require you =
to obtain written consent and complete enhanced on-boarding procedures, and=
/or may restrict your Application if you would like to create/offer an Appl=
ication which is designed for or results in any of the following:</span></p=
><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:0pt;t=
ext-align: justify;background-color:#ffffff;">&nbsp;</p><p dir=3D"ltr" styl=
e=3D"line-height:1.2;margin-top:0pt;margin-bottom:0pt;text-align: justify;b=
ackground-color:#ffffff;"><span style=3D"font-size:10pt;font-family:Arial;c=
olor:#000000;background-color:transparent;font-weight:700;font-style:normal=
;font-variant:normal;text-decoration:none;vertical-align:baseline;white-spa=
ce:pre;white-space:pre-wrap;">2.1.1. Provide International Remittance Servi=
ces.</span><span style=3D"font-size:10pt;font-family:Arial;color:#000000;ba=
ckground-color:transparent;font-weight:400;font-style:normal;font-variant:n=
ormal;text-decoration:none;vertical-align:baseline;white-space:pre;white-sp=
ace:pre-wrap;">&nbsp;Any Application which involves a service that provides=
for: (i) an international (cross border) transfer of funds from a Sender t=
o a Recipient, (ii) without an underlying sale or other bona fide commercia=
l purpose for the transfer.</span></p><p dir=3D"ltr" style=3D"line-height:1=
.2;margin-top:0pt;margin-bottom:0pt;text-align: justify;background-color:#f=
fffff;">&nbsp;</p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;ma=
rgin-bottom:0pt;text-align: justify;background-color:#ffffff;"><span style=
=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:transpa=
rent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:=
none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">2.1.2. =
Provide Banking or Other Licensed Financial Services.</span><span style=3D"=
font-size:10pt;font-family:Arial;color:#000000;background-color:transparent=
;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none=
;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">&nbsp;Any A=
pplication which either holds money for eventual payment or which offers or=
provides credit, either directly or as a broker or arranger between third =
parties, or any Application that would require licensing as a bank, money s=
ervices business, or other financial service provider, or as an escrow serv=
ice in the jurisdiction where the service's users reside, unless such Appli=
cation falls within the definition of a Prohibited Business under the Terms=
.</span></p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-b=
ottom:0pt;text-align: justify;background-color:#ffffff;">&nbsp;</p><p dir=
=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:0pt;text-ali=
gn: justify;background-color:#ffffff;"><span style=3D"font-size:10pt;font-f=
amily:Arial;color:#000000;background-color:transparent;font-weight:700;font=
-style:normal;font-variant:normal;text-decoration:none;vertical-align:basel=
ine;white-space:pre;white-space:pre-wrap;">2.1.3. Provide Gaming Services.<=
/span><span style=3D"font-size:10pt;font-family:Arial;color:#000000;backgro=
und-color:transparent;font-weight:400;font-style:normal;font-variant:normal=
;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:p=
re-wrap;">&nbsp;Any Application which involves the payment of funds by a cu=
stomer in exchange for the chance to earn or win a prize, reward, or other =
payment.</span></p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;m=
argin-bottom:0pt;text-align: justify;background-color:#ffffff;">&nbsp;</p><=
p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:0pt;tex=
t-align: justify;background-color:#ffffff;"><span style=3D"font-size:10pt;f=
ont-family:Arial;color:#000000;background-color:transparent;font-weight:700=
;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:=
baseline;white-space:pre;white-space:pre-wrap;">2.1.4. Provide Digital Curr=
ency Exchange Services.</span><span style=3D"font-size:10pt;font-family:Ari=
al;color:#000000;background-color:transparent;font-weight:400;font-style:no=
rmal;font-variant:normal;text-decoration:none;vertical-align:baseline;white=
-space:pre;white-space:pre-wrap;">&nbsp;Any Application which involves a bu=
siness engaged in the exchange of Digital Currency for Fiat Currency, or ot=
her Digital Currency and which accepts and transmits a Digital Currency or =
buys or sells Digital Currency for any reason.</span></p><p dir=3D"ltr" sty=
le=3D"line-height:1.2;margin-top:0pt;margin-bottom:0pt;text-align: justify;=
background-color:#ffffff;">&nbsp;</p><p dir=3D"ltr" style=3D"line-height:1.=
2;margin-top:0pt;margin-bottom:0pt;text-align: justify;background-color:#ff=
ffff;"><span style=3D"font-size:10pt;font-family:Arial;color:#000000;backgr=
ound-color:transparent;font-weight:700;font-style:normal;font-variant:norma=
l;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:=
pre-wrap;">2.1.5 Provide Donation Acceptance Services.</span><span style=3D=
"font-size:10pt;font-family:Arial;color:#000000;background-color:transparen=
t;font-weight:400;font-style:normal;font-variant:normal;text-decoration:non=
e;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">&nbsp;Any =
Application which involves a service which allows for the acceptance of don=
ations on behalf of a charity or other religious or spiritual organization.=
</span></p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bo=
ttom:0pt;text-align: justify;background-color:#ffffff;">&nbsp;</p><p dir=3D=
"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bottom:0pt;text-align:=
justify;background-color:#ffffff;"><span style=3D"font-size:10pt;font-fami=
ly:Arial;color:#000000;background-color:transparent;font-weight:700;font-st=
yle:normal;font-variant:normal;text-decoration:none;vertical-align:baseline=
;white-space:pre;white-space:pre-wrap;">3. Intellectual Property and Owners=
hip; Use of Marks.</span></p><p dir=3D"ltr" style=3D"line-height:1.2;margin=
-top:0pt;margin-bottom:0pt;text-align: justify;background-color:#ffffff;">&=
nbsp;</p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;margin-bott=
om:0pt;text-align: justify;background-color:#ffffff;"><span style=3D"font-s=
ize:10pt;font-family:Arial;color:#000000;background-color:transparent;font-=
weight:400;font-style:normal;font-variant:normal;text-decoration:none;verti=
cal-align:baseline;white-space:pre;white-space:pre-wrap;">As between Coinba=
se and you, the Developer's Tools, Coinbase Marks, and all intellectual pro=
perty rights therein and thereto are and shall at all times remain the sole=
and exclusive property of Coinbase and are protected by applicable intelle=
ctual property laws and treaties. You have no rights with respect to Develo=
per's Tools or Coinbase Marks except as expressly set forth herein. If you =
obtain Coinbase's prior written consent, you may use and display Coinbase's=
name and logo ("Coinbase Marks") solely to attribute the Developer's Tools=
as the source of your Application.</span></p><p dir=3D"ltr" style=3D"line-=
height:1.2;margin-top:0pt;margin-bottom:0pt;text-align: justify;background-=
color:#ffffff;">&nbsp;</p><p dir=3D"ltr" style=3D"line-height:1.2;margin-to=
p:0pt;margin-bottom:0pt;text-align: justify;background-color:#ffffff;"><spa=
n style=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:=
transparent;font-weight:700;font-style:normal;font-variant:normal;text-deco=
ration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">=
4. API Calls and Compliance</span></p><p dir=3D"ltr" style=3D"line-height:1=
.2;margin-top:0pt;margin-bottom:0pt;text-align: justify;background-color:#f=
fffff;">&nbsp;</p><p dir=3D"ltr" style=3D"line-height:1.2;margin-top:0pt;ma=
rgin-bottom:0pt;text-align: justify;background-color:#ffffff;"><span style=
=3D"font-size:10pt;font-family:Arial;color:#000000;background-color:transpa=
rent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:=
none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Coinbas=
e may set limits on the number of API calls that you can make at its sole d=
iscretion, for example in the interest of service stability. If you exceed =
these limits, Coinbase may moderate your activity or cease offering you acc=
ess to the Coinbase APIs altogether in Coinbase's sole discretion. You agre=
e to such limitations and will not attempt to circumvent such limitations. =
Coinbase may immediately suspend or terminate your access to the Developer'=
s Tools without notice if Coinbase believes, in its sole discretion, that y=
ou are in violation of this Agreement or the Terms</span></p><p dir=3D"ltr"=
style=3D"line-height:1.2;margin-top:0pt;margin-bottom:0pt;text-align: just=
ify;background-color:#ffffff;">&nbsp;</p><p dir=3D"ltr" style=3D"line-heigh=
t:1.2;margin-top:0pt;margin-bottom:18pt;text-align: justify;background-colo=
r:#ffffff;"><span style=3D"font-size:10pt;font-family:Arial;color:#000000;b=
ackground-color:transparent;font-weight:700;font-style:normal;font-variant:=
normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-s=
pace:pre-wrap;">5. Updates and Support </span><span style=3D"font-size:10pt=
;font-family:Arial;color:#000000;background-color:transparent;font-weight:4=
00;font-style:normal;font-variant:normal;text-decoration:none;vertical-alig=
n:baseline;white-space:pre;white-space:pre-wrap;">Coinbase may elect to pro=
vide you with support or modifications for the Developer's Tools, in its so=
le discretion, and may terminate such support at any time without notice. C=
oinbase may change, suspend, or discontinue any aspect of the Developer's T=
ools at any time, including the availability of any Developer's Tools.</spa=
n></p><div style=3D"text-align: justify;"><font color=3D"#000000" face=3D"A=
rial"><span style=3D"font-size: 13.3333px; white-space: pre-wrap;"><b>6. Se=
curity and Privacy</b></span></font>&nbsp;</div><p dir=3D"ltr" style=3D"lin=
e-height: 1.2; margin-top: 0pt; margin-bottom: 0pt; text-align: justify;"><=
b style=3D"color: rgb(0, 0, 0); font-family: Arial; font-size: 13.3333px; t=
ext-align: start; white-space: pre-wrap;"><br></b></p><p dir=3D"ltr" style=
=3D"line-height: 1.2; margin-top: 0pt; margin-bottom: 0pt; text-align: just=
ify;"><b style=3D"color: rgb(0, 0, 0); font-family: Arial; font-size: 13.33=
33px; text-align: start; white-space: pre-wrap;">6.1 Security. </b><span st=
yle=3D"background-color: transparent; color: rgb(0, 0, 0); font-family: Ari=
al; font-size: 10pt; white-space: pre-wrap;">You will use all reasonable ef=
forts to protect Customer Data (as defined below) collected by your Applica=
tion, including without limitation any personally identifiable information =
("PII"), from unauthorized access or use. In the event your systems or infr=
astructure that are used for storage, processing or hosting Customer Data a=
re breached or compromised, or if Customer Data is inadvertently exposed to=
non-authorized third parties, you shall notify Coinbase promptly of such a=
breach or exposure including root cause, remediation steps, and compensati=
ng controls to ensure such a breach does not occur in the future. You are r=
esponsible for providing customer notification under the state breach notif=
ication statutes and any other applicable privacy laws and you will bear th=
e costs incurred by Coinbase resulting from your breach or exposure. You ac=
knowledge that you are solely responsible for any personal injury or proper=
ty damage arising from or relating to your use of any Developer's Tools or =
any authorized or unauthorized use of your Application.</span></p><p dir=3D=
"ltr" style=3D"line-height: 1.2; margin-top: 0pt; margin-bottom: 0pt; text-=
align: justify;"><br></p><p dir=3D"ltr" style=3D"line-height: 1.2; margin-t=
op: 0pt; margin-bottom: 0pt; text-align: justify;"><b style=3D"color: rgb(0=
, 0, 0); font-family: Arial; font-size: 13.3333px; text-align: start; white=
-space: pre-wrap;">6.2 Privacy and PII. </b><span style=3D"background-color=
: transparent; color: rgb(0, 0, 0); font-family: Arial; font-size: 10pt; wh=
ite-space: pre-wrap;">"Customer Data" means any and all technical informati=
on, PII, device usage information, or other information derived from access=
to or use of any of the Developer's Tools, including but not limited to da=
ta that relates to any end users of any Coinbase products or services or pe=
rtains to use of any Coinbase products or services by such end users. You a=
cknowledge and agree that you are solely responsible for obtaining all requ=
ired consents from end users in connection with any use of your Application=
and the Developer's Tools, which consent shall be compliant with all appli=
cable data protection legislation and other privacy laws, rules, and regula=
tions. Without limiting the foregoing, before collecting any Customer Data =
or other information from end users of your Application, you must provide a=
dequate notice of what Customer Data and other information you collect and =
how it will be used and/or shared and obtain any necessary consents. You an=
d your Application will comply with all privacy laws and regulations (inclu=
ding those applying to PII) in connection with your access and use of the D=
eveloper's Tools. You will provide and adhere to a privacy policy for your =
Application that: (i) complies with all applicable laws, rules, and regulat=
ions, (ii) is conspicuously displayed to all end users of your Application,=
and (iii) clearly and accurately describes to end users of your Applicatio=
n what data and user information you collect (such as PII, login informatio=
n, etc.) and how you use and share such information (including for advertis=
ing) with Coinbase and third parties. If a user requests of you or Coinbase=
to have any Customer Data that may be considered PII under any law, rule, =
or regulation throughout the world deleted, you agree to promptly honor the=
user's or Coinbase's request and to delete all such data and information f=
rom your servers and other assets, including back-ups, to the extent reason=
ably possible, or to anonymize all user data so it cannot be tied back to a=
user's identity.</span></p><p dir=3D"ltr" style=3D"line-height: 1.2; margi=
n-top: 0pt; margin-bottom: 0pt; text-align: justify;"><span style=3D"backgr=
ound-color: transparent; color: rgb(0, 0, 0); font-family: Arial; font-size=
: 10pt; white-space: pre-wrap;"><br></span></p><p dir=3D"ltr" style=3D"line=
-height: 1.2; margin-top: 0pt; margin-bottom: 0pt; text-align: justify;"><s=
pan style=3D"background-color: transparent; font-size: 10pt; font-family: A=
rial; color: rgb(0, 0, 0); font-weight: 700; font-variant-numeric: normal; =
font-variant-east-asian: normal; vertical-align: baseline; white-space: pre=
-wrap;">6.3. Data Use. </span><span style=3D"background-color: transparent;=
font-size: 10pt; font-family: Arial; color: rgb(0, 0, 0); font-variant-num=
eric: normal; font-variant-east-asian: normal; vertical-align: baseline; wh=
ite-space: pre-wrap;">You will not sell any Customer Data or disclose any C=
ustomer Data to any third party. Your Application may use Customer Data onl=
y as required for use and access to your Application by the end user to who=
m such Customer Data relates. You shall not sublicense the Customer Data to=
any third party, and you shall not use or disclose any information derived=
directly or indirectly from the Customer Data for any purpose other than a=
s set forth above. Without limiting the generality of the foregoing, you sh=
all not use any part of the Customer Data to create a database separate fro=
m your Application or transmit all or part of the Customer Data to any thir=
d party for any use separate from your Application. Any use of Customer Dat=
a other than as expressly permitted by this Agreement is strictly prohibite=
d.</span></p></td>
</tr>
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<span style=3D"font-family:Verdana, Arial, Helvet=
ica, sans-serif; color:#C9C8C8; font-size:9px;">=C2=A9
<a href=3D"https://www.coinbase.com/" target=3D=
"_blank" style=3D"color:#C9C8C8 !important;">Coinbase</a> 2017
</span>
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